We are a leading financial services provider committed to making decisions easier and lives better for our customers and colleagues around the world. From our environmental initiatives to our community investments, we lead with values throughout our business. To help us stand out, we help you step up, because when colleagues are healthy, respected and meaningfully challenged, we all thrive. Discover how you can grow your career, make impact and drive real change with our Winning Team today. Working ArrangementHybridJob DescriptionAccountability Statement:Reporting to the Assistant Vice President and Regional Director, the individual is responsible for assisting the Montreal Mortgage team in growing a portfolio of high quality commercial mortgage loans in Quebec by identifying and sourcing new opportunities in the market and by structuring, negotiating and underwriting new loan opportunities per Manulife investment guidelines, policies and procedures.Responsibilities:Assist in sourcing, reviewing, analyzing /underwriting commercial mortgage loan opportunities ($10 million and up) for recommendation to senior branch staff and head office;Assist with the closing of loan transactions by working with our centralized closing team, legal counsel and clients/brokers;Establish and cultivate good relationships with clients, real estate and mortgage brokerage firms, and other industry-related professionals, for the purpose of seeking new mortgage investment opportunities;Keep current with real estate and lending market conditions and trends;Analyze, recommend, and manage changes or amendments to existing loans;Assist Loan Administration and Collateral Review in the management of the mortgage portfolio, including surveillance of the mortgage loans, borrower requests, problem accounts, and legal issues affecting the mortgage security.Qualifications:Progressive commercial mortgage loan experience required (5 years plus);Post-Secondary Education preferably in a real estate related field, such as Business / Finance / Accounting;Strong mathematical aptitude and analytical skills in the context of mortgage financing;Extensive knowledge of commercial real estate and of real estate market / industry trends;Exceptional customer service skills as well as interpersonal and relationship building skills;Superior verbal and written communication skills in French and English;Teamwork and good relationship management skills;Ability to prioritize and work effectively in a deadline-oriented environment;Detail oriented, with a high degree of accuracy.Superior computer skills and proficiency with MS Office applications (Word, Excel and PowerPoint).Success factors include knowledge of commercial mortgage loan documentation; familiarity with legal issues; the ability to analyze cash flows; and a thorough understanding of commercial real estate market conditions and appraisal techniques. The ability to appraise commercial real estate, (primarily office, multi-family, retail, industrial properties), complete site inspections, structure loan transactions and negotiate loan documents is a necessity. The incumbent must also become familiar with the Company’s lending policies, procedures, and standards.Additional skills include marketing, deal negotiation, gathering of due diligence material, financial statement analysis and review of leases, property condition reports and environmental reports. The ability to effectively communicate and make clear and concise presentations to borrowers, brokers, and senior management is a necessity.About Manulife and John HancockManulife Financial Corporation is a leading international financial services group that helps people make their decisions easier and lives better. With our global headquarters in Toronto, Canada, we operate as Manulife across our offices in Asia, Canada, and Europe, and primarily as John Hancock in the United States. We provide financial advice, insurance, and wealth and asset management solutions for individuals, groups and institutions. At the end of 2022, we had more than 40,000 employees, over 116,000 agents, and thousands of distribution partners, serving over 34 million customers. At the end of 2022, we had $1.3 trillion (US$1.0 trillion) in assets under management and administration, including total invested assets of $0.4 trillion (US $0.3 trillion), and segregated funds net assets of $0.3 trillion (US$0.3 trillion). We trade as ‘MFC’ on the Toronto, New York, and the Philippine stock exchanges, and under ‘945’ in Hong Kong.Manulife is an Equal Opportunity EmployerAt Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law. It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact [email protected] & BenefitsThe annual base salary for this role is listed below.Primary LocationMontreal, QuebecSalary range is expected to be between$68,250.00 CAD - $113,750.00 CADIf you are applying for this role outside of the primary location, please contact [email protected] for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance.Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact [email protected] for more information about U.S.-specific paid time off provisions.

Sr. Manager, Real Estate

Loblaw Companies Ltd - Head Office, Montreal, QC

Referred applicants should not apply directly to this role.All referred applicants must first be submitted through Workday by a current Loblaw Colleague.Come make your difference in communities across Canada, where authenticity, trust and making connections is valued - as we shape the future of Canadian retail, together. Our unique position as one of the country's largest employers, coupled with our commitment to positively impact the lives of all Canadians, provides our colleagues a range of opportunities and experiences to help Canadians Live Life Well.At Loblaw Companies Limited, we succeed through collaboration and commitment and set a high bar for ourselves and those around us. Whether you are just starting your career, re-entering the workforce, or looking for a new job, this is where you belong. The opportunity: We currently have a vacant Real Estate Manager position to work out of our Montreal office. Reporting to the Director of Real Estate, the Sr. Manager of Real Estate is responsible for negotiations for new stores, expansions, moves, discounts, conversions, and renovations. The position of Sr. Manager consists of ensuring coordination between the different teams (market analysis, construction, legal services, operations and external consultants) involved in the development of the network. The Sr. Manager is also responsible for the disposal of surplus properties in Quebec. The work requires travel (approximately 15% of the time) to all major markets in Quebec and occasionally to Toronto.Responsibilities:Evaluate and analyze new store locations and developments in the retail sector;Analyze the pro forma to determine the financial feasibility of new stores;Negotiate real estate agreements for new stores, expansions, moves, discounts, conversions and renovations;Establish and maintain relationships with developers and owners in Eastern Canada;Participate in the preparation of Real Estate Committee presentations;Present projects to the Real Estate Committee;Work directly with landlords and brokers to find new locations to meet the growth needs of all Loblaw banners;Negotiate lease rates for upcoming lease renewals for all Loblaw banners;Assist the store design, development and construction team to ensure that stores are opened on time;Participate in the design of retail sites for potential sites.Job Requirements:Post-secondary diploma required;Experience in the commercial real estate sector is required;Five to seven years of negotiation experience is considered required;Strong ability to work effectively with multiple teams;Strong problem-solving skills and organizational skills;Excellent communicator (oral and written, in French and English);Excellent self-employed and self-employed.Our commitment to Sustainability and Social Impact is an essential part of the way we do business, and we focus our attention on areas where we can have the greatest impact. Our approach to sustainability and social impact is based on three pillars - Environment, Sourcing and Community - and we are constantly looking for ways to demonstrate leadership in these important areas. Our CORE Values - Care, Ownership, Respect and Excellence - guide all our decision-making and come to life through our Blue Culture. We offer our colleagues progressive careers, comprehensive training, flexibility, and other competitive benefits - these are some of the many reasons why we are one of Canada’s Top Employers, Canada’s Best Diversity Employers, Canada’s Greenest Employers & Canada’s Top Employers for Young People.If you are unsure whether your experience matches every requirement above, we encourage you to apply anyway. We are looking for varied perspectives which include diverse experiences that we can add to our team.We have a long-standing focus on diversity, equity and inclusion because we know it will make our company a better place to work and shop. We are committed to creating accessible environments for our colleagues, candidates and customers. Requests for accommodation due to a disability (which may be visible or invisible, temporary or permanent) can be made at any stage of application and employment. We encourage candidates to make their accommodation needs known so that we can provide equitable opportunities. Please Note:Candidates who are 18 years or older are required to complete a criminal background check. Details will be provided through the application process.