Overview of salaries statistics of the profession "Capital Senior Financial Analyst in "

Application Deadline: 05/02/2024Address:105 rue St-Jacques OBusiness Property Finance team focuses on alternate real estate sectors. Sectors covered include Seniors Housing, Hotels, Student Housing, Storage, Film Studio finance, data centers and parking. The role involves managing a large and complex portfolio of clients with portfolio size >$700 million in loans and over $10 million in revenue. Portfolio management includes both credit management and sales. Director is responsible for leading a 2-person team, which includes a dedicated associate and is involved in both underwriting credit and sales. Facilitates growth initiatives for the Bank through significant business development and excellent management of key client relationships. Maintains an outstanding and continuous record of significant revenue generation from sales and syndications. Ensures the required internal control standards, including adherence to audit, regulatory and compliance policies.Leads and executes business development plans to that business goals are achieved or exceeded.Optimizes returns and capital on assigned portfolioProvides clients strategic input into business decisions as a trusted advisor.Makes recommendations to senior leaders on strategy and new initiatives, based on an in-depth understanding of the business/group.Acts as a subject matter and sector expert on relevant regulations and policies.Advises on sales strategy based on a deep understanding of the market, relevant industry verticals, market competitors, client needs and business growth opportunities.Conducts independent analysis and assessment to resolve strategic issues.Develops the business case by identifying needs, analysing potential options and assessing expected return on investment.Recommends business priorities, advises on resource requirements and develops roadmap for strategic execution.Networks with industry contacts to gain competitive insights and best practices.Coordinates the management of databases; ensures alignment and integration of data in adherence with data governance standards.Leads change management programs of varying scope and type, including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.Manages the risk of the assigned complex portfolio in a timely and precise manner.Directly manage the annual review process, interim reviews, specified quarterly reports and resolution of exceptions.Maintains accurate documentation and ensure adherence to prescribed policies and procedures and overall safety of the Bank's position.Leads the execution of operational programs; assesses and adapts as needed to ensure quality of execution.Acts as daily sales contact for clients on sales related questions such as product information, pricing, implementation timeframes and requirements.Gathers data to advance sale process and completes all required documentation.Assists team in pre-sales activities such as pitch preparation, client research, preparation of prospect and client files for further action.Tracks implementation requests to keep the process on track with timelines.Tracks Internal reports and recommends improvements to sales support materials based on findings and feedback.Compiles pre-call and post call information packages by accessing internal systems and bank personnel to validate client holdings, pricing, and volumes.Provides research and data gathering to sales team to facilitate solution to the client's/prospect's business and needs.Assists with sales and service administration and processing ensuring client experience is seamless and opportunities are identified and met.Maintains current client information on Bank system/files to ensure client history is accurate and complete.Ensures accurate billing to clients.Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders.Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine.Implements changes in response to shifting trends.Broader work or accountabilities may be assigned as needed. Qualifications: Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the established qualification standards.Demonstrated history of successful business development, including ability to network in external marketsDemonstrated knowledge of relevant industry verticals and market's competitive environmentExperience in contact negotiations with both clients and legal counselExperience drafting responses to complex RFPsExperience with Sales Strategy and Sales referral process developmentRisk Management - In-depthSales and Service Management -In-depthRelationship Management - In-depthChange Leadership - WorkingConflict Management & Resolution -In-depthResource Planning - WorkingBusiness Acumen - In-depthFinancial and Working Capital Understanding - In-depthStrategic Thinking - WorkingSeasoned professional with a combination of education, experience and industry knowledge.Verbal & written communication skills - In-depth / Expert.Analytical and problem-solving skills - In-depth / Expert.Influence skills - In-depth / Expert.Collaboration & team skills; with a focus on cross-group collaboration - In-depth / Expert.Able to manage ambiguity.Data driven decision making - In-depth / Expert.This position requires proficiency in a language other than French to interact, support and/or provide services to non-French speaking customers, employees and/or partners inside and/or outside the province of Quebec. Grade:8Job Category:Individual Contributor / CollaborateurWe're here to helpAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

WSP Global has an opening for a full-time, permanent Financial Analyst, Global Corporate Services, reporting to the Global Manager, Financial Planning and Analysis. This person is responsible for providing financial analytical support to corporate functions for actual results, budget and financial projections. This role is critical in the organization, to support corporate function leaders in their decision-making. The person will be responsible for evaluating key financial data, planning and analyzing costs, and providing support to the regions. Principal responsibilities: Provide financial analytical support to corporate functions (IT, Real Estate, Human Resources, Marketing, Communications, etc.); Perform actual and budget variance analysis and update financial projections; Identify and evaluate key performance indicators for corporate functions; Design and update monthly reports by collecting data to produce relevant analysis for corporate functions; Follow-up with regional CFOs and regional corporate function heads to ensure understanding of financial results; Organize and participate in follow-up meetings with regional corporate functions; Coordinate the budgeting of corporate functions; Support the management team in key decision-making processes; Financial support for specific analyses, such as supplier contract analyses; Accounting support and supervision of the month-end process; Support the development of presentations and documents required to present the financial results of corporate functions. Knowledge, Skills and Experience: University degree in Accounting or Finance; CPA professional designation an asset; Minimum 3 to 5 years' professional experience in financial analysis and/or accounting; Strong technical and analytical skills; In-depth knowledge of Microsoft Excel; Ability to prioritize and manage multiple assignments simultaneously; Business acumen; Be bilingual (English and French) as you will be supporting offices in other regions outside Canada. Excellent oral and written communication skills; Knowledge of Oracle Fusion accounting system and HFM Hyperion consolidation system is an asset; Experience and knowledge in the field of IT (language, tools, etc.) is an asset. WSP is one of the world's leading professional services firms. Our purpose is to future proof our cities and environments.We have over 65,000 team members across the globe. In Canada, our 12,000+ people are involved in everything from environmental remediation to urban planning, from engineering iconic buildings to designing sustainable transportation networks, from finding new ways to extract essential resources to developing renewable power sources for the future.At WSP: We value our people and our reputation We are locally dedicated with international scale We are future focused and challenge the status quo We foster collaboration in everything we do We have an empowering culture and hold ourselves accountable Please Note:Health and Safety is a core paramount value of WSP. Given the importance of keeping one another safe it is expected that you comply with our Health, Safety & Environment (HSE) policy at all times as well as client HSE policies when working at client locations.Offers of employment for safety-sensitive positions involving fieldwork are contingent upon candidates being able to perform key physical tasks of the job as described in the job posting and interview. This may include the ability to work in a variety of environmental conditions, such as remote or isolated areas, working alone, and in inclement weather (within safe and reasonable limits).WSP welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process.WSP is committed to the principles of employment equity. Only the candidates selected will be contacted.WSP does not accept unsolicited resumes from agencies. For more information please READ THE FULL POLICY.

ABOUT USWe're one of Canada's largest pension investment managers, with CAD$243.7 billion of net assets as at March 31, 2023. We invest funds for the pension plans of the federal public service, the Canadian Forces, the Royal Canadian Mounted Police and the Reserve Force. Headquartered in Ottawa, PSP Investments has its principal business office in Montreal and offices in New York, London and Hong Kong. Capturing and leading complex global investments requires us to work as one to seize valuable opportunities, in close collaboration with some of the world's top companies. At PSP, you'll join a team of motivated and engaged professionals, dedicated to propelling our organization further than ever before.EXPERIENCE THE EDGE At PSP, we encourage our employees to grow, forge powerful relationships, contribute and fuel inspired investment launchpads. We are committed to a culture that fosters collaboration and allows us to think beyond, in an interconnected way. We advocate for our employees to speak-up, learn, experiment, share, and be part of an inclusive work environment where diversity is embraced.We're seeking an Senior Analyst, Corporate Accounting and Financial Reporting, to partner with key stakeholders and peers to support and engage with our powerful networks of people, opportunities, and investments. At PSP, we embrace people that are eager to learn, ideate, and innovate: people who strive for excellence, challenge the status quo and seek alternative perspectives. The incumbent is responsible for participating in month-end and quarter-end accounting cycles and the preparation of PSPIB's Consolidated Financial Statements, its four plan sponsors and the Canada Growth Fund as per IFRS.ABOUT YOUR ROLE As a Senior Analyst, Corporate Accounting and Financial Reporting you'll:Participate in the month-end closing; preparing journal entries, bank reconciliations and month-end analysisParticipate in the quarter-end closing; assist with the preparation of full quarterly financial statements (including notes) for PSPIB consolidated, its four pension plans and the Canada Growth Fund in both official languagesParticipate in the year-end closing; prepare financial statements (including notes) for PSPIB consolidated, its four plans and the Canada Growth Fund in both official languages, which include preparing PSPIB year-end audit working paper files and schedulesPrepare monthly entries and financial statements for PSP Capital, PSPIB Defined Benefit Pension Plan and PSPIB Defined Contribution Pension PlanProduce required deliverables other than financial statements including those deriving from ad-hoc requestsSupport Manager with reviewing of other team members sections and deliverables.Support Manager with planning activities related to period-end closings.Collaborate with internal and external auditors for interim and year-end testing.Perform other related tasks, including participating in the implementation of process improvements and development of value-added reports.WHAT YOU'LL NEEDBachelor in Accounting or equivalentProfessional Accounting designation (CA, CPA, CGA or CMA) or in process of obtainingA minimum of four (4) years of relevant experienceHigh level of proficiency with ExcelKnowledge of Dynamics D365, an assetAccountability and drive for resultsWork ethics and professional integrityBilingualism: English and French, both written and spoken (frequent interactions in English with PSP employees based in our offices in Hong Kong, London and New York, and interactions in French with employees in our local offices in Montreal and Ottawa)Demonstrated initiative and curiosity to look beyond surface facts and conduct comprehensive, fact-based, value-added researchAttention to detail and rigorous approach to research, analysis and documentationAbility to work collaboratively, cultivating meaningful relationships with colleagues and clientsWe offer a tailored employee experience and competitive total rewards and benefits package* designed to attract and retain global diverse talent, reward performance, and reinforce business strategies and priorities. Beyond salary and incentive pay eligibility, you have access to:Investment in career development Comprehensive group insurance plans Unlimited access to virtual healthcare services and wellness programs Competitive pension plans Vacation days available on day one with additional days on milestone service anniversaries, and summer Friday afternoons off Inclusive paid parental leave policy: up to 26 weeks for primary caregivers, 5 weeks for secondary caregivers A hybrid work model with a mix of in-office and remote days*Benefits package may vary based on your employee type.At PSP, we aim to provide an inclusive workplace where we leverage diversity and where everyone feels valued, safe, respected and empowered to grow. As part of this leadership commitment, we strongly encourage applications from all qualified applicants and strive to offer an inclusive and accessible candidate experience. If you require any accommodation for any part of the recruitment process, please let us know. Visit us on www.investpsp.com/en/

Application Deadline: 05/01/2024Address:105-119-129 rue St-Jacques O BMO Capital Markets BMO Capital Markets is a leading, full-service North American-based financial services provider offering equity and debt underwriting, corporate lending and project financing, merger and acquisitions advisory services, securitization, treasury management, market risk management, debt and equity research and institutional sales and trading. BMO Capital Markets has over 2,800 professionals in 35 locations around the world, including 23 offices in North America.BMO Capital Markets is a member of BMO Financial Group (NYSE, TSX: BMO), one of the largest diversified financial services providers in North America with US$924 billion total assets and approximately 57,000 employees as of April 30, 2023.What's in it for you? Summer Analysts start the internship by completing a one-week training and orientation program During the next 15 weeks, in addition to on-the-job experience in your assigned business group, you will participate in professional development sessions and events throughout the summer Beyond the on-the-job experience, you will have opportunities to network across various business groups, learn about BMO Capital Markets culture, participate in learning seminars, get feedback, and receive coaching and career guidance from mentors while broadening your skills Upon successful completion of this internship, you may receive a full-time offer from BMO Capital Markets Eligibility criteria: You are a student at an accredited Canadian Post Secondary Institution/University, currently enrolled in an undergraduate program with a graduation date of December 2025 or Spring 2026 You are available to work full-time from May-August 2025 You have a minimum GPA of 3.4/4.0 You are a Canadian citizen, permanent resident of Canada, or an individual who is legally authorized to work in Canada and will not require sponsorship in the future Application requirements: Please submit the following three items as a single PDF file and submit under the Resume section of the online application. One-page resume Cover letter (optional)Unofficial Transcript Corporate Banking Overview: The CB Summer Analyst program is designed for candidates between their second and third year of an undergraduate school. Summer analysts will gain valuable experience and exposure to a wide number of industries during the 15-week program. In addition to this on-the-job experience, the program includes the opportunity to network across various business groups, learn about the culture of BMO Capital Markets, participate in training and learning seminars, and obtain career guidance from dedicated mentors. This position is ideally suited to talented, highly motivated individuals who seek to build a solid, comprehensive foundation in the basic skills of corporate banking. Responsibilities: Processing client requests (e.g. new credit facilities and extensions and/or amendments to existing credit facilities).Completing annual / interim credit reviews. Credit reviews include industry and financial analysis comprising of: operating performance, cash flow, leverage, coverage and liquidity, as well as capital-at-risk and other regulatory capital calculations.Monitoring performance of portfolio companies against credit terms and conditions and identify changes in the financial condition of a client.Preparing presentation materials and relationship profitability assessments, which involve liaising with other product and industry groups within BMO Capital Markets. Performing other duties including industry and company-specific research, as well as ad hoc projects for senior professionals. Qualifications: Currently enrolled in an undergraduate business/accounting/finance program graduating in December 2025 or Spring 2026GPA of 3.4/4.0Strong interest in finance and banking.Demonstrated leadership in extracurricular activities.Strong financial analysis and modeling skills.Proficient in Word/Excel/PowerPoint. Strong communication skills both written and verbalDetail oriented.Highly motivated, fast learning and able to work with limited supervision and adapt to frequent market, systems, and process changes.Outgoing and personable; team player able to work effectively in small groups.Knowledgeable in the principles of finance and the financial markets. Comfortable working in a fast-paced environment.Previous banking or credit risk management experience preferred.You are a Canadian citizen, permanent resident of Canada, or an individual who is legally authorized to work in Canada and will not require sponsorship in the future The campus job description above aligns to the full time job description below.Supports the origination and structuring of corporate lending transactions, and coordinates with other products as an integral part of a larger coverage team that maintains strong client relationships. Includes providing lending expertise for a variety of sectors, establishing credit facilities to support trading products business and facilitating credit approvals in support of Trade Finance products. Cross sells Corporate Banking products (e.g. FX / treasury products, cash management & corporate cards, commodities, investment management, securitization, leasing, Trade Finance products, etc.) to BMO Capital Market clients. Also provides ongoing management of the lending portfolio.Develops written internal and external marketing pitch material.Supports deal teams in development, presentation, and winning mandates.Reviews and assists in preparation of credit documentation (i.e. including applications, memoranda, presentations, etc.) for internal and external stakeholders.Seeks to develop an understanding of client needs and outcomes.Identifies opportunities for increased efficiency and improved service to internal and external clients.Provides analytical findings to deal teams.Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.Builds effective relationships with internal/external stakeholders.Ensures alignment between stakeholders.Researches and analyzes financial and operating information relating to companies and industries.Performs complex financial modeling and runs valuation analysis as part of client/ industry evaluations.Creates statistical exhibits and trend analysis of financial performance for client presentations.Completes due diligence and credit analysis on new and existing client relationships.Prepares industry compilations.Completes quality reports/analyses.Applies technical concepts and understands implication of work to client/transaction.Develops an understanding of and proficiency in using all required systems and models.Provides feedback on, and, supports continuous improvement opportunities.Integrates information from multiple sources to enable more efficient processes, enhanced analysis and/or streamlined reporting.Considers risk, internal controls and compliance as part of day-to-day accountabilities and adheres to policies and procedures.Focus may be on a business/group.Thinks creatively and proposes new solutions.Exercises judgment to identify, diagnose, and solve problems within given rules.Works mostly independently.Broader work or accountabilities may be assigned as needed.Qualifications:Typically between 3 - 5 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.Undergraduate degree has academic coursework in finance, economics, or accounting with an outstanding academic achievement.Has financial analysis training and experience.Has up to 3 years of relevant experience within investment and/or corporate banking unit.Excellent analytical skills. Highly skilled in building complex financial models.Expertise in financial computer applications and database management tools.Skilled in creating statistical presentations.Specialized knowledge from education and/or business experience.Verbal & written communication skills - In-depth.Collaboration & team skills - In-depth.Analytical and problem solving skills - In-depth.Influence skills - In-depth.Please note the salary for this specific position is $90,000.Grade:5Job Category:Individual Contributor / CollaborateurWe're here to helpAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.

As a Senior Network Analyst in the IT Security Infrastructure and Assets Operations team at National Bank, you’ll be an expert in resolving network incidents as well as carrying out various change requests. In this job, you’ll have a positive impact on our organization thanks to your network incident resolution skills and your knowledge of Cisco, F5, CheckPoint and AWS platforms, etc. Your role Diagnose problem situations and help resolve complex issues by implementing permanent corrective measures in a continuous improvement perspective Oversee the implementation of new network infrastructure solutions Analyze change requests related to the network infrastructure, assess the impact on existing applications, and suggest and carry out the appropriate changesUnderstand business issues, identify stakeholders’ network infrastructure needs, and propose technological solutions in order to support the completion of stakeholder activitiesConduct various complex analyses, identify discrepancies, and make recommendations to optimize system efficiency and resolve major problems Provide management with all the information needed to influence orientations and strategies related to the network infrastructure Your team As part of the IT and Operations sector, you’ll be on a large team of 15 colleagues and you’ll report to the Manager, IT Telecommunications Management. Our team stands out for its versatility and our collaboration both internally and with other teams. We offer 24/7 support for the entire Bank with the help of our team in Thailand. We offer on-the-job learning to help you master your role. Customized training content is also available on topics such as Cisco, CheckPoint, AWS, F5, etc. to encourage you to keep learning. You’ll also have access to colleagues with a wide range of expertise, experience, and backgrounds to enrich all aspects of your development. Prerequisites Bachelor’s degree in a related field and 7 years of relevant experience OR master’s degree in a related field and 5 years of relevant experience Solid problem resolution experience in a Cisco environment Very good knowledge of network technologies/concepts (switches, routers, firewalls, WAN accelerators, VPNs, load balancers, F5, DNS, proxy servers, VoIP, QoS) Knowledge of network tools (Wireshark, Zabbix, etc.) Experience in the financial services sector, an asset Excellent ability to work in complex environments and grasp complex technological concepts CCNP certification an asset ITIL certification an asset Strong interpersonal skills, ability to influence and interact with various stakeholders (technical experts, senior management, etc.) Verbal and written communication skills Autonomous and results-oriented Your benefitsIn addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.Health and wellness program, including many optionsFlexible group insuranceGenerous pension planEmployee Share Ownership PlanEmployee and Family Assistance ProgramPreferential banking servicesOpportunities to get involved in community initiativesTelemedicine serviceVirtual sleep clinicThese are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.We're putting people firstWe're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees. We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?Come live your ambitions with us!

Requisition ID: 196042Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. PurposeContributes to the overall success of Canadian Business Banking, ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team’s business strategies and objectives while also ensuring all activities are conducted in compliance with governing regulations, internal policies and procedures.The Senior Credit Solutions Manager (Sr.CSM) provides financial solutions for clients through various tasks such as risk analysis, deal structuring, credit pricing, negotiation and presentation in concert with the Senior Client Relationship Manager “SCRM”. The incumbent interfaces directly with clients, in partnership with the SCRM. The Sr. CSM liaises with Global Risk Management through the credit decision-making process.The incumbent is a specialist in credit and provides financial solutions for clients through various tasks such as risk analysis, deal structuring, credit pricing, negotiation and presentation. He/She manages a customer portfolio of moderate to higher complexity.The incumbent is responsible for ensuring their portfolio meets compliance to various credit metrics as well as monitoring the portfolio to identify any negative trends. The incumbent works closely with the SCRM, Credit Analysts and Service Specialists.Accountabilities: Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.Contributes to the profitable development of Canadian Business Banking by:Ensuring the timely analysis, structuring and presentation of credit proposals;Providing prompt and sound recommendations in the analysis and presentation of credit proposals; Ensuring effective communication with the SCRM to clearly convey the rationale for decisions, so that they may respond effectively to clients;Recommending pricing for loans and credit-related fees yielding a return commensurate with risk and due regard to profit, administration and competitive considerations;Recommending terms, conditions and covenants to provide a viable banking proposal to the client within sound credit lending practices;Restructuring marginal proposals into bankable deals where possible;Providing guidance and counsel to SCRM, so that they may better serve clients’ needs.Ensures the accurate communication and effective and timely implementation of the terms and conditions of an authorization by:Reviewing all authorizations to ensure accuracy, completeness and clarity;Ensuring prompt follow-up for acceptance of the authorization and reacting swiftly to any problems, amendments, extensions, reporting to senior management and SCRM where necessary; Promptly and effectively addressing issues surrounding the adequacy, quality and completeness of loan documentation and security;Liaising with SCRM to ensure any required changes and follow-up for the accurate execution and delivery of same prior to disbursement of funds.Ensure the ongoing quality of the assigned credit portfolio through control and administration of the specific conditions and reporting requirements, as specified in individual authorizations are adhered to by:Directing and assisting Credit Analysts (CA)/ Service Specialists (SS) in the detailed evaluation of all information received, reporting deficiencies or any negative findings to senior management;Adhere to any regulatory and internal Bank policies and requirements;Advising senior management of any credit weakness developing within individual accounts, by ongoing awareness and analysis of relevant financial, legal, political, technological and industry information.Provide coaching/counselling/Oversight to Credit Analysts by:Developing the credit competencies of the CA’s in relation to assigned accounts;Providing timely performance feedback on credit analysis presented.Champion and support a culture of diversity and other initiatives aligned with the Bank Strategy.Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.Actively pursues effective and efficient operations of his/her respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct.Champions a high performance environment and contributes to an inclusive work environment. Education: University degree in business or economics or other Business Specialty background.Commitment to participate in other training requirements as determined by the Bank from time to time.Skills/Work Experience: Previous work experience of at least 2-5 years is preferred.In-depth knowledge of the Bank’s lending policies, practices and procedures, as well as an awareness of business trends economic, technological, social, legal and political conditions and factors which could affect the viability of a credit.A solid knowledge and understanding of financial statements and accounting principles and policies is a must.Excellent risk assessment and credit skills and ability to structure deals.Strong understanding of loan documentation.Strong knowledge of Canada’s financial services marketplace and of the assigned market area’s key industries, major customers and competitive positioning within the assigned market areas.Solid understanding of the Canadian Business Banking objectives, strategies and structures. To complement this, the incumbent must possess tactical planning skills and implementation/ management skills.Good sales management, coaching, relationship building and leadership skills are essential, along with the ability to influence and motivate others.Must set a positive example of change and encourage others to do the same.Strong interpersonal skills are essential for business development/customer relationship building and to facilitate a positive and effective team environment.Must be able to effectively articulate their views to all levels both within the Bank and externally in the marketplace.Strong personal computer skills and familiarity with word processing, spreadsheet software and planning tools are necessary as the incumbent uses a PC for a variety of communication, sales management and general information activities including preparing documents, monitoring results and responding to enquiries.Strong knowledge of commercial Banking products and services, including systems, routines and operating procedures.Thorough knowledge of Bank’s business lending and deposit products and services, and customer profitability model.Thorough knowledge of competitor offerings and alternative sources of financing.Good knowledge of products and services provided by the Bank’s specialized sales forces and other delivery channels such as Global Banking & Markets, Global Transaction Banking, Global Wealth Management, Retail & Small Business Banking, etc.Thorough knowledge of all commercial management platforms.Working knowledge of services provided by support areas such as Shared Services Business Support. Working Conditions Work in a standard office-based environment; non-standard hours are a common occurrence. No travel. Pursuant to a language needs assessment conducted by Scotiabank, the successful candidate will be required to be able to communicate in English in addition to French because they will be required to work closely with other groups from head office who operate primarily in English and will serve an English and French-speaking clientele frequently. Location(s): Canada : Quebec : Montreal-est || Canada : Quebec : Montreal Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets. At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

A career at National Bank as a Senior Analyst in the Risk Management department for the Financial Markets and International sector means acting as a credit expert in general and having expertise in the geopolitical and economic aspects. This job allows you to have a positive impact on our organization, thanks to your financial analysis skills, your programming experience as well as your knowledge of economics and accounting standards Your job : Manage a portfolio of counterparties in one or more areas in the worldStay up to date on current events and be proactive concerning different credit actionsAssess credit risk for counterparties under your responsibility, collect information for analysis and interpretation, and adapt existing analysis modelsResearch and publish memos internally on various current topics that have a direct or indirect impact on the BankKeep very regular contact with the business units at the BankProtect the Bank's interests by ensuring policies, standards and established procedures are complied withCoach your less experienced employees and represent the department or the Bank with various organizations, agencies or stakeholdersCarry out complex and varied analyses, and perform different large-scale assessments in order to provide relevant information for decision-makingParticipate in or carry out special projects that have an impact on the development of practices, policies or productsDraw up recommendations to optimize operational efficiency and information quality, reduce the risk of loss and increase the Bank's profitability                 Your team: Within the Financial Markets and International sector in the risk management department, you will be part of a large team of 8 colleagues and report to the Senior Director Financial Markets and International - Credit Risk Management. Our team stands out for its expertise in banks and brokers as well as in sovereign risk, which we specialize in through our extensive monitoring of several regions in the world, in developed countries in: North America, Europe, Oceania and Asia and in emerging countries such as EMEA and Latin America. Our learning-in-action training programs allow you to master your craft. Customized training content is available to support your continuous learning. Access to colleagues with different expertise, experience and diverse profiles enriches your development from all points of view.            Prerequisite:   Bachelor’s degree in a related field and 5 years of relevant experience, OR master’s degree in a related field and 3 years of relevant experience, OR university certificate/undergraduate diploma from the National Bank University Program and 7 years of relevant experienceCFA/CPA, an assetKnowledge of Bloomberg, S&P Capital IQ, Risk Analyst BvD Orbis (an asset)Proficiency in a programming language (Python-VBA).Experience in the credit risk/equity research sector, or equivalentHigh interest in and regular monitoring of financial marketsSolid basics in financial concepts/derivatives and trade finance products Your benefitsIn addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.Health and wellness program, including many optionsFlexible group insuranceGenerous pension planEmployee Share Ownership PlanEmployee and Family Assistance ProgramPreferential banking servicesOpportunities to get involved in community initiativesTelemedicine serviceVirtual sleep clinicThese are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.We're putting people firstWe're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees. We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?Come live your ambitions with us!

A career in Financial Markets Operations at National Bank means putting your expertise to work in the evolution and execution of financial markets business strategy and wealth management. It is a job that allows you to live your ambitions in complicity and the power to act. Thanks to your involvement in the various related processes in the OTC derivatives products, you participate in the transformation of the Bank. Your job Ensure the management of a team of about 12 professionalsMeet strategic objectives in line with our business plansBuild and maintain good relationships with our various stakeholders (Front office traders, Risk, Accounting, IT, Credit Risk, etc.) and ensure continuous effective communication Ensure custumer-centric support to our various institutional and corporate clients/partners Identify simplifications and improvements in our daily processes, new products, as well as recommendations from auditors Act as a coach and guide the team to develop their potential by identifying learning and development opportunities while reinforcing versatility Develop, implement, and evolve controls and tools to achieve high-quality standards and minimize operational risks associated with the activities Your team You will be part of a team of 113 colleagues in the OTC sector, and you will report to the Senior Manager of Interest rate derivatives (IRD), Foreign exchange trading (FX), Commodities, and Mortage-backed security (MBS). Our team stands out for its agility and expertise within the OTC products. We want to contribute to your quality of life by offering you a hybrid (remote and in the office) work model and adaptable work hours. Join a team of 12 to 15 dynamic analysts and advisors who are constantly striving to have a major impact on the success of the Bank and Capital Markets. The team’s mission is to be equipped with a strong culture of co-ownership that together builds and manages a sustainable business model with ongoing benefits in a controlled environment where operations are a true competitive advantage for the franchise. Our training programs uses on-the-job learning to help you master your role. You can access personalized training content on such topics as derivatives products, management of business cases and trade life cycles, as well as our operations, to support your ongoing learning. You’ll also have access to colleagues with a wide range of expertise, experience, and backgrounds to enrich all aspects of your development. PrerequisitesHold a bachelor’s degree related to the sector and 7 years of experience; or master’s degree related to the sector and 5 years of experience Good knowledge of OTC derivatives products Organizational capacity in project management and daily activities management Significant experience in personnel management Demonstrated ability in change management Your benefitsIn addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.Health and wellness program, including many optionsFlexible group insuranceGenerous pension planEmployee Share Ownership PlanEmployee and Family Assistance ProgramPreferential banking servicesOpportunities to get involved in community initiativesTelemedicine serviceVirtual sleep clinicThese are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.We're putting people firstWe're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people. Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees. We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates! What can you bring to our team?Come live your ambitions with us!

Position Description: CGI is currently seeking a self-motivated, intellectually curious finance professional with a strong work ethic to join our corporate Financial Planning and Analysis team.Reporting to the Director, Financial Planning and Analysis, the Senior Financial Analyst is part of the broader Corporate Services Finance team and is responsible for providing financial analysis and insight to support management reporting and strategic decision-making. Your future duties and responsibilities: • Direct involvement in the preparation of budgets, projections, strategic plans and the Management Discussion & Analysis (MD&A);• Liaising with various finance groups, operational business unit controllers and investor relations to accurately interpret information impacting the business;• Drive continuous improvement with respect to quality of financial information (timeliness, accuracy, clarity, transparency) as well as processes and procedures;• Preparation of PowerPoint slide decks for business reviews, budget/forecast meetings, and any other high level meetings.• Take on ad hoc financial analyses and projects related to new business initiatives to aid evaluation and decision-making; Required qualifications to be successful in this role: • Bachelor’s degree in accounting or equivalent;• Professional accounting designation (CPA) (CFE successfully passed or in progress);• More than 3 years of relevant accounting experience;• Excellent written and communication skills with a strong attention to details;• Strategic and analytical thinking;• Proactive attitude with regard to gathering and verifying financial information;• A sense of autonomy, initiative and responsibility;• Must be able to address multiple issues in a high paced/high pressure rapidly changing environment;• Excellent computer skills with MS Office software including Excel, Word and PowerPoint;• Previous experience working with industry software such as PeopleSoft, Hyperion (Oracle) would be considered valuable assets.#LI-TT1 What you can expect from us: Together, as owners, let’s turn meaningful insights into action.Life at CGI is rooted in ownership, teamwork, respect and belonging. Here, you’ll reach your full potential because… You are invited to be an owner from day 1 as we work together to bring our Dream to life. That’s why we call ourselves CGI Partners rather than employees. We benefit from our collective success and actively shape our company’s strategy and direction.Your work creates value. You’ll develop innovative solutions and build relationships with teammates and clients while accessing global capabilities to scale your ideas, embrace new opportunities, and benefit from expansive industry and technology expertise.You’ll shape your career by joining a company built to grow and last. You’ll be supported by leaders who care about your health and well-being and provide you with opportunities to deepen your skills and broaden your horizons.At CGI, we recognize the richness that diversity brings. We strive to create a work culture where all belong and collaborate with clients in building more inclusive communities. As an equal-opportunity employer, we want to empower all our members to succeed and grow. If you require an accommodation at any point during the recruitment process, please let us know. We will be happy to assist.Come join our team-one of the largest IT and business consulting services firms in the world.

At CN, everyday brings new and exciting challenges. You can expect an interesting environment where you’re part of making sure our business is running optimally and safely―helping keep the economy on track. We provide the kind of paid training and opportunities that long-term careers are built on and we recognize hard workers who strive to make a difference. You will be able to thrive in our close-knit, safety-focused culture working together as ONE TEAM. The careers we offer are meaningful because the work we do matters. Join us! Job Summary The Senior Analyst is responsible for achieving Accounts Payable targets set out by the Manager or Specialist, Accounts Payable, which focuses on audits, error postings, blocked or outstanding invoices. The incumbent has a thorough understanding of the procurement to payment pipeline for designated areas. Therefore, the role monitors a portfolio of electronic invoice postings and follows up on aging supplier accounts with a focus on supplier payable balances that are over payment terms. The position directly contributes to the education of field personnel and suppliers on the proper and timely invoice processing and other financial postings. Main Responsibilities  Analysis and Audit Management ·       Work closely with suppliers to optimize exchange of confidential data by leveraging the current processing channels ·       Perform root-cause analysis of recurring, systemic errors and work with key stakeholders including suppliers, Supply Management, Treasury and Taxation, Accounting Development, and I&T to coordinate resolution ·       Manage audit processes, systems, and transactions for Sarbanes-Oxley (SOX), financial controls, policy adherence, accuracy, and completeness Collaboration, Support and Staff Management ·       Communicate with field personnel and all levels of management on compliance issues, as well as misreported, unauthorized, or erroneous information ·       Analyze invoices to ensure that correct processing channels are used and coordinate transition to new channels ·       Indirectly supervise unionized staff as required. ·       Provide end-user coaching, training and problem resolution on systems, policies, and procedures Support ·       Review various performance measurements and metrics to monitor and evaluate process effectiveness ·       Support continuous improvements to ensure a high level of performance leading to customer satisfaction ·       Perform User Acceptance Testing related to system changes Working Conditions The role has standard working conditions in an office environment with a regular workweek from Monday to Friday. Due to the nature of the role, the incumbent must be able to meet tight deadlines, handle pressure and manage stress. Requirements Experience Accounts Payable ·       Between 3 to 5 years of relevant experience o   Experience with Accounts Payable systems or processes, audits and corporate credit card programs o   Experience in the railway industry* *Any experience for these above would be considered as an asset Education/Certification/Designation ·       College or bachelor’s degree in Accounting, Business, Economics, Finance, or Computer Science Competencies ·       Identifies risks and anticipates impacts to ensure a safe and secure environment ·       Cultivates relationships to proactively support customers’ supply chain needs or those that support them ·       Shares information ·       Collaborates with key internal stakeholders to enable higher productivity ·       Inspires others with impactful communications and adapts to the audience ·       Leverages feedback and coaching ·       Tracks metrics and is accountable ·       Applies analytical thinking to make recommendations that pursue sustainable performance ·       Deals with pressure and change by staying calm to quickly adapt to changes ·       Fluently bilingual both written and verbal (English, French)   Technical Skills/Knowledge ·       Understanding of accounting principles, procedures and policies ·       Knowledge of Accounts Payable systems such as Systems, Applications and Products (SAP) and SAP Business Warehouse ·       Knowledge of Microsoft Office, especially Access About CN  CN is a world-class transportation leader and trade-enabler. Essential to the economy, to the customers, and to the communities it serves, CN safely transports more than 300 million tons of natural resources, manufactured products, and finished goods throughout North America every year. As the only railroad connecting Canada’s Eastern and Western coasts with the Southern tip of the U.S. through a 19,500 mile rail network, CN and its affiliates have been contributing to community prosperity and sustainable trade since 1919. CN is committed to programs supporting social responsibility and environmental stewardship. At CN, we work as ONE TEAM, focused on safety, sustainability and our customers, providing operational and supply chain excellence to deliver results.  

At CN everyday brings new and exciting challenges. You can expect an interesting environment where you’re part of making sure our business is running optimally and safely―helping keep the economy on track. We provide the kind of paid training and opportunities that long-term careers are built on and we recognize hard workers who strive to make a difference. You will be able to thrive in our close-knit, safety-focused culture working together as ONE TEAM. The careers we offer are meaningful because the work we do matters. Join us! Job Summary The Senior Financial Partner is responsible for overseeing Operating and Special Capital budgets. The role acts as a trusted Business Advisor and a point of contact for financial services. The position develops strong relationships with stakeholders and budget owners to remain informed about their work and needs. The incumbent instills and maintains a culture of ongoing communication between Finance and business stakeholders.  The role also cultivates a culture of cost consciousness, control, simplification, and continuous improvement. The position prepares budgets and forecasts, as well as promotes understanding of budget issues by creating meaningful segmentation of the Operating budgets. The incumbent supports the functional leadership team with key financial insights and operational analytics. The role identifies, understands, and addresses deviations from the plan, drives immediate action when needed, and promotes behavioural change. Main Responsibilities Manage Budgeting and Planning Processes ·       Provide complete end-to-end financial support by planning, budgeting, monitoring, and forecasting ·       Ensure budget and planning processes are dynamic, aligned with business needs, and properly communicated to each budget owner ·       Create and communicate periodic Year-End Outlook (YEO) based on actual results and spending trends and drive targeted cost control ·       Communicate risks and opportunities in the forecast to functional stakeholders, including the Vice President (VP), Assistant Vice President (AVP), Directors, Project Managers and Financial Planning ·       Ensure stakeholder buy-in on preview and budget, using clearly communicated reasoning on key elements and assumptions ·       Identify gaps and provide recommendations to strategically enhance financial performance and business opportunities, as well as provide financial solutions ·       Create budgets and forecasts for Capital program, projects and initiatives, ensuring that they adhere to the envelope established by CN’s leadership team and are reviewed by key project stakeholders to promote efficient and effective planning ·       Guide the Authorization for Expenditure (AFE) through project life cycle, including creation, approval, and post-completion audits ·       Make sure that variances to budgeted amounts are clearly explained and documented ·       Ensure that effective controls and good governance are in place and apply CN’s best practices compliant with Sarbanes-Oxley Act (SOX), Generally Accepted Accounting Principles (GAAP), Award of Business (AOB), and Purchase Orders (PO) Management Reporting and Financial Management Processes ·       Ensure management reporting and financial management processes are dynamic, relevant to the business, and drive business performance ·       Provide financial guidance to key stakeholders such as VP, AVP, Directors and Project Managers, as well as insight to enable smart business decisions ·       Create relationships with the Company’s leaders and become a trusted Financial Advisor in the attainment of their strategy and objectives ·       Take hands-on lead in implementing and maintaining comprehensive financial forecasting systems ·       Direct and translate the corporate business plan into financial plans for the Function ·       Manage changes and transfers within the Operating budgets ·       Coordinate and validate the preparation and distribution of weekly, monthly, and quarterly reports on expenditures and key performance metrics ·       Monitor, analyze, and explain monthly results against budget ·       Drill down on unexpected variances to provide explanations to key stakeholders and establish corrective actions through discussions with the budget owners ·       Pursue opportunities to deliver cost savings and efficiency gains proactively Improve Processes, Controls and Day-to-Day Support ·       Ensure that effective controls are in place, including monitoring and reporting ·       Influence stakeholders such as I&T and Finance, including VP/AVP levels on potential improvements with a data-driven approach ·       Review proactively and implement new processes triggered by new accounting pronouncements, new systems, and others ·       Provide recommendations and procedural improvements for financial audit issues and controls ·       Manage accrued liabilities in compliance with corporate accounting rules ·       Ensure the integrity of financial transactions created by the department ·       Foster collaboration, exchange of information, and accountability ·       Leverage data to highlight and quantify issues, as well as improve reporting and controls, which may include database and tool development ·       Document improvement opportunities in existing systems and processes and coordinate collaborative resolution ·       Play a key role in developing, monitoring, and evaluating the implementation of corporate strategy Working Conditions The role has standard working conditions has a hybrid model with a regular workweek from Monday to Friday. Due to the nature of the role, the incumbent must be able to meet tight deadlines, handle pressure, and stress. Requirements Experience ·       Between 5 to 7 years of leadership experience in financial or operational roles o   Experience with systems and software development o   Experience in building financial data models o   Experience in project management Education/Certification/Designation ·       CPA or Finance designation or relevant discipline Competencies ·       Knows the business and stays current with industry needs ·       Solves problems to create value ·       Sets direction and inspires others ·       Collaborates with others and shares information ·       Demonstrates agility and drives change ·       Applies critical thinking ·       Fluently bilingual both written and verbal (English, French)* *Any skills/attributes for these above would be considered as an asset Technical Skills/Knowledge ·       Ability to convey financial jargon in laymen’s terms ·       Ability to leverage tools, information, and personal network to stay up to date with the Company’s projects, vision, and strategy ·       Ability to identify risk and propose mitigation avenues ·       Ability to adopt a systematic approach to identify, analyze, and improve the existing business processes to optimize and bring efficiency and new quality standards ·       Knowledge of rail transportation, logistics industry and technology ·       Knowledge of CN’s financial and accounting reporting system ·       Knowledge of relevant systems such as Systems Applications and Products (SAP), Business Warehouse (BW), Structured Query Language (SQL), Essbase, Tableau and Apptio ·       Advanced knowledge of Microsoft Suite (Excel, PowerPoint, and Word) ·       Ability to synthesize large amounts of data into meaningful insight ·       Knowledge of Procurement and Engineering concepts and processes This position is posted as a grade 7. For internal candidates, note that the grade level of the position may adjust based on the employee's experience. About CN As a leading North American transportation and logistics company, CN is a true backbone of the economy. With a team of approximately 25,000 railroaders, our focus is on moving both our company and the economy forward. We transport US$200 billion worth of goods annually for a wide range of business sectors from resource to manufactured products to consumer goods, across a 20,000-mile network spanning Canada and mid-America. CN is the only Canadian company listed in the Transportation and Transportation Infrastructure sector of the Dow Jones Sustainability World Index (DJSI). Launched in 1999, the DJSI World represents the gold standard for corporate sustainability. At CN, we work as ONE TEAM, focused on safety, sustainability and our customers, providing operational and supply chain excellence to deliver results.