Overview of salaries statistics of the profession "Commercial Real Estate Credit Analyst in Canada"

Application Deadline: 04/12/2024Address:100 King Street WestProvides and manages the delivery of legal and regulatory advice on products, initiatives, strategies, policies and developments for and on behalf of BMO Financial Group. Provides legal advice based on knowledge of legal principles, practices and procedures, and knowledge of the financial services industry and its environment. Influences and negotiates to achieve business objectives. Works to achieve organizational goals while minimizing legal risk.Makes recommendations to senior leaders on strategy and new initiatives, based on an in-depth understanding of the business/group.May participate in the design of legal advice strategies & approaches for the unit activity and making recommendations to minimize legal issues.Acts as the prime subject matter expert for internal/external stakeholders.Exercises judgement on complex, confidential and sensitive mattersIdentifies and resolves moderately complex issues.Determines root causes and negotiates resolutions.Delivers legal advice, instructs external counsel and ensures compliance with internal policies & procedures for a single or small number of function(s).Acts as a subject matter expert on relevant laws, regulations and policies.Resolves daily issues and/or escalates with appropriate analysis and/or recommendations.Identifies risks and implements appropriate actions to mitigate them.Implements areas of improvement to ensure consistency with market place.Builds effective relationships with internal/ external stakeholders.Geographic scope: up to global.Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders.Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine.Implements changes in response to shifting trends.Broader work or accountabilities may be assigned as needed.Qualifications:Typically 7 years of legal practice or an equivalent combination of education and experience.Degree in law (LLB or JD) and license to practice law in relevant jurisdiction.Private practice and/or in-house experience in commercial lending, real estate, financial services and regulatory.Knowledge in legal field, typically with a functional or business line specialization.Knowledge of business and regulatory environment in which BMO Financial Group operates.Advanced knowledge of subject matter legal requirements and the operations of a single client group.Negotiation skills - in depth.Seasoned professional with a combination of education, experience and industry knowledge.Verbal & written communication skills - In-depth / Expert.Analytical and problem solving skills - In-depth / Expert.Influence skills - In-depth / Expert.Collaboration & team skills; with a focus on cross-group collaboration - In-depth / Expert.Able to manage ambiguity.Data driven decision making - In-depth / Expert.#BMOLRCGrade:8Job Category:Individual Contributor / CollaborateurWe're here to helpAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

Sr. Financial Analyst - Current & Future Opportunities We are committed to connecting Canadians through unique partnerships, our world-class network and content Canadians love-and our innovative team is growing. We are looking for dedicated team members to join our Corporate team who have a genuine passion for making positive impacts on customers and the communities where we live and work. We have a variety of business units with exciting and meaningful work waiting for you, including Communications, HR, Legal and Corporate Affairs, Supply Chain, Finance, and Real Estate. If you are considering your next step, we have exciting opportunities waiting for you. Come build a rewarding career at Rogers and be a driving force behind our success story!We currently have multipleSenior Financial Analyst opportunities that we're hiring for. In this role, you will play a pivotal role in driving the financial planning, analysis, and reporting functions within our organization. You will work closely with cross-functional teams, including finance, operations, and senior management, to provide valuable insights and recommendations to enhance our financial performance. Your expertise in financial modelling, forecasting, and data analysis will be crucial in identifying trends, risks, and opportunities to support informed decision-making.What you'll do: • Support the financial operations of the business through the preparation and review of month-end journal entries, forecasts, and budgets. • Provide commentary on financial results and key business indicators and drive continuous improvement within the finance team. • Participate in the organization's strategic planning process and maintain an understanding of industry trends, key business/cost drivers, and accounting policies. • Develop and prepare weekly scorecard reporting for use by management and provide visibility into financial performance and operational measures through the preparation of monthly reporting packages. • Conduct analysis on revenue trends, prepare month-end variance analysis and commentaries versus budget and forecasts, and identify risks and opportunities. • Collaborate with key business partners and finance leadership teams, and communicate key trends, observations, and business impacts. • Assist in business case development, financial modelling, and decision-making in support of strategic initiatives.What you'll have: • A University degree in a business-related field (Accounting or Finance preferred), with a professional accounting designation (CPA/CGA/CA/CMA) or MBA. • 3-5 years of progressive financial experience • Strong technical accounting skills, with knowledge of IFRS 15 and other relevant standards • Advanced skills in Access, Excel, and PowerPoint • Excellent analytical, problem-solving, planning, and organizational skills. • Comfort and confidence in dealing with senior leadership and the ability to work with minimal supervision in a fast-paced environment. • Strong interpersonal, communication, and presentation skills, with a demonstrated history of engaging with leadership in both business and finance. • Ability to manage multiple projects simultaneously and handle competing priorities under short timelines. • Knowledge of Oracle Financial Systems and Hyperion/Essbase is an asset.Current Opportunities: We have vacanies in the following areas: FP&A: the responsibilities include financial planning, budgeting, forecasting, and analysis to support strategic decision-making. In this role, you'llanalyze financial data, create financial models, and provide insights to management to help optimize financial performance and achieve business objectives. Controller: the duties include overseeing theaccounting and financial reporting functions. You'll beresponsible for financial statement preparation, internal controls, financial analysis, and compliance with accounting standards and regulatory requirements. As part of the recruitment process, the selected candidate will be required to complete a background check which includes credit and criminal checks. Schedule: [[req_RogersFullPartTime]] Shift: Day Length of Contract: Not Applicable (Regular Position) Work Location: 333 Bloor Street East (012), Toronto, ON Travel Requirements: None Posting Category/Function: Finance & Accounting & Accounting Requisition ID: 295949 #LI-JC1At Rogers, we believe the key to a strong business, is a diverse workforce where equity and inclusion are core to making everyone feel like they belong. We do this by embracing our diversity, celebrating our different perspectives, and working towards creating environments that empower our people to bring their whole selves to work. Everyone who applies for a job will be considered. We recognize the business value in creating a workplace where each team member has the tools to reach their full potential by removing any barriers for equal participation. We work with our candidates who are experiencing a disability throughout the recruitment process to ensure that they have what they need to be at their best. Please reach out to our recruiters and hiring managers to begin a conversation about how we can ensure that you deliver your best work. You matter to us! For any questions, please visit the Recruitment Process FAQ . Successful candidates will be required to complete a background check as part of the hiring process. Posting Notes:CorporateLocation: Toronto, ON, CA Calgary, AB, CA Brampton, ON, CA Being a Rogers team member comes with some great perks & benefits including: • Health & well-being benefits • Donation matching • Paid time off for volunteering • Wealth Accumulation including: Pension plan & Employee stock options • Generous employee discounts • Leadership development, Mentorship, and Coaching programs *available for full-time and part-time permanent employees, some restrictions apply Looking for career guidance and inspiration? Catch up on the latest episodes of For the Love of Work podcast with Dr. Sonia Kang.Job Segment: Real Estate, ERP, Finance MBA, Financial Analyst, Compliance, Sales, Technology, Finance, Legal

We are currently seeking a Geoenvironment Team Lead to join our team in Quebec City: a pivotal role in planning and developing this expertise, as well as navigating significant projects with a trusted clientele. As a multidisciplinary environmental engineering firm established since 2009, we distinguish ourselves through our comprehensive service offerings and distinctive client experience. Our experts support various clients in real estate, finance, insurance, and oil, industrial, and commercial sectors, providing dedicated assistance for project realization. Responsibilities for this role include: Estimating, drafting, and revising service proposals. Planning, organizing, and overseeing various stages of Phase I environmental site assessments. Planning, organizing, and conducting soil and groundwater characterization campaigns. Ensuring environmental monitoring on construction sites. Ensuring compliance with project budgets and timelines, as well as administrative project management. Acting as a leader in this service, particularly among technical staff and project managers within the team. Leveraging expertise and ingenuity in the execution of complex projects, from planning through technical advice to final delivery. Assessing human and material resource needs within the team and making recommendations to the Director. Actively engaging in the sales process by maintaining close client relationships and ensuring their satisfaction. Participating in the estimation and preparation of bids (private and public). Planning, supervising, and monitoring daily project activities, including achievement, timelines, budgets, goal tracking, etc. Negotiating service agreements with subcontractors. Participating in various company committees (e.g., business development, health and safety, social life, etc.). In this role, you will have the opportunity to showcase your strengths! Bachelor's degree in geological engineering, civil engineering, science, or other relevant field or discipline. Member of a professional order (OIQ, OGQ, or equivalent). Minimum of 4 years of relevant environmental experience. Good knowledge of environmental laws and regulations in Quebec and Canada. Construction ASP card. Valid Class 5 driver's license for client visits and travel to our various locations. Excellent communication skills, both oral and written, in French and English. Ability to adapt to different situations. Enjoy finding innovative and practical solutions to problems. Team spirit and transparency. Rigor, structure, and high autonomy. Attention to health and safety. Inclusions of the Nvira Adventure 360 Package: Cell phone package reimbursement. Annual allowance in the Nvira Boutique. Flexible and hybrid work schedule. Additional days off during the holiday season. Possibility of finishing at noon on Fridays. 6 flexible days off. Telemedicine service and Employee Assistance Program (EAP). Comprehensive RRSP and DPSP programs. And much more! If you see yourself in this role and would like to be part of the Nvira Adventure, send us your application now!

Job Summary A Real Estate Market credit specialist, leveraging best-in-class credit structuring expertise to balance the needs of the client and the bank Maximize RBCs position in the market and deliver on business priorities of credit quality, growth in authorized credit, acquisition of new borrowing clients and timely completion of credit renewals Support client needs by understanding the client (including industry, market & competitiveness, company strategy & management), analyzing financial information and structuring appropriate credit solutions Work in collaboration with Directors, Real Estate Markets and with Client Relationship Team, other internal and external partners( including other FIs), to grow the portfolio and manage industry and portfolio risks through face-to-face meetings or use of technology, based on client preference Achieve and sustain portfolio quality thorough disciplined execution of client and portfolio management routinesJob DescriptionDeliver an Exceptional Client ExperienceIn conjunction with your Client Relationship Team ("CRT") members, you create exceptional client experiences by delivering value-added advice aligned to your expertise and the client's needs.Lead with a growth mindset, focusing on whats possible to maximize client acquisition, growth and deliver an exceptional client experienceDeliver exceptional client experience by responding quickly to credit requests, minimizing turnaround times and delivering sound credit structuring advice and client-centric solutions that support business growthFor complex clients, partner with Directors, Real Estate Markets to understand credit needs, changing circumstances and risk profile through meaningful client contact as requiredHelp clients understand emerging issues that may impact their business by providing valuable insights on the clients industry, business or marketIdentify ways to simplify credit structures (e.g. removing unnecessary reporting or conditions)Collaborate internally and externally to understand credit needs, changing circumstances and risk profile through meaningful client contact as required.Act as a digital advocate to digitally enable clients and support clients in their journey towards low-carbon transition as climate-related demands increase.Take ownership and resolve client concerns and requests at first point of contact, escalate to your manager in a timely manner to ensure minimal impact to client experience. Record complaint, and inform clients about RBCs complaint handling process.Acquiring & Deepening Client Relationships: Win as One RBCYou are a Trusted Strategic Advisor focused on acquiring and growing business by being attentive to client needs and aligning opportunities to the right CRT member or One RBC partner.Acquire new clients and ensure alignment to the Home of Best FitDevelop critical thinking, expand ability to analyze situations and articulate rationale. Make sound recommendations which reflect logic, thorough analysis and decision-making abilitiesDeliver business results and grow market share, by growing and retaining existing business client relationships through insightful Annual Strategy Meetings and ensuring a One RBC approach and alignment to the Home of Best FitTake ownership of structuring competitively tailored credit solutions for both existing and new clients to increase overall authorized creditAs a key contributor to our client relationship team and work with Directors, Real Estate Markets to execute a coordinated client, COI and external counsel contact strategy.Ensure adherence to CRCA-14, including analysis and rationale to support a rating assessment within each risk factorProvide proactive credit advice and counsel to Directors, Real Estate Markets when proposing new or expanded credit structures. Seek referral opportunities; make introductions to Client Relationship Team and One RBC team members, including Access to ExpertsIncorporate best practices, including trends in credit quality, changes in credit processes and regular communication with GRM and CAGExecution ExcellenceContinuously monitor and review activities to ensure pipeline of new money requests and renewals is managed effectively, ensuring superior client experienceDemonstrate commitment to team and collaboration by sharing best practices, advising & mentoring and assisting colleagues for individual and team successYou are an active member of the CRT whose foresight in client contact and strategic relationship planning supports the coordinated approach by the full CRT for the benefit of the client relationships you steward.Follow best practices of routines, market/portfolio planning, CRT coordination/planning and client interactions to succeed individually and as a teamMonitor and review activities and outcomes bi-weekly, monthly and quarterly to identify successes and items to refine. Proactively prepare for coaching meetings, CRT coordination/planning meetings and monthly reviewsEnsure skills/knowledge are up to date and aligned to the needs of clients served. Seek opportunities for continuous improvement through coaching and capability growthLeverage technology to interact with clients and colleaguesSpeak up for and about inclusion, create the conditions where colleagues and clients uniqueness is appreciated and valued.Doing Whats Right: Manage Risk & Operational EffectivenessYou take ownership of deep discovery in key moments of truth to understand client needs and provide advice on the appropriate solutions.Demonstrate a thorough understanding of the clients financial position, industry, business model, management capabilities and ability to repay loans by analyzing and understanding present and future cash flowsFor credit transactions focus on getting work done right the first time, ensuring credit applications are completed with correct and pertinent information and you are well prepared to discuss credit transactions with GRM/CAGUnderstand and adhere to RBC credit rules, policies and procedures. Demonstrate good judgment when making decisions, balancing shareholder risk and client experienceIn collaboration with Directors, Real Estate Markets, achieve and sustain credit portfolio quality through disciplined execution of portfolio management routines for portfolios supportedSupport region by maintaining expired credits >31 days within defined thresholds (BRR, CCR & ACC) on assigned clients and working with Directors-REM to ensure required documents are received and actioned in a timely mannerJob SkillsAdaptability, Business Development, Client Centricity, Communication, Critical Thinking, Curiosity, Financial Acumen, Practice ManagementAdditional Job DetailsAddress:202 BROWNLOW AVE:HALIFAXCity:HALIFAXCountry:CanadaWork hours/week:37.5Employment Type:Full timePlatform:Personal and Commercial BankingJob Type:RegularPay Type:SalariedPosted Date:2024-05-01Application Deadline:2024-05-24Inclusion and Equal Opportunity EmploymentAt RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.Join our Talent CommunityStay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.

Type de rôle:Internship/Co-opSession de stage:Fall/Term 1Lieu de travail:Vancouver, Colombie-Britannique, CanadaHoraire:37.5Détails de la rémunération :Nous avons à cœur d’offrir une rémunération juste et équitable à tous nos collègues. En votre qualité de candidat ou de candidate, nous vous encourageons à avoir une conversation franche avec votre recruteur et à poser des questions sur la rémunération, notamment les particularités salariales de ce poste.Description du poste:The Commercial National Accounts (CNA) team at TD provides dedicated relationship coverage to large commercial & small to mid-sized corporate clients across all industry sectors. This client base is primarily designated by size of credit facilities being larger than $25 million and/or annual sales being greater than $150 million. It also encompasses all commercial clients with syndicated credit facilities.The group consists of senior banking professionals who combine specific industry knowledge and extensive deal structuring experience to offer a full suite of customized credit and cash management solutions to meet the complex needs of our clients. The Pacific Team, out of Vancouver, has industry expertise in Senior's Care, Marine, and Food ProcessingAs the Commercial National Accounts Co-op Analyst you will be introduced to the stimulating and challenging environment of Commercial Banking, which will provide exposure to credit-related activities in different industry sectors. You will join the Credit Analyst team and be given a broad range of assignments including researching and analyzing financial information, market data and industries, completing borrower credit risk analysis, and assisting with the credit process by participating in financial analysis. Students will have the opportunity to interact with professionals at various levels, giving them a broad understanding of how TD operates.Job RequirementsA highly motivated business undergrad or MBA / Masters level student where a path towards CFA or CPA designation is preferred.Someone with high personal and professional standards. A team player with strong interpersonal skillsVancouver-based and mobile to our location at 700 West Georgia Street The ability to perform effectively in a team environmentA strong record of academic and extracurricular achievementStrong written and verbal communication skillsHigh level of attention to detailStrong financial, accounting and computer skills where knowledge of Excel modelling is desiredAbility to manage multiple tasks while maintaining a high standard of workAdditional Details:This position is a 4-month work term and will commence September 3rd - December 20th, 2024.Applications must include a transcript, cover letter (one letter-sized page or less) and a resume (maximum of 2 pages).We welcome all applications; however, we will only contact qualified candidates chosen for an interview. Thank you for your interest.TD requires employees to reside in the country where the role is located, irrespective of remote working arrangementsÀ propos de nous La TD est un chef de file mondial dans le secteur des institutions financières. Elle représente la cinquième banque en Amérique du Nord de par son nombre de succursales. Chaque jour, nous offrons une expérience client légendaire à plus de 27 millions de ménages et d’entreprises au Canada, aux États-Unis et partout dans le monde. Plus de 95 000 collègues de la TD mettent en commun leurs compétences, leur talent et leur créativité au service de la Banque, des clients qu’elle sert et des économies qu’elle appuie. Nous sommes guidés par notre vision d’être une meilleure banque et par notre objectif d’enrichir la vie de nos clients, de nos collectivités et de nos collègues. La TD est une entreprise profondément engagée à être une leader en matière d’expérience client. Voilà pourquoi nous croyons que chaque collègue, peu importe son secteur d’activité, est en contact avec la clientèle. En parallèle de l’évolution de nos activités et de notre stratégie, nous innovons afin d’améliorer l’expérience client et de créer des capacités pour façonner l’avenir des services bancaires. Que vous ayez plusieurs années d’expérience dans le secteur bancaire ou que vous commenciez tout juste votre carrière dans le domaine des services financiers, nous pouvons vous aider à réaliser votre plein potentiel. Vous pourrez compter sur nos programmes de formation et de mentorat et sur des conversations sur le perfectionnement et le leadership pour réaliser votre plein potentiel et atteindre vos objectifs. Notre croissance en tant qu’entreprise rime avec la vôtre. Notre programme de rémunération globaleNotre programme de rémunération globale reflète les investissements que nous faisons pour aider nos collègues et leur famille à atteindre leurs objectifs en matière de bien-être mental, physique et financier. La rémunération globale à la TD inclut le salaire de base, la rémunération variable et bien d’autres régimes clés, comme des avantages sociaux en matière de santé et de bien-être, des régimes d’épargne et de retraite, des congés payés, des avantages bancaires et des rabais, des occasions de développement de carrière et des programmes de récompenses et reconnaissance. En savoir plusRenseignements supplémentaires :Nous sommes ravis que vous envisagiez une carrière à la TD. Sachez que nous avons à cœur d’aider nos collègues à réussir dans leur vie tant personnelle que professionnelle. C’est d’ailleurs pourquoi nous leur offrons des conversations sur le perfectionnement, des programmes de formation et un régime d’avantages sociaux concurrentiel.Perfectionnement des collègues Un cheminement professionnel particulier vous intéresse ou vous cherchez à acquérir certaines compétences? Nous tenons à vous mettre sur la voie de la réussite. Vous aurez des conversations régulières sur le développement de carrière, le perfectionnement et le rendement avec votre gestionnaire. Une variété de programmes de mentorat et une plateforme d’apprentissage en ligne seront également à votre disposition pour vous aider à ouvrir de nouvelles portes. Que vous ayez à cœur d’aider les clients et souhaitiez élargir votre expérience ou que vous préfériez coacher et inspirer vos collègues, sachez que la TD propose un grand nombre de cheminements professionnels et qu’elle s’engage à vous aider à relever les occasions qui vont dans le sens de vos objectifs.Formation et intégrationNous tenons à nous assurer que vous disposez des outils et ressources nécessaires pour réussir à votre nouveau poste. Dans cette optique, nous organiserons des séances d’intégration et de formation.Processus d’entrevue Nous communiquerons avec les candidats sélectionnés pour planifier une entrevue. Nous ferons notre possible pour communiquer par courriel ou par téléphone avec tous les candidats pour leur faire part de notre décision.Mesures d’adaptationL’accessibilité est importante pour nous. N’hésitez pas à nous faire part de toute mesure d’adaptation (salles de réunion accessibles, sous-titres pour les entrevues virtuelles, etc.) dont vous pourriez avoir besoin pour participer sans entraves au processus d’entrevue.Nous avons hâte d’avoir de vos nouvelles! Language Requirement:N/A.

Application Deadline: 05/16/2024Address: 5750 Explorer DrJob Family Group:Commercial Sales & Service Role Overview As a Director, National Accounts, you will be responsible for managing a portfolio of large automotive dealership groups, daily car rental/leasing companies and truck dealerships (EBITDA of $25+ million) that have sophisticated financial needs (credit/loans of $150+ million), including cashflow-based financing for acquisitions and dividend/shareholder loans, real estate/construction financing, multi-lender syndications, and alternative debt capital structures (e.g. high yield and sub-debt). Primary accountability for the Director, National Accounts is monitoring the portfolio and ensuring it operates in good standing along with performing financial statement analysis, financial modeling, and credit writing to support high quality credit/loan submissions for new and existing clients. You will work closely with the Managing Director, National Accounts, in a fast-paced environment, to grow the portfolio by being involved with pitches for new financing opportunities with prospects & existing clients and growing share of wallet. Together with the Managing Director, National Accounts, you will maintain and promote an exceptional client service environment and experience to continually achieve industry leading NPS scores for client satisfaction. This is an important strategic role that will report directly to the Vice President of National Accounts. The candidate must be self-motivated and well-organized, with strong expertise in risk assessment, financial analysis and portfolio management. The candidate must also possess excellent financial analysis and modeling skills and will be able to demonstrate these skills based on their ability to analyze a significant amount of information and present it in a clear and concise manner. Key Responsibilities Portfolio Management Provides accurate and detailed financial analysis and risk assessment of new and existing customers and provides credit/finance structuring expertise regarding key credit terms such as capital structure, financial covenants, amortization periods, financial statement presentation of Borrower/Credit Group etc. Collaborates with clients in the development of financial models and other analytical tools to assist clients in evaluating capital structure and financing structure. You will lead working sessions with clients and internal stakeholders to obtain buy in to finalize financial models as appropriate (e.g. new deal or credit increase opportunities, annual reviews, restructurings etc.). Prepares detailed written analysis of credit requests, new business, and annual reviews through credit/loan submissions and credit committee memos done in a timely manner, well written and concisely identifying relevant credit risks and mitigating factors (you will need to stay ahead of industry, economic and finance trends for the automotive sector). As part of the analysis and underwriting of each credit opportunity, you will need to stay on top of required due diligence for each throughout the process. Makes credit/lending decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures. Performs ongoing monitoring and management of assigned portfolio of accounts (e.g. financial statement reporting, financial covenant reporting & performance, borrowing base maintenance etc.), completing annual reviews ahead of expirations and identifying potential problem accounts for enhanced monitoring. Relationship Management & Business Development Coordinates the preparation and delivery of customized lending proposals and pitches to prospective and existing clients, including leading financial analysis and credit correspondence to support the same. Consults regularly with internal stakeholders (i.e. Managing Director, Credit Risk Management, Cash Management, Capital Markets, Wealth Management, Loan Operations etc.) and external stakeholders (prospects/clients and their advisors, accountants & lawyers) as necessary in completing credit-related requests, including underwriting, loan documentation and obtaining necessary deal structure requirements as applicable. Ensures a high-quality client experience, while building long-term relationships, and acts as a trusted advisor to internal and external stakeholders. Assists in coordination/negotiation of terms and conditions, loan documentation and deal closing with internal and external stakeholders made via in person, phone and e-mail interaction. Provides thought leadership (i.e. published articles, social media posts etc.) and keeps abreast of automotive industry trends to constantly deepen expertise and build eminence in the marketplace along with internal and external stakeholders. Internal Collaboration Manages the workflow of other analysts and other bank-provided supporting resources to efficiently complete transitional tasks within tight timelines to support client monitoring and deliverables (e.g. financial spreading, financial covenant reporting and monitoring, receipt of financial/client information). Helps determine deal team priorities & key account plans and best sequence for execution of same. Works with other team members and deal teams in National Accounts across Canada on an as-needed basis in support of a "one team" approach to execute Business Unit strategy and achieve overall business targets/objectives. Partners with internal stakeholders for accurate, detailed client information. Remains current on financial and credit trending in the portfolio and communicates the same to Senior Management. Actively shares thought leadership, best practices, and/or industry knowledge within the team and business unit. Broader work or accountabilities may be assigned as needed. Qualifications for Success Undergraduate/Graduate degree in finance, accounting, business administration, and/or economics/commerce. Typically - at least 5-7 years of relevant accounting, financial/credit analysis, business/commercial banking and/or corporate finance experience. Automotive experience is not required. Holding a professional designation (CPA/CFA/CBV) is an asset. Strong understanding of financial, capital structuring and/or credit analysis gained through business and/or educational experience. Excellent financial modeling skills - In-Depth. Superior presentation and PowerPoint skills - In-Depth. Strong verbal & written communication skills - In-Depth.Ability to learn quickly, be proactive and manage priorities - In-Depth. Collaboration & team skills - In-Depth. Analytical and problem-solving skills - In-Depth. Time and resource management - In-Depth. Negotiation/influencing skills - In-Depth. Role Benefits A culture of innovation, empowerment, decision-making, and accountability. Continual professional development through BMO's Institute for Learning and BMO University that offer in-person and virtual learning courses. Hybrid work environment.Comprehensive health and wellness benefits along with additional paid benefits/amenities. Compensation and Benefits:$84,000.00 - $156,000.00Pay Type: SalariedThe above represents BMO Financial Group's pay range and type.Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards We're here to helpAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.To find out more visit us at https://jobs.bmo.com/ca/en .BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Application Deadline: 05/20/2024 Address: 100 King Street West Job Family Group: Customer Solutions BMO Global Asset Management is seeking to hire an Analyst to cover the Energy & Mining Sector Job Description: The Analyst will conduct fundamental equity research on a coverage universe, providing investment ideas for the portfolios. The Analyst will generate proprietary fundamental analysis of the sector, the industry, the companies and the stocks by meeting with top management of companies, industry experts, sell-side analysts and experienced colleagues. The Analyst works closely with the team of portfolio managers responsible for managing a number of strategies, primarily for the Canadian market. Makes investment recommendations balancing qualitative and quantitative factors. Acts as a trusted subject matter expert to assigned investment sector(s) or coverage area. Conducts independent analysis and assessment to contribute to team priorities or strategies. Builds and maintains detailed financial models. Provides written reports for in depth investment thesis, company events, recommendations. Provides timely analysis and views/recommendations on news and events. Highly motivated, able to think logically, critically and quickly. Strong written and verbal communication capabilities. Works both independently and as part of a team. Self-starter and strong ability to prioritize workflow. Strong team player, positive attitude Qualifications: Typically between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience. In-depth analytical and interpretive skills; capable of sourcing and identifying pertinent factors from large volumes of information. In-depth organizational skills; strong attention to detail and risk. Able to maintain effectiveness, accuracy and performance in a fast-paced and demanding environment with multiple concurrent priorities. Deep knowledge and technical proficiency gained through extensive education and business experience. Verbal & written communication skills - In-depth. Collaboration & team skills - In-depth. Analytical and problem solving skills - In-depth. Influence skills - In-depth. Data driven decision making - In-depth. Compensation and Benefits: $95,200.00 - $176,400.00 Pay Type: Salaried The above represents BMO Financial Groups pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Groups expected target for the first year in this position. BMO Financial Groups total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards Were here to help At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one for yourself and our customers. Well support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, well help you gain valuable experience, and broaden your skillset. To find out more visit us at https://jobs.bmo.com/ca/en. BMO is committed to an inclusive, equitable and accessible workplace. By learning from each others differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes. BMO is a leading bank driven by a single purpose: to Boldly Grow the Good in business and life. Everywhere we do business, were focused on building, investing and transforming how we work to drive performance and continue growing the good. Who we are Were proud to be fueling growth and expanding possibilities for individuals, families and businesses. More than 12 million customers count on us for personal and commercial banking, wealth management and investment services. As the 8th largest bank in North America by assets, we provide personal and commercial banking, wealth management and investment services to more than 12 million customers. In Canada, the United States and across the globe, well continue to build, invest and transform to drive performance that serves the good that grows.

Application Deadline: 05/23/2024Address: 5750 Explorer DrJob Family Group:Commercial Sales & Service Role Overview As an Associate Director, National Accounts, you will be working with a portfolio of large automotive dealership groups, daily car rental/leasing companies and truck dealerships (EBITDA of $25+ million) that have sophisticated financial needs (credit/loans of $150+ million), including cashflow-based financing for acquisitions and dividend/shareholder loans, real estate/construction financing, multi-lender syndications, and alternative debt capital structures (e.g. high yield and sub-debt). Primary accountability for the Associate Director, National Accounts is monitoring the portfolio and ensuring it operates in good standing along with performing financial statement analysis, financial modeling, and credit writing to support high quality credit/loan submissions for new and existing clients. You will work closely with the Managing Director, National Accounts, in a fast-paced environment, to grow the portfolio by being involved with pitches for new financing opportunities with prospects & existing clients and growing share of wallet. Together with the Managing Director, National Accounts, you will maintain and promote an exceptional client service environment and experience to continually achieve industry leading NPS scores for client satisfaction. This is an important role that will report directly to the Head of National Accounts. The candidate must be self-motivated and well-organized, with strong expertise in risk assessment, financial analysis and portfolio management. The candidate must also possess excellent financial analysis and modeling skills and will be able to demonstrate these skills based on their ability to analyze a significant amount of information and present it in a clear and concise manner. Key Responsibilities Portfolio Management Provides accurate and detailed financial analysis and risk assessment of new and existing customers and provides credit/finance structuring expertise regarding key credit terms such as capital structure, financial covenants, amortization periods, financial statement presentation of Borrower/Credit Group etc. Collaborates with clients in the development of financial models and other analytical tools to assist clients in evaluating capital structure and financing structure. You will lead working sessions with clients and internal stakeholders to obtain buy in to finalize financial models as appropriate (e.g. new deal or credit increase opportunities, annual reviews, restructurings etc.). Prepares detailed written analysis of credit requests, new business, and annual reviews through credit/loan submissions and credit committee memos done in a timely manner, well written and concisely identifying relevant credit risks and mitigating factors (you will need to stay ahead of industry, economic and finance trends for the automotive sector). As part of the analysis and underwriting of each credit opportunity, you will need to stay on top of required due diligence for each throughout the process. Makes credit/lending decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures. Performs ongoing monitoring and management of assigned portfolio of accounts (e.g. financial statement reporting, financial covenant reporting & performance, borrowing base maintenance etc.), completing annual reviews ahead of expirations and identifying potential problem accounts for enhanced monitoring. Relationship Management & Business Development Coordinates the preparation and delivery of customized lending proposals and pitches to prospective and existing clients, including leading financial analysis and credit correspondence to support the same. Consults regularly with internal stakeholders (i.e. Managing Director, Credit Risk Management, Cash Management, Capital Markets, Wealth Management, Loan Operations etc.) and external stakeholders (prospects/clients and their advisors, accountants & lawyers) as necessary in completing credit-related requests, including underwriting, loan documentation and obtaining necessary deal structure requirements as applicable. Ensures a high-quality client experience, while building long-term relationships, and acts as a trusted advisor to internal and external stakeholders. Assists in coordination/negotiation of terms and conditions, loan documentation and deal closing with internal and external stakeholders made via in person, phone and e-mail interaction. Provides thought leadership (i.e. published articles, social media posts etc.) and keeps abreast of automotive industry trends to constantly deepen expertise and build eminence in the marketplace along with internal and external stakeholders. Internal Collaboration Manages the workflow of other analysts and other bank-provided supporting resources to efficiently complete transitional tasks within tight timelines to support client monitoring and deliverables (e.g. financial spreading, financial covenant reporting and monitoring, receipt of financial/client information). Helps determine deal team priorities & key account plans and best sequence for execution of same. Works with other team members and deal teams in National Accounts across Canada on an as-needed basis in support of a "one team" approach to execute Business Unit strategy and achieve overall business targets/objectives. Partners with internal stakeholders for accurate, detailed client information. Remains current on financial and credit trending in the portfolio and communicates the same to Senior Management. Actively shares thought leadership, best practices, and/or industry knowledge within the team and business unit. Broader work or accountabilities may be assigned as needed. Qualifications for Success Undergraduate/Graduate degree in finance, accounting, business administration, and/or economics/commerce. Typically - at least 4-5 years of relevant accounting, financial/credit analysis, business/commercial banking and/or corporate finance experience. Automotive experience is not required. Holding a professional designation (CPA/CFA/CBV) is an asset. Strong understanding of financial, capital structuring and/or credit analysis gained through business and/or educational experience. Excellent financial modeling skills - In-Depth. Superior presentation and PowerPoint skills - In-Depth. Strong verbal & written communication skills - In-Depth.Ability to learn quickly, be proactive and manage priorities - In-Depth. Collaboration & team skills - In-Depth. Analytical and problem-solving skills - In-Depth. Time and resource management - In-Depth. Negotiation/influencing skills - In-Depth.Compensation and Benefits:$68,000.00 - $126,000.00Pay Type: SalariedThe above represents BMO Financial Group's pay range and type.Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards We're here to helpAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.To find out more visit us at https://jobs.bmo.com/ca/en .BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.

Application Deadline: 05/23/2024 Address: 5750 Explorer Dr Job Family Group: Commercial Sales & Service Role Overview As an Associate Director, National Accounts, you will be working with a portfolio of large automotive dealership groups, daily car rental/leasing companies and truck dealerships (EBITDA of $25+ million) that have sophisticated financial needs (credit/loans of $150+ million), including cashflow-based financing for acquisitions and dividend/shareholder loans, real estate/construction financing, multi-lender syndications, and alternative debt capital structures (e.g. high yield and sub-debt). Primary accountability for the Associate Director, National Accounts is monitoring the portfolio and ensuring it operates in good standing along with performing financial statement analysis, financial modeling, and credit writing to support high quality credit/loan submissions for new and existing clients. You will work closely with the Managing Director, National Accounts, in a fast-paced environment, to grow the portfolio by being involved with pitches for new financing opportunities with prospects & existing clients and growing share of wallet. Together with the Managing Director, National Accounts, you will maintain and promote an exceptional client service environment and experience to continually achieve industry leading NPS scores for client satisfaction. This is an important role that will report directly to the Head of National Accounts. The candidate must be self-motivated and well-organized, with strong expertise in risk assessment, financial analysis and portfolio management. The candidate must also possess excellent financial analysis and modeling skills and will be able to demonstrate these skills based on their ability to analyze a significant amount of information and present it in a clear and concise manner. Key Responsibilities Portfolio Management Provides accurate and detailed financial analysis and risk assessment of new and existing customers and provides credit/finance structuring expertise regarding key credit terms such as capital structure, financial covenants, amortization periods, financial statement presentation of Borrower/Credit Group etc. Collaborates with clients in the development of financial models and other analytical tools to assist clients in evaluating capital structure and financing structure. You will lead working sessions with clients and internal stakeholders to obtain buy in to finalize financial models as appropriate (e.g. new deal or credit increase opportunities, annual reviews, restructurings etc.). Prepares detailed written analysis of credit requests, new business, and annual reviews through credit/loan submissions and credit committee memos done in a timely manner, well written and concisely identifying relevant credit risks and mitigating factors (you will need to stay ahead of industry, economic and finance trends for the automotive sector). As part of the analysis and underwriting of each credit opportunity, you will need to stay on top of required due diligence for each throughout the process. Makes credit/lending decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures. Performs ongoing monitoring and management of assigned portfolio of accounts (e.g. financial statement reporting, financial covenant reporting & performance, borrowing base maintenance etc.), completing annual reviews ahead of expirations and identifying potential problem accounts for enhanced monitoring. Relationship Management & Business Development Coordinates the preparation and delivery of customized lending proposals and pitches to prospective and existing clients, including leading financial analysis and credit correspondence to support the same. Consults regularly with internal stakeholders (i.e. Managing Director, Credit Risk Management, Cash Management, Capital Markets, Wealth Management, Loan Operations etc.) and external stakeholders (prospects/clients and their advisors, accountants & lawyers) as necessary in completing credit-related requests, including underwriting, loan documentation and obtaining necessary deal structure requirements as applicable. Ensures a high-quality client experience, while building long-term relationships, and acts as a trusted advisor to internal and external stakeholders. Assists in coordination/negotiation of terms and conditions, loan documentation and deal closing with internal and external stakeholders made via in person, phone and e-mail interaction. Provides thought leadership (i.e. published articles, social media posts etc.) and keeps abreast of automotive industry trends to constantly deepen expertise and build eminence in the marketplace along with internal and external stakeholders. Internal Collaboration Manages the workflow of other analysts and other bank-provided supporting resources to efficiently complete transitional tasks within tight timelines to support client monitoring and deliverables (e.g. financial spreading, financial covenant reporting and monitoring, receipt of financial/client information). Helps determine deal team priorities & key account plans and best sequence for execution of same. Works with other team members and deal teams in National Accounts across Canada on an as-needed basis in support of a one team approach to execute Business Unit strategy and achieve overall business targets/objectives. Partners with internal stakeholders for accurate, detailed client information. Remains current on financial and credit trending in the portfolio and communicates the same to Senior Management. Actively shares thought leadership, best practices, and/or industry knowledge within the team and business unit. Broader work or accountabilities may be assigned as needed. Qualifications for Success Undergraduate/Graduate degree in finance, accounting, business administration, and/or economics/commerce. Typically at least 4-5 years of relevant accounting, financial/credit analysis, business/commercial banking and/or corporate finance experience. Automotive experience is not required. Holding a professional designation (CPA/CFA/CBV) is an asset. Strong understanding of financial, capital structuring and/or credit analysis gained through business and/or educational experience. Excellent financial modeling skills In-Depth. Superior presentation and PowerPoint skills In-Depth. Strong verbal & written communication skills In-Depth. Ability to learn quickly, be proactive and manage priorities In-Depth. Collaboration & team skills In-Depth. Analytical and problem-solving skills In-Depth. Time and resource management In-Depth. Negotiation/influencing skills In-Depth. Compensation and Benefits: $68,000.00 - $126,000.00 Pay Type: Salaried The above represents BMO Financial Groups pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Groups expected target for the first year in this position. BMO Financial Groups total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards Were here to help At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one for yourself and our customers. Well support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, well help you gain valuable experience, and broaden your skillset. To find out more visit us at https://jobs.bmo.com/ca/en. BMO is committed to an inclusive, equitable and accessible workplace. By learning from each others differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes. BMO is a leading bank driven by a single purpose: to Boldly Grow the Good in business and life. Everywhere we do business, were focused on building, investing and transforming how we work to drive performance and continue growing the good. Who we are Were proud to be fueling growth and expanding possibilities for individuals, families and businesses. More than 12 million customers count on us for personal and commercial banking, wealth management and investment services. As the 8th largest bank in North America by assets, we provide personal and commercial banking, wealth management and investment services to more than 12 million customers. In Canada, the United States and across the globe, well continue to build, invest and transform to drive performance that serves the good that grows.

Job SummaryJob DescriptionWhat is the opportunity?As a financing specialist, focused on deepening credit skills, supporting a high performing commercial banking team with portfolio management and compliance support you will contribute to an exceptional client experience by providing superior business, financial and credit advice. Your support as a strategic partner to the Commercial Account Manager managing the credit process will enable enhanced client-facing time. You will work work closely with the RMs preparing financial / operating analysis, research for the client and sector / industry, financial modeling, Credit Risk Management reporting, account conduct, supplier / buyer analysis, etc. You will also take responsibility for dealing with all aspects of clients annual renewal applications and working on ad hoc projects including (but not limited to): concern lists, sector analysis, client portfolios, Know Your Customer (KYC) / Anti Money Laundering (AML), client returns modeling, and others as required. In addition, supporting RMs at client meetings, preparing applications, coordinating the application process, security and product/solution process with and on behalf of the RMs, and ensuring that appropriate systems are kept up to date and used efficiently.What will you do?Leverage deepening business analysis skills to meet client expectations for credit requests and completion of annual reviewsProvide quality business analysis and credit advice through presentation options that clearly articulate advantages and benefits to the clientDemonstrate RBCs capability to provide creative financial solutions in a timely manner and deliver credit solutions that meet or exceed needsDemonstrate a commitment to teamwork and collaboration by sharing best practices learned and assisting colleagues to meet the needs of all clientsExercise due diligence in recommending credit applications, working in collaboration with Credit Adjudicators, especially in supporting risk processes and guidelinesWhat do you need to succeed?Must-haveProven understanding of financial and credit analysis in support of exceptional client relationship managementStrong organizational skills, ability to manage multiple tasks while meeting time sensitive deadlinesStrong presentation and communication skillsExperience with emerging resources, communications and technology (i.e., online data resources, web based meetings, social media, digital banking, and mobile applications)Nice-to-haveAbility to conduct an assessment of risk and financial analysis, credit structuring/solutions and presenting the dealStrong interpersonal and negotiation skillsMinimum post-secondary diploma/degree, ideally in Commerce, Business Administration or related experienceSpecialized industry expertise in a past role (e.g. real estate, healthcare, agriculture etc.)Chartered Professional Accountant designation (CPA) or Chartered Financial Analyst (CFA)Whats in it for you?We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.A comprehensive Total Rewards Program including performance based bonuses, flexible benefits and competitive compensationLeaders who support your development through coaching and managing opportunitiesWork in a dynamic, collaborative, progressive, and high-performing teamA unique opportunity for personal and professional growthJob SkillsAdaptability, Business Development, Client Centricity, Communication, Critical Thinking, Curiosity, Financial Acumen, Practice ManagementAdditional Job DetailsAddress:3601 HWY 7:MARKHAMCity:MARKHAMCountry:CanadaWork hours/week:37.5Employment Type:Full timePlatform:Personal and Commercial BankingJob Type:RegularPay Type:SalariedPosted Date:2024-05-06Application Deadline:2024-05-21Inclusion and Equal Opportunity EmploymentAt RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.Join our Talent CommunityStay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.

Job SummaryJob DescriptionWhat is the opportunity?You will support Commercial Account Managers (CAM) with credit renewal and adjudication of credit origination for files up to $3MM TSNE. You will manage commercial client renewals and adjudications and support CAMs with the credit process.You will be accountable for reviewing and establishing the customers BRR and ensuring credit structures adequately mitigate the respective credit risks. You will also notably be part of a new deal team to support business growth for new client acquisition (NCA) and new money transactions, enabling a faster and more consistent response for NCA and new money adjudication deals focusing on transactions up to $3MM.What will you do?Support Commercial Account Managers (CAM) in the credit processManage commercial client renewals and adjudications up to $3MMChampion NCA and new money transactions for the larger clients up to $3MM TSNE as part of a new deal teamAccountable for credit renewals, including increases at renewal, reviewing and establishing the clients risk rating (BRR), and ensuring credit structuresAdjudicate transaction requests within Delegated Lending Authorities up to $3MM using sound judgment and employing a balanced approach to growth and portfolio qualityAssist the centreDirectorin the coaching and training of new Commercial Credit AdvisorsWhat do you need to succeed?Must-haveExperience as a Commercial Account Manager,Financing specialist, GRM manager or Commercial Credit AdvisorFluently bilingual in French and English, oral and written, at a professional level in both languages - required to communicate with teams located across CanadaStrong commercial creditanalysis and adjudication experienceExperience in using Newton,Synergy and other credit analysissystemsDemonstrated understanding of RBC Commercial lending guidelines and policiesUniversity degree in Commerce or Business related fieldNice-to-haveBackground in Real Estate, Construction, Business Professionals, KBI or other specialized industriesExperience in coaching andtrainingWhats in it for you?We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions and stocks where applicable.Leaders who support your development through coaching and managing opportunities.Ability to make a difference and lasting impact.Work in a dynamic, collaborative, progressive and high-performing teamsOpportunities to building close relationships with clientsRBC is committed to supporting flexible work arrangements when and where available. Details to be discussed with Hiring Manager.Job SkillsAccounting Finance, Business Credit, Commercial Loan Review, Credit Analysis, Customer Service, Detail-Oriented, Financial Data, Financial Statement Analysis, Financial Statements, Lending, Risk ManagementAdditional Job DetailsAddress:1 PLACE VILLE MARIE:MONTRALCity:MONTRALCountry:CanadaWork hours/week:37.5Employment Type:Full timePlatform:Personal and Commercial BankingJob Type:RegularPay Type:SalariedPosted Date:2024-05-10Application Deadline:2024-05-25Inclusion and Equal Opportunity EmploymentAt RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.Join our Talent CommunityStay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.

Application Deadline: 05/24/2024 Address: 100 King Street West Job Family Group: Legal Provides and manages the delivery of legal and regulatory advice on products, initiatives, strategies, policies and developments for and on behalf of BMO Financial Group. Provides legal advice based on knowledge of legal principles, practices and procedures, and knowledge of the financial services industry and its environment. Influences and negotiates to achieve business objectives. Works to achieve organizational goals while minimizing legal risk. Makes recommendations to senior leaders on strategy and new initiatives, based on an in-depth understanding of the business/group. May participate in the design of legal advice strategies & approaches for the unit activity and making recommendations to minimize legal issues. Acts as the prime subject matter expert for internal/external stakeholders. Exercises judgement on complex, confidential and sensitive matters Identifies and resolves moderately complex issues. Determines root causes and negotiates resolutions. Delivers legal advice, instructs external counsel and ensures compliance with internal policies & procedures for a single or small number of function(s). Acts as a subject matter expert on relevant laws, regulations and policies. Resolves daily issues and/or escalates with appropriate analysis and/or recommendations. Identifies risks and implements appropriate actions to mitigate them. Implements areas of improvement to ensure consistency with market place. Builds effective relationships with internal/ external stakeholders. Geographic scope: up to global. Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders. Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine. Implements changes in response to shifting trends. Broader work or accountabilities may be assigned as needed. Qualifications: Typically 7 years of legal practice or an equivalent combination of education and experience. Degree in law (LLB or JD) and license to practice law in relevant jurisdiction. Private practice and/or in-house experience in commercial lending, real estate, financial services and regulatory. Knowledge in legal field, typically with a functional or business line specialization. Knowledge of business and regulatory environment in which BMO Financial Group operates. Advanced knowledge of subject matter legal requirements and the operations of a single client group. Negotiation skills - in depth. Seasoned professional with a combination of education, experience and industry knowledge. Verbal & written communication skills - In-depth / Expert. Analytical and problem solving skills - In-depth / Expert. Influence skills - In-depth / Expert. Collaboration & team skills; with a focus on cross-group collaboration - In-depth / Expert. Able to manage ambiguity. Data driven decision making - In-depth / Expert. #BMOLRC Compensation and Benefits: $109,200.00 - $202,800.00 Pay Type: Salaried The above represents BMO Financial Groups pay range and type. Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Groups expected target for the first year in this position. BMO Financial Groups total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards Were here to help At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world. As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one for yourself and our customers. Well support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, well help you gain valuable experience, and broaden your skillset. To find out more visit us at https://jobs.bmo.com/ca/en. BMO is committed to an inclusive, equitable and accessible workplace. By learning from each others differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter. Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes. BMO is a leading bank driven by a single purpose: to Boldly Grow the Good in business and life. Everywhere we do business, were focused on building, investing and transforming how we work to drive performance and continue growing the good. Who we are Were proud to be fueling growth and expanding possibilities for individuals, families and businesses. More than 12 million customers count on us for personal and commercial banking, wealth management and investment services. As the 8th largest bank in North America by assets, we provide personal and commercial banking, wealth management and investment services to more than 12 million customers. In Canada, the United States and across the globe, well continue to build, invest and transform to drive performance that serves the good that grows.