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Home Financing Advisor - Montreal West, QC
Scotiabank, Montreal, QC
Requisition ID: 192141Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Job Purpose: As a Home Financing Advisor (HFA) you will be responsible for maximizing the development of residential mortgage business from third party referral sources such as real estate agents, lawyers, financial planners, and centres of influence with the goal of bringing new customers to the Bank. Is this role right for you? You’re entrepreneurial, driven, and you love that every day is different. You’re willing to work variable hours including weekends and evenings and you’re available to meet clients at times that are convenient for themWhether it’s conducting mortgage seminars or building a marketing program, you enjoy business development and getting out in the communityThis role is 100% commission, which puts your future in your own hands Do you have the skills that will enable you to succeed in this role? - We’d love to work with you if: You have strong sales management experience and have the ability to market yourself, the mortgage business, and Scotiabank effectivelyYou’re a relationship builder who is focused on providing a great client experience and growing relationships with existing Bank customersYou maintain current knowledge of mortgage lending policies and procedures, and understand the real estate market/property values/sales trends/competitor programs to be able to respond appropriately to business requirementYou have 3 to 5 years of industry-related experience and a deep understanding of your local marketYou possess and maintain a driver’s license and have access to personal transportation What’s in it for you? Home Financing Solutions has a boutique feel where you’ll own your market and be fully supported by our Sales Leaders.You’ll be given the tools you need to help your clients with the advice necessary for them to realize their home ownership goals.You’ll have access to an industry-leading suite of mortgage products, including our iconic STEP product. You’ll be able to offer solutions for rental property financing, purchase-plus improvements, and customers who are business-for-self, high-net worth, or new to Canada.Our underwriting model is very different, which means you’ll get to partner with a dedicated Home Financing Lending Manager who will provide one-touch service for underwriting, condition fulfillment, and deal escalation. Our model is efficient, fast, and rooted in common sense lending principles.Unique lead generation programs, marketing and social selling programs, Salesforce CRM and COI loyalty program paid for and supported by the Bank. Pursuant to a language needs assessment conducted by Scotiabank, the successful candidate will be required to be able to communicate in English & French because they will serve English-speaking clientele. Location(s): Canada : Quebec : Montreal-ouest || Canada : Quebec : Montreal || Canada : Quebec : Pointe-claire || Canada : Quebec : Vaudreuil-dorion Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.
Mortgage Advisor - Montreal Centre & East
Scotiabank, Montreal, QC
Requisition ID: 194485Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Job Purpose: As a Home Financing Advisor (HFA) you will be responsible for maximizing the development of residential mortgage business from third party referral sources such as real estate agents, lawyers, financial planners, and centres of influence with the goal of bringing new customers to the Bank.Is this role right for you? You’re entrepreneurial, driven, and you love that every day is different.You’re willing to work variable hours including weekends and evenings and you’re available to meet clients at times that are convenient for themWhether it’s conducting mortgage seminars or building a marketing program, you enjoy business development and getting out in the communityThis role is 100% commission, which puts your future in your own hands Do you have the skills that will enable you to succeed in this role? - We’d love to work with you if: You have strong sales management experience and have the ability to market yourself, the mortgage business, and Scotiabank effectivelyYou’re a relationship builder who is focused on providing a great client experience and growing relationships with existing Bank customersYou maintain current knowledge of mortgage lending policies and procedures, and understand the real estate market/property values/sales trends/competitor programs to be able to respond appropriately to business requirementsYou have 3 to 5 years of industry-related experience and a deep understanding of your local marketYou possess and maintain a driver’s license and have access to personal transportation What’s in it for you? Home Financing Solutions has a boutique feel where you’ll own your market and be fully supported by our Sales Leaders.You’ll be given the tools you need to help your clients with the advice necessary for them to realize their home ownership goals.You’ll have access to an industry-leading suite of mortgage products, including our iconic STEP product. You’ll be able to offer solutions for rental property financing, purchase-plus improvements, and customers who are business-for-self, high-net worth, or new to Canada.Our underwriting model is very different, which means you’ll get to partner with a dedicated Home Financing Lending Manager who will provide one-touch service for underwriting, condition fulfillment, and deal escalation. Our model is efficient, fast, and rooted in common sense lending principles.Unique lead generation programs, marketing and social selling programs, Salesforce CRM and COI loyalty program paid for and supported by the Bank. Pursuant to a language needs assessment conducted by Scotiabank, the successful candidate will be required to be able to communicate in English & French because they will serve English-speaking clientele. Location(s): Canada : Quebec : Montreal Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.
Associate Director Advice Centre, Home & Auto
RBC, Montreal, QC
Job SummaryManages all customer service activities and initiatives for a major site or multiple sites. Typically manages 2 or more specialized departments comprised of supervisors, managers, professionals, and/or large numbers of operational support employees.Job DescriptionWhat is the opportunity?As the Associate Director Advice Centre, Home and Auto, you will manage and lead a large team of Team Leaders and Licensed Insurance Advisors who support the Home and Auto needs of our clients. You will be responsible for significant growth of Home and Auto business.What will you do?Accountable for developing and implementing strategies designed to maximize the client experienceResponsible for the overall leadership and management ofteam leaders to ensure development of an effective sales forceConsistently practices client focused coaching routines to maximize employee performance and developmentLeads retention and growth of existing clients business as well as acquisition and anchoring of new clientsEnsures a high level of employee capability and engagement through coaching and sales routines; empowers team to reach their optimum proficiencyAccountable for successful execution of the sales and service strategy to achieve high level business performance and operational effectivenessProvides ongoing coaching to drive high level team manager engagement and employee capability, through focused sales management routineWhat do you need to succeed?Must-have5+ years Insurance business acumenProven sales leadership experience5+ years of people management and employee engagement experienceStrong sales routines with proven ability to drive superior resultsExperience building a high performance cultureStrong motivation and ability to impact & influenceRequires fluency in French and English to serve our clients in the community with English speaking needsNice-to-haveExperience in an Advice Centre environment and strong knowledge of processes and proceduresPossession of the Quebec Damage Insurance certificate delivered by lAutorit des marchs financiers and OTL Other than Life Ontario licenseExpert knowledge of Home and Auto insurance productsExperience with a proactive sales culture is an assetWhats in it for you?We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.A comprehensive Total Rewards Program including bonuses, flexible benefits and competitive compensationWork in a dynamic, collaborative, progressive, and high-performing teamOpportunities to take on progressively greater accountabilitiesAccess to a variety of job opportunities across business and geographiesRBC is committed to supporting flexible work arrangements when and where available. Details to be discussed with Hiring Manager.Job SkillsAdditional Job DetailsAddress:1 PLACE VILLE MARIE:MONTRALCity:MONTRALCountry:CanadaWork hours/week:37.5Employment Type:Full timePlatform:INSURANCEJob Type:RegularPay Type:SalariedPosted Date:2024-05-07Application Deadline:2024-05-21Inclusion and Equal Opportunity EmploymentAt RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.Join our Talent CommunityStay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.
Senior Commercial Credit Advisor
RBC, Montreal, QC
Job SummaryJob DescriptionWhat is the opportunity?You will support Commercial Account Managers (CAM) with credit renewal and adjudication of credit origination for files up to $3MM TSNE. You will manage commercial client renewals and adjudications and support CAMs with the credit process.You will be accountable for reviewing and establishing the customers BRR and ensuring credit structures adequately mitigate the respective credit risks. You will also notably be part of a new deal team to support business growth for new client acquisition (NCA) and new money transactions, enabling a faster and more consistent response for NCA and new money adjudication deals focusing on transactions up to $3MM.What will you do?Support Commercial Account Managers (CAM) in the credit processManage commercial client renewals and adjudications up to $3MMChampion NCA and new money transactions for the larger clients up to $3MM TSNE as part of a new deal teamAccountable for credit renewals, including increases at renewal, reviewing and establishing the clients risk rating (BRR), and ensuring credit structuresAdjudicate transaction requests within Delegated Lending Authorities up to $3MM using sound judgment and employing a balanced approach to growth and portfolio qualityAssist the centreDirectorin the coaching and training of new Commercial Credit AdvisorsWhat do you need to succeed?Must-haveExperience as a Commercial Account Manager,Financing specialist, GRM manager or Commercial Credit AdvisorFluently bilingual in French and English, oral and written, at a professional level in both languages - required to communicate with teams located across CanadaStrong commercial creditanalysis and adjudication experienceExperience in using Newton,Synergy and other credit analysissystemsDemonstrated understanding of RBC Commercial lending guidelines and policiesUniversity degree in Commerce or Business related fieldNice-to-haveBackground in Real Estate, Construction, Business Professionals, KBI or other specialized industriesExperience in coaching andtrainingWhats in it for you?We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.A comprehensive Total Rewards Program including bonuses and flexible benefits, competitive compensation, commissions and stocks where applicable.Leaders who support your development through coaching and managing opportunities.Ability to make a difference and lasting impact.Work in a dynamic, collaborative, progressive and high-performing teamsOpportunities to building close relationships with clientsRBC is committed to supporting flexible work arrangements when and where available. Details to be discussed with Hiring Manager.Job SkillsAccounting Finance, Business Credit, Commercial Loan Review, Credit Analysis, Customer Service, Detail-Oriented, Financial Data, Financial Statement Analysis, Financial Statements, Lending, Risk ManagementAdditional Job DetailsAddress:1 PLACE VILLE MARIE:MONTRALCity:MONTRALCountry:CanadaWork hours/week:37.5Employment Type:Full timePlatform:Personal and Commercial BankingJob Type:RegularPay Type:SalariedPosted Date:2024-05-10Application Deadline:2024-05-25Inclusion and Equal Opportunity EmploymentAt RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.Join our Talent CommunityStay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.
Sr. Manager, Real Estate
Loblaw Companies Ltd - Head Office, Montreal, QC
Referred applicants should not apply directly to this role.All referred applicants must first be submitted through Workday by a current Loblaw Colleague.Come make your difference in communities across Canada, where authenticity, trust and making connections is valued - as we shape the future of Canadian retail, together. Our unique position as one of the country's largest employers, coupled with our commitment to positively impact the lives of all Canadians, provides our colleagues a range of opportunities and experiences to help Canadians Live Life Well.At Loblaw Companies Limited, we succeed through collaboration and commitment and set a high bar for ourselves and those around us. Whether you are just starting your career, re-entering the workforce, or looking for a new job, this is where you belong. The opportunity: We currently have a vacant Real Estate Manager position to work out of our Montreal office. Reporting to the Director of Real Estate, the Sr. Manager of Real Estate is responsible for negotiations for new stores, expansions, moves, discounts, conversions, and renovations. The position of Sr. Manager consists of ensuring coordination between the different teams (market analysis, construction, legal services, operations and external consultants) involved in the development of the network. The Sr. Manager is also responsible for the disposal of surplus properties in Quebec. The work requires travel (approximately 15% of the time) to all major markets in Quebec and occasionally to Toronto.Responsibilities:Evaluate and analyze new store locations and developments in the retail sector;Analyze the pro forma to determine the financial feasibility of new stores;Negotiate real estate agreements for new stores, expansions, moves, discounts, conversions and renovations;Establish and maintain relationships with developers and owners in Eastern Canada;Participate in the preparation of Real Estate Committee presentations;Present projects to the Real Estate Committee;Work directly with landlords and brokers to find new locations to meet the growth needs of all Loblaw banners;Negotiate lease rates for upcoming lease renewals for all Loblaw banners;Assist the store design, development and construction team to ensure that stores are opened on time;Participate in the design of retail sites for potential sites.Job Requirements:Post-secondary diploma required;Experience in the commercial real estate sector is required;Five to seven years of negotiation experience is considered required;Strong ability to work effectively with multiple teams;Strong problem-solving skills and organizational skills;Excellent communicator (oral and written, in French and English);Excellent self-employed and self-employed.Our commitment to Sustainability and Social Impact is an essential part of the way we do business, and we focus our attention on areas where we can have the greatest impact. Our approach to sustainability and social impact is based on three pillars - Environment, Sourcing and Community - and we are constantly looking for ways to demonstrate leadership in these important areas. Our CORE Values - Care, Ownership, Respect and Excellence - guide all our decision-making and come to life through our Blue Culture. We offer our colleagues progressive careers, comprehensive training, flexibility, and other competitive benefits - these are some of the many reasons why we are one of Canada’s Top Employers, Canada’s Best Diversity Employers, Canada’s Greenest Employers & Canada’s Top Employers for Young People.If you are unsure whether your experience matches every requirement above, we encourage you to apply anyway. We are looking for varied perspectives which include diverse experiences that we can add to our team.We have a long-standing focus on diversity, equity and inclusion because we know it will make our company a better place to work and shop. We are committed to creating accessible environments for our colleagues, candidates and customers. Requests for accommodation due to a disability (which may be visible or invisible, temporary or permanent) can be made at any stage of application and employment. We encourage candidates to make their accommodation needs known so that we can provide equitable opportunities. Please Note:Candidates who are 18 years or older are required to complete a criminal background check. Details will be provided through the application process.