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Senior Director, Business Property Finance
BMO, Montreal, QC
Application Deadline: 05/02/2024Address:105 rue St-Jacques OBusiness Property Finance team focuses on alternate real estate sectors. Sectors covered include Seniors Housing, Hotels, Student Housing, Storage, Film Studio finance, data centers and parking. The role involves managing a large and complex portfolio of clients with portfolio size >$700 million in loans and over $10 million in revenue. Portfolio management includes both credit management and sales. Director is responsible for leading a 2-person team, which includes a dedicated associate and is involved in both underwriting credit and sales. Facilitates growth initiatives for the Bank through significant business development and excellent management of key client relationships. Maintains an outstanding and continuous record of significant revenue generation from sales and syndications. Ensures the required internal control standards, including adherence to audit, regulatory and compliance policies.Leads and executes business development plans to that business goals are achieved or exceeded.Optimizes returns and capital on assigned portfolioProvides clients strategic input into business decisions as a trusted advisor.Makes recommendations to senior leaders on strategy and new initiatives, based on an in-depth understanding of the business/group.Acts as a subject matter and sector expert on relevant regulations and policies.Advises on sales strategy based on a deep understanding of the market, relevant industry verticals, market competitors, client needs and business growth opportunities.Conducts independent analysis and assessment to resolve strategic issues.Develops the business case by identifying needs, analysing potential options and assessing expected return on investment.Recommends business priorities, advises on resource requirements and develops roadmap for strategic execution.Networks with industry contacts to gain competitive insights and best practices.Coordinates the management of databases; ensures alignment and integration of data in adherence with data governance standards.Leads change management programs of varying scope and type, including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.Manages the risk of the assigned complex portfolio in a timely and precise manner.Directly manage the annual review process, interim reviews, specified quarterly reports and resolution of exceptions.Maintains accurate documentation and ensure adherence to prescribed policies and procedures and overall safety of the Bank's position.Leads the execution of operational programs; assesses and adapts as needed to ensure quality of execution.Acts as daily sales contact for clients on sales related questions such as product information, pricing, implementation timeframes and requirements.Gathers data to advance sale process and completes all required documentation.Assists team in pre-sales activities such as pitch preparation, client research, preparation of prospect and client files for further action.Tracks implementation requests to keep the process on track with timelines.Tracks Internal reports and recommends improvements to sales support materials based on findings and feedback.Compiles pre-call and post call information packages by accessing internal systems and bank personnel to validate client holdings, pricing, and volumes.Provides research and data gathering to sales team to facilitate solution to the client's/prospect's business and needs.Assists with sales and service administration and processing ensuring client experience is seamless and opportunities are identified and met.Maintains current client information on Bank system/files to ensure client history is accurate and complete.Ensures accurate billing to clients.Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders.Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine.Implements changes in response to shifting trends.Broader work or accountabilities may be assigned as needed. Qualifications: Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the established qualification standards.Demonstrated history of successful business development, including ability to network in external marketsDemonstrated knowledge of relevant industry verticals and market's competitive environmentExperience in contact negotiations with both clients and legal counselExperience drafting responses to complex RFPsExperience with Sales Strategy and Sales referral process developmentRisk Management - In-depthSales and Service Management -In-depthRelationship Management - In-depthChange Leadership - WorkingConflict Management & Resolution -In-depthResource Planning - WorkingBusiness Acumen - In-depthFinancial and Working Capital Understanding - In-depthStrategic Thinking - WorkingSeasoned professional with a combination of education, experience and industry knowledge.Verbal & written communication skills - In-depth / Expert.Analytical and problem-solving skills - In-depth / Expert.Influence skills - In-depth / Expert.Collaboration & team skills; with a focus on cross-group collaboration - In-depth / Expert.Able to manage ambiguity.Data driven decision making - In-depth / Expert.This position requires proficiency in a language other than French to interact, support and/or provide services to non-French speaking customers, employees and/or partners inside and/or outside the province of Quebec. Grade:8Job Category:Individual Contributor / CollaborateurWe're here to helpAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.
Legal Counsel Or Director, Legal Affairs
PSP Investments, Montreal, Quebec
ABOUT USWe're one of Canada's largest pension investment managers, with CAD$243.7 billion of net assets as at March 31, 2023. We invest funds for the pension plans of the federal public service, the Canadian Forces, the Royal Canadian Mounted Police and the Reserve Force. Headquartered in Ottawa, PSP Investments has its principal business office in Montreal and offices in New York, London and Hong Kong. Capturing and leading complex global investments requires us to work as one to seize valuable opportunities, in close collaboration with some of the world's top companies. At PSP, you'll join a team of motivated and engaged professionals, dedicated to propelling our organization further than ever before.EXPERIENCE THE EDGE At PSP, we encourage our employees to grow, forge powerful relationships, contribute and fuel inspired investment launchpads. We are committed to a culture that fosters collaboration and allows us to think beyond, in an interconnected way. We advocate for our employees to speak-up, learn, experiment, share, and be part of an inclusive work environment where diversity is embraced.ABOUT THE TEAMThis position is an excellent opportunity for an experienced transactional lawyer to join a first-class, dynamic, team-oriented, highly motivated and supportive legal team and to develop their legal career as well as their business and management skills. PSP is committed to hiring exceptional people who will contribute their expertise, talent and energy towards PSP's mandate.Reporting to the Senior Director, Legal Affairs, you will be primarily responsible for providing transactional and strategic legal support to investment professionals on a wide range of complex global investments in areas such as public markets, private equity, natural resources, real estate and infrastructure, and you will be required to identify and manage investment legal risk based on PSP's risk appetite.You must have excellent communication skills, be highly motivated and self-confident, as you will be engaging directly with internal business partners, external counsel and stakeholders. Strong business acumen, good judgment and pragmatism are also a must in order to succeed in this role.ABOUT YOUR ROLE As Legal Counsel or Director, Legal Affairs, you'll: Lead or support complex global transactions including mergers and acquisitions, reorganizations, sale of assets, joint ventures, fund investments and other types of transactions, working with investment professionals in the capital markets, private equity, natural resources, real estate, infrastructure groupsCoordinate and supervise the legal work performed by approved external legal counsel worldwide in accordance with internal policies and within the prescribed legal budgetEnsure that all dealings and business practices are carried out in compliance with governing legislation, regulations and policiesProvide support on various legal matters relating to the organization's activities and operations including asset management activities, governance, regulatory, litigation and other corporate activities.Work in collaboration with other internal stakeholders (e.g., Tax, Responsible Investments, Risk groups)WHAT YOU'LL NEEDA university degree in lawMember of the Bar Association of any of the Canadian provinces or territoriesFive (5) to ten (10) years of relevant experience as a lawyer in mergers and acquisitions and capital markets transactions gained in private practice or as in-house counsel for a large organizationHardworking, highly professional and autonomousExcellent communication and interpersonal skillsExceptional organizational skills; multi-tasking; ability to effectively manage competing priorities and work on numerous files; meet tight deadlines and attention to detail and accuracyDemonstrated leadership and mentoring abilityHighly competent, analytical and preciseA team playerFlexible, interested in working in and contributing to a growing organizationProficiency in English and French (or willingness to learn) (frequent interactions in English with PSP employees based in our offices in Hong Kong, London and New York, and interactions in French with employees in our local offices in Montreal and Ottawa)We offer a tailored employee experience and competitive total rewards and benefits package* designed to attract and retain global diverse talent, reward performance, and reinforce business strategies and priorities. Beyond salary and incentive pay eligibility, you have access to:Investment in career development Comprehensive group insurance plans Unlimited access to virtual healthcare services and wellness programs Competitive pension plans Vacation days available on day one with additional days on milestone service anniversaries, and summer Friday afternoons off Inclusive paid parental leave policy: up to 26 weeks for primary caregivers, 5 weeks for secondary caregivers A hybrid work model with a mix of in-office and remote days*Benefits package may vary based on your employee type.At PSP, we aim to provide an inclusive workplace where we leverage diversity and where everyone feels valued, safe, respected and empowered to grow. As part of this leadership commitment, we strongly encourage applications from all qualified applicants and strive to offer an inclusive and accessible candidate experience. If you require any accommodation for any part of the recruitment process, please let us know.
Insurance Director
COGIR Immobilier, Montreal, QC
Founded in 1995, Cogir Immobilier has more than 16,000 employees who are passionate about real estate. Motivated by our constant desire to give meaning to real estate, we seek to humanize, create and surpass ourselves in order to design pleasant, functional living environments that reflect the people who occupy them. Our team manages more than 365 properties located in Canada and the United States. We manage 6 million square feet of commercial real estate and 65,000 housing units including more than 220 private residences for seniors. The Cogir Foundation supports projects and causes grouped under four main axes, namely young people, seniors, cultural diversity and the environment.POSITION DESCRIPTION:The Insurance Manager reviews and evaluates all insurance policies, insurance claims, to maximize and improve coverage, minimize property, general and employee liability risks in the the entire organization.ROLE AND GENERAL RESPONSIBILITIES:Adequately maintain enterprise risk management systems to ensure effective reporting and efficient information processing.Any other related tasks.Conduct claims reviews with insurers, brokers and company business groups, assisting in identifying trends and areas of concern to recommend corrective action.Evaluate and present risk exposure/insurance underwriting data and discuss with brokers/underwriters for the placement of Cogir Immobilier insurance programs.Identify appropriate deductibles and limits for all insurance programs.Identify, lead and/or assist with special projects as needed.Perform any ad hoc reporting or respond to management information needs.Provide assistance and advice to operations on current issues that may result in litigation or business risk.Provide direction to operations on risk management, including policy development.Review and evaluate insurance policy terms and conditions work with insurance brokers/underwriters to maximize and improve coverage in response to current market conditions.Review and negotiate coverage proposals for renewals and additions to all insurance programs in response to changing needs.Review operational trends and advise management of applicable insurance programs and/or review security/loss prevention recommendations to avoid recurrences.Review resolution of all property and liability claims filed against the company by communicating with adjusters, brokers and/or attorneys to determine validity of claim and negotiate appropriate settlements.EXPERIENCE AND QUALIFICATIONS:DEC or Baccalaureate in a field of study relevant to the positionMinimum of 5 years of relevant experience in a corporate environment within a multi-divisional companyBENEFITS:Yearly salary to be discussed.Group insuranceSick days and time off for family obligationsEmployee Assistance ProgramTelemedicineVacationFree coffee, tea and herbal teaPossibility of teleworkingIndoor parkingStimulating challenges, up to your ambitions!JOB STATUS:Permanent: Full TimeJOB SCHEDULE:Day time
Legal advisor
Administration portuaire de Montréal, Montreal, QC
The person reports to the Director, Contracts and Legal Affairs and collaborates with her on all matters relating to current, administrative and corporate affairs having a legal impact within the framework of the operations of the Montreal Port Authority (“MPA”). In the immediate future, the legal advisor will primarily provide support for the Contrecoeur container terminal expansion project (“Project”).In particular, this person will have to:Support Management and the project team, and collaborate with them in achieving the objectives of the APM and its overall strategies.Advise and support APM management and employees on any legal questions.Advise and support Management regarding the negotiation of complaints addressed to the APM.Provide legal opinions and make recommendations.Analyze, draft, review and negotiate contracts on behalf of the APM in order to protect its rights and interests, with the support of external legal advisors.Monitor and analyze laws, regulations and court decisions that impact APM operations.Collaborate in the establishment of legal structures for any development, construction, services, financing and partnership projects of the APM within the framework of its powers.Mandate external law firms and ensure the management of these mandates.Support the Director in the management of legal resources and contract management assigned to the Project.Participate in the continuous improvement of the processes of your position and/or department, if necessary.Perform any other related tasks.Skills sought for this position :Structuring work effectivelyThink conceptuallyPromote consensusCommunicate with clarityBe focused on customer needsNavigate turbulencePromote lasting professional relationships​​​​​​​QualificationsBachelor of Laws and member of the Quebec Bar or the Chamber of Notaries.Three to five years of experience as a legal advisor in a company or private practice, in business law, real estate law and/or construction law.Experience in managing environmental issues and processes.Excellent oral and written communication skills, in French and English.Ability to provide leadership regarding the development, implementation and evolution of legal strategies.Professional integrity.Interpersonal skills.Sense of organization and rigor.Analytical mind and ability to provide practical solutions to APM needs
Mortgage Officer
Manulife Financial Corporation, Montreal, QC
We are a leading financial services provider committed to making decisions easier and lives better for our customers and colleagues around the world. From our environmental initiatives to our community investments, we lead with values throughout our business. To help us stand out, we help you step up, because when colleagues are healthy, respected and meaningfully challenged, we all thrive. Discover how you can grow your career, make impact and drive real change with our Winning Team today. Working ArrangementHybridJob DescriptionAccountability Statement:Reporting to the Assistant Vice President and Regional Director, the individual is responsible for assisting the Montreal Mortgage team in growing a portfolio of high quality commercial mortgage loans in Quebec by identifying and sourcing new opportunities in the market and by structuring, negotiating and underwriting new loan opportunities per Manulife investment guidelines, policies and procedures.Responsibilities:Assist in sourcing, reviewing, analyzing /underwriting commercial mortgage loan opportunities ($10 million and up) for recommendation to senior branch staff and head office;Assist with the closing of loan transactions by working with our centralized closing team, legal counsel and clients/brokers;Establish and cultivate good relationships with clients, real estate and mortgage brokerage firms, and other industry-related professionals, for the purpose of seeking new mortgage investment opportunities;Keep current with real estate and lending market conditions and trends;Analyze, recommend, and manage changes or amendments to existing loans;Assist Loan Administration and Collateral Review in the management of the mortgage portfolio, including surveillance of the mortgage loans, borrower requests, problem accounts, and legal issues affecting the mortgage security.Qualifications:Progressive commercial mortgage loan experience required (5 years plus);Post-Secondary Education preferably in a real estate related field, such as Business / Finance / Accounting;Strong mathematical aptitude and analytical skills in the context of mortgage financing;Extensive knowledge of commercial real estate and of real estate market / industry trends;Exceptional customer service skills as well as interpersonal and relationship building skills;Superior verbal and written communication skills in French and English;Teamwork and good relationship management skills;Ability to prioritize and work effectively in a deadline-oriented environment;Detail oriented, with a high degree of accuracy.Superior computer skills and proficiency with MS Office applications (Word, Excel and PowerPoint).Success factors include knowledge of commercial mortgage loan documentation; familiarity with legal issues; the ability to analyze cash flows; and a thorough understanding of commercial real estate market conditions and appraisal techniques. The ability to appraise commercial real estate, (primarily office, multi-family, retail, industrial properties), complete site inspections, structure loan transactions and negotiate loan documents is a necessity. The incumbent must also become familiar with the Company’s lending policies, procedures, and standards.Additional skills include marketing, deal negotiation, gathering of due diligence material, financial statement analysis and review of leases, property condition reports and environmental reports. The ability to effectively communicate and make clear and concise presentations to borrowers, brokers, and senior management is a necessity.About Manulife and John HancockManulife Financial Corporation is a leading international financial services group that helps people make their decisions easier and lives better. With our global headquarters in Toronto, Canada, we operate as Manulife across our offices in Asia, Canada, and Europe, and primarily as John Hancock in the United States. We provide financial advice, insurance, and wealth and asset management solutions for individuals, groups and institutions. At the end of 2022, we had more than 40,000 employees, over 116,000 agents, and thousands of distribution partners, serving over 34 million customers. At the end of 2022, we had $1.3 trillion (US$1.0 trillion) in assets under management and administration, including total invested assets of $0.4 trillion (US $0.3 trillion), and segregated funds net assets of $0.3 trillion (US$0.3 trillion). We trade as ‘MFC’ on the Toronto, New York, and the Philippine stock exchanges, and under ‘945’ in Hong Kong.Manulife is an Equal Opportunity EmployerAt Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law. It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact [email protected] & BenefitsThe annual base salary for this role is listed below.Primary LocationMontreal, QuebecSalary range is expected to be between$68,250.00 CAD - $113,750.00 CADIf you are applying for this role outside of the primary location, please contact [email protected] for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance.Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact [email protected] for more information about U.S.-specific paid time off provisions.
Associate Director Advice Centre, Home & Auto
RBC, Montreal, QC
Job SummaryManages all customer service activities and initiatives for a major site or multiple sites. Typically manages 2 or more specialized departments comprised of supervisors, managers, professionals, and/or large numbers of operational support employees.Job DescriptionWhat is the opportunity?As the Associate Director Advice Centre, Home and Auto, you will manage and lead a large team of Team Leaders and Licensed Insurance Advisors who support the Home and Auto needs of our clients. You will be responsible for significant growth of Home and Auto business.What will you do?Accountable for developing and implementing strategies designed to maximize the client experienceResponsible for the overall leadership and management ofteam leaders to ensure development of an effective sales forceConsistently practices client focused coaching routines to maximize employee performance and developmentLeads retention and growth of existing clients business as well as acquisition and anchoring of new clientsEnsures a high level of employee capability and engagement through coaching and sales routines; empowers team to reach their optimum proficiencyAccountable for successful execution of the sales and service strategy to achieve high level business performance and operational effectivenessProvides ongoing coaching to drive high level team manager engagement and employee capability, through focused sales management routineWhat do you need to succeed?Must-have5+ years Insurance business acumenProven sales leadership experience5+ years of people management and employee engagement experienceStrong sales routines with proven ability to drive superior resultsExperience building a high performance cultureStrong motivation and ability to impact & influenceRequires fluency in French and English to serve our clients in the community with English speaking needsNice-to-haveExperience in an Advice Centre environment and strong knowledge of processes and proceduresPossession of the Quebec Damage Insurance certificate delivered by lAutorit des marchs financiers and OTL Other than Life Ontario licenseExpert knowledge of Home and Auto insurance productsExperience with a proactive sales culture is an assetWhats in it for you?We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.A comprehensive Total Rewards Program including bonuses, flexible benefits and competitive compensationWork in a dynamic, collaborative, progressive, and high-performing teamOpportunities to take on progressively greater accountabilitiesAccess to a variety of job opportunities across business and geographiesRBC is committed to supporting flexible work arrangements when and where available. Details to be discussed with Hiring Manager.Job SkillsAdditional Job DetailsAddress:1 PLACE VILLE MARIE:MONTRALCity:MONTRALCountry:CanadaWork hours/week:37.5Employment Type:Full timePlatform:INSURANCEJob Type:RegularPay Type:SalariedPosted Date:2024-05-07Application Deadline:2024-05-21Inclusion and Equal Opportunity EmploymentAt RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.We also strive to provide an accessible candidate experience for our prospective employees with different abilities. Please let us know if you need any accommodations during the recruitment process.Join our Talent CommunityStay in-the-know about great career opportunities at RBC. Sign up and get customized info on our latest jobs, career tips and Recruitment events that matter to you.Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.
Sr. Manager, Real Estate
Loblaw Companies Ltd - Head Office, Montreal, QC
Referred applicants should not apply directly to this role.All referred applicants must first be submitted through Workday by a current Loblaw Colleague.Come make your difference in communities across Canada, where authenticity, trust and making connections is valued - as we shape the future of Canadian retail, together. Our unique position as one of the country's largest employers, coupled with our commitment to positively impact the lives of all Canadians, provides our colleagues a range of opportunities and experiences to help Canadians Live Life Well.At Loblaw Companies Limited, we succeed through collaboration and commitment and set a high bar for ourselves and those around us. Whether you are just starting your career, re-entering the workforce, or looking for a new job, this is where you belong. The opportunity: We currently have a vacant Real Estate Manager position to work out of our Montreal office. Reporting to the Director of Real Estate, the Sr. Manager of Real Estate is responsible for negotiations for new stores, expansions, moves, discounts, conversions, and renovations. The position of Sr. Manager consists of ensuring coordination between the different teams (market analysis, construction, legal services, operations and external consultants) involved in the development of the network. The Sr. Manager is also responsible for the disposal of surplus properties in Quebec. The work requires travel (approximately 15% of the time) to all major markets in Quebec and occasionally to Toronto.Responsibilities:Evaluate and analyze new store locations and developments in the retail sector;Analyze the pro forma to determine the financial feasibility of new stores;Negotiate real estate agreements for new stores, expansions, moves, discounts, conversions and renovations;Establish and maintain relationships with developers and owners in Eastern Canada;Participate in the preparation of Real Estate Committee presentations;Present projects to the Real Estate Committee;Work directly with landlords and brokers to find new locations to meet the growth needs of all Loblaw banners;Negotiate lease rates for upcoming lease renewals for all Loblaw banners;Assist the store design, development and construction team to ensure that stores are opened on time;Participate in the design of retail sites for potential sites.Job Requirements:Post-secondary diploma required;Experience in the commercial real estate sector is required;Five to seven years of negotiation experience is considered required;Strong ability to work effectively with multiple teams;Strong problem-solving skills and organizational skills;Excellent communicator (oral and written, in French and English);Excellent self-employed and self-employed.Our commitment to Sustainability and Social Impact is an essential part of the way we do business, and we focus our attention on areas where we can have the greatest impact. Our approach to sustainability and social impact is based on three pillars - Environment, Sourcing and Community - and we are constantly looking for ways to demonstrate leadership in these important areas. Our CORE Values - Care, Ownership, Respect and Excellence - guide all our decision-making and come to life through our Blue Culture. We offer our colleagues progressive careers, comprehensive training, flexibility, and other competitive benefits - these are some of the many reasons why we are one of Canada’s Top Employers, Canada’s Best Diversity Employers, Canada’s Greenest Employers & Canada’s Top Employers for Young People.If you are unsure whether your experience matches every requirement above, we encourage you to apply anyway. We are looking for varied perspectives which include diverse experiences that we can add to our team.We have a long-standing focus on diversity, equity and inclusion because we know it will make our company a better place to work and shop. We are committed to creating accessible environments for our colleagues, candidates and customers. Requests for accommodation due to a disability (which may be visible or invisible, temporary or permanent) can be made at any stage of application and employment. We encourage candidates to make their accommodation needs known so that we can provide equitable opportunities. Please Note:Candidates who are 18 years or older are required to complete a criminal background check. Details will be provided through the application process.