We use cookies to improve the user experience, analyze traffic and display relevant ads.
Details Accept
Enter position

Overview of salaries statistics of the profession "Corporate Accounting Financial Analyst in "

Receive statistics information by mail

Overview of salaries statistics of the profession "Corporate Accounting Financial Analyst in "

10 080 $ Average monthly salary

Average salary in the last 12 months: "Corporate Accounting Financial Analyst in "

Currency: CAD USD Year: 2024
The bar chart shows the change in the level of average salary of the profession Corporate Accounting Financial Analyst in .

Distribution of vacancy "Corporate Accounting Financial Analyst" by regions

Currency: CAD
As you can see on the diagramm in the most numerous number of vacancies of Corporate Accounting Financial Analyst Job are opened in . In the second place is Peel, In the third is Stormont, Dundas and Glengarry.

Найдите подходящую статистику

Associate Finance Analyst

Смотреть статистику

Associate Financial Analyst

Смотреть статистику

Business Development Finance Analyst

Смотреть статистику

Business Finance Analyst

Смотреть статистику

Business Financial Analyst

Смотреть статистику

Capital Finance Analyst

Смотреть статистику

Capital Senior Financial Analyst

Смотреть статистику

Client Finance Analyst

Смотреть статистику

Commercial Finance Analyst

Смотреть статистику

Commercial Financial Analyst

Смотреть статистику

Corporate Finance Analyst

Смотреть статистику

Corporate Financial Analyst

Смотреть статистику

Engineering Financial Analyst

Смотреть статистику

Federal Financial Analyst

Смотреть статистику

Finance Analyst

Смотреть статистику

Finance Analyst Lead

Смотреть статистику

Financial Data Analyst

Смотреть статистику

Financial Management Analyst

Смотреть статистику

Financial Planning Analyst

Смотреть статистику

Financial Remediation Analyst

Смотреть статистику

Financial Reporting Analyst

Смотреть статистику

Financial Research Analyst

Смотреть статистику

Financial Risk Analyst

Смотреть статистику

Financial Support Analyst

Смотреть статистику

Government Finance Analyst

Смотреть статистику

Group Finance Analyst

Смотреть статистику

Group Financial Analyst

Смотреть статистику

Healthcare Claims Financial Analyst

Смотреть статистику

Healthcare Financial Analyst

Смотреть статистику

Innovation Financial Analyst

Смотреть статистику

Investment Financial Analyst

Смотреть статистику

IT Financial Analyst

Смотреть статистику

Lead Financial Analyst

Смотреть статистику

Marketing Financial Analyst

Смотреть статистику

Mortgage Finance Risk Analyst

Смотреть статистику

Operational Financial Analyst

Смотреть статистику

Operations Finance Analyst

Смотреть статистику

Pharmaceutical Finance Analyst

Смотреть статистику

Principal Finance Analyst

Смотреть статистику

Principal Financial Analyst

Смотреть статистику

Procurement Finance Analyst

Смотреть статистику

Program Finance Analyst

Смотреть статистику

Project Finance Analyst

Смотреть статистику

Quantitative Finance Analyst

Смотреть статистику

Regional Financial Analyst

Смотреть статистику

Sales Financial Analyst

Смотреть статистику

Specialist Financial Analyst

Смотреть статистику

Staff Financial Analyst

Смотреть статистику

Strategic Finance Analyst

Смотреть статистику

Structured Finance Analyst

Смотреть статистику

Transportation Finance Analyst

Смотреть статистику

Treasury Financial Analyst

Смотреть статистику

Vendor Insights Financial Analyst

Смотреть статистику
Show more

Recommended vacancies

Senior Manager Finance
Rogers, Toronto, ON
Senior Manager Finance We are committed to connecting Canadians through unique partnerships, our world-class network and content Canadians love-and our innovative team is growing. We are looking for dedicated team members to join our Corporate team who have a genuine passion for making positive impacts on customers and the communities where we live and work. We have a variety of business units with exciting and meaningful work waiting for you, including Communications, HR, Legal and Corporate Affairs, Supply Chain, Finance, and Real Estate. If you are considering your next step, we have exciting opportunities waiting for you. Come build a rewarding career at Rogers and be a driving force behind our success story!The Senior Finance Leader will lead and guide wireless service revenue growth initiatives and be responsible for revenue reporting and consolidation to support Month End, as well as the forecast and budgeting planning cycles. A thought leader, the Senior Finance Manager will contribute to set/lead the tactical direction based on thorough understanding of business issues, financial goals and competitive environment.This position will work very closely with various teams to provide value-added analysis on Wireless Revenue and act as a contact for all Wireless initiatives that require data support. The ideal candidate must be a strategic thinker that looks at Financial and Business issues with a different perspective to highlight risks and opportunities. Responsibilities include: Lead the team to optimize the PxQ (rate vs. volume) revenue model-framework to analyze and present financial performance related to Subscription revenue lines through all financial processes (close, forecast and planning) Bring insights to business and finance leaders in unpacking Subscription Revenue by demonstrating contributing ARPU drivers against the plan of record and different periods Have a thorough understanding of the levers, KPIs, and IFRS Revenue Recognition policy and Hardware Discount that drive subscription revenue performance Analyze performance using a balance of quantitative and qualitative measures, provide leadership in building models and analyses to measure performance against multiple dimensions, e.g. variances, year over year and subscriber trends Create ways to monitor revenue performance to ensure forecast accuracy, signaling and communicating variances to plan to leadership Partner with business and finance stakeholders to assess profitability of various Support offerings and understand implications for overall Support business Partner and collaborate with stakeholders across finance teams and business partner teams Responsible for complete, accurate and timely reporting for revenue in accordance with IFRS Act as revenue SME for projects within the portfolio ensuring accounting entries and reporting are developed Responsible for all external, internal and any other audit requirements and maintenance of relationship the Controllers team Responsible for effectiveness, efficiency and accuracy of financial controls including SOX compliance Develop and implement process improvements to create efficiencies and ensure adequate documentation is maintained Ability to manage ad-hoc analytical asks from leadership partnering with others in finance and business Effectively manage, coach and develop a team Senior Financial Analysts and Finance Managers Qualifications Accounting Designation & University degree in Accounting, Finance or related discipline from a reputable institution Strong technical accounting skills with an accounting designation (CA, CMA or CGA) or MBA 8-10 years of progressive financial experience Sharp and polished communicator Ability to communicate effectively with all levels of the organization Excellent Excel skills that can independently lead the team to create robust but agile financial models and analyze large amount of data Deep and sharp analytic skills that can quickly identify the root of business performance issue Proactive communication and collaboration skills that leads to influence and impact Excellent communicator and ability to be a strong business partner Excellent software skills in MS Office, billing systems, Oracle Financial System, Discoverer and ADI Experience working on large revenue related projects As part of the recruitment process, the selected candidate will be required to complete a background check which includes credit and criminal checks.Schedule: Full time Shift: Day Length of Contract: Not Applicable (Regular Position) Work Location: 333 Bloor Street East (012), Toronto, ON Travel Requirements: Up to 10% Posting Category/Function: Finance & Accounting & Financial Planning and Analysis Requisition ID: 304413 #LI-JC1At Rogers, we believe the key to a strong business, is a diverse workforce where equity and inclusion are core to making everyone feel like they belong. We do this by embracing our diversity, celebrating our different perspectives, and working towards creating environments that empower our people to bring their whole selves to work. Everyone who applies for a job will be considered. We recognize the business value in creating a workplace where each team member has the tools to reach their full potential by removing any barriers for equal participation. We work with our candidates who are experiencing a disability throughout the recruitment process to ensure that they have what they need to be at their best. Please reach out to our recruiters and hiring managers to begin a conversation about how we can ensure that you deliver your best work. You matter to us! For any questions, please visit the Recruitment Process FAQ . Successful candidates will be required to complete a background check as part of the hiring process. Posting Notes:CorporateLocation: Toronto, ON, CA Being a Rogers team member comes with some great perks & benefits including: • Health & well-being benefits • Donation matching • Paid time off for volunteering • Wealth Accumulation including: Pension plan & Employee stock options • Generous employee discounts • Leadership development, Mentorship, and Coaching programs *available for full-time and part-time permanent employees, some restrictions apply Looking for career guidance and inspiration? Catch up on the latest episodes of For the Love of Work podcast with Dr. Sonia Kang.Job Segment: Finance MBA, ERP, Supply Chain Manager, Real Estate, Supply Chain, Finance, Technology, Operations, Sales
Senior Specialist, Climate Risk Analytics
BMO, Toronto, ON
Application Deadline: 06/13/2024Address: 100 King Street WestJob Family Group:Data Analytics & ReportingThe Senior Specialist, Climate Risk Analytics with have accountability for:Intersection of climate risk with capital assessment and stress testingTechnology infrastructure requirements and testingData gathering and linkages to use in climate risk assessmentSupport climate scenario analysis exercisesApplies mathematical and statistical methods to financial and risk management problems (e.g. internal controls; enterprise-wide stress testing and scenario analysis; capital modelling; valuations). Through quantitative analytical modelling, identifies important factors to consider for financial disaster and recovery plans. Conducts research and creates tools that use data to develop scenario-based planning and implements complex mathematical models to help the business make better financial and financial decisions (e.g. investments, pricing, etc.), drive innovation and minimize the impact of uncertainty.Develops pricing and quantitative risk models for an assigned portfolio e.g. fixed income, corporate credit and loans.Monitors risk in strategies and portfolios alongside project managers or functional leads.Conducts research and develops tools that use data to make better financial decisions; such as: investments, pricing, etc.Applies knowledge of risk assessment and controls along with extensive understanding of industry compliance standards and regulations.Identifies ways of mitigating potential risks; recommends and implements solutions based on analysis of issues and implications for the business.Documents data flow, systems and processes to improve the design, implementation and management of business/group processes.Conducts quantitative research in risks across strategies and portfolios.Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders.Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine.Implements changes in response to shifting trends.Broader work or accountabilities may be assigned as needed.Qualifications: Intermediate level of proficiency: Regulatory capital and stress testing.Compliance and regulation.Machine learning.Learning Agility.Systems Thinking. Advanced level of proficiency: Model risk management.Data visualization.Data wrangling.Data preprocessing.Critical thinking.Driving Results.Quantitative financial modeling.Computational thinking and programming.Verbal & written communication skills.Analytical and problem solving skills.Collaboration & team skills; with a focus on cross-group collaboration.Able to manage ambiguity.Data driven decision making.Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.Seasoned professional with a combination of education, experience and industry knowledge.Data driven decision making - In-depth / Expert.Compensation and Benefits:$100,800.00 - $187,200.00Pay Type: SalariedThe above represents BMO Financial Group's pay range and type.Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards We're here to helpAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.To find out more visit us at https://jobs.bmo.com/ca/en .BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.
Sr. Financial Analyst - Current & Future Opportunities
Rogers, Toronto, ON
Sr. Financial Analyst - Current & Future Opportunities We are committed to connecting Canadians through unique partnerships, our world-class network and content Canadians love-and our innovative team is growing. We are looking for dedicated team members to join our Corporate team who have a genuine passion for making positive impacts on customers and the communities where we live and work. We have a variety of business units with exciting and meaningful work waiting for you, including Communications, HR, Legal and Corporate Affairs, Supply Chain, Finance, and Real Estate. If you are considering your next step, we have exciting opportunities waiting for you. Come build a rewarding career at Rogers and be a driving force behind our success story!We currently have multipleSenior Financial Analyst opportunities that we're hiring for. In this role, you will play a pivotal role in driving the financial planning, analysis, and reporting functions within our organization. You will work closely with cross-functional teams, including finance, operations, and senior management, to provide valuable insights and recommendations to enhance our financial performance. Your expertise in financial modelling, forecasting, and data analysis will be crucial in identifying trends, risks, and opportunities to support informed decision-making.What you'll do: • Support the financial operations of the business through the preparation and review of month-end journal entries, forecasts, and budgets. • Provide commentary on financial results and key business indicators and drive continuous improvement within the finance team. • Participate in the organization's strategic planning process and maintain an understanding of industry trends, key business/cost drivers, and accounting policies. • Develop and prepare weekly scorecard reporting for use by management and provide visibility into financial performance and operational measures through the preparation of monthly reporting packages. • Conduct analysis on revenue trends, prepare month-end variance analysis and commentaries versus budget and forecasts, and identify risks and opportunities. • Collaborate with key business partners and finance leadership teams, and communicate key trends, observations, and business impacts. • Assist in business case development, financial modelling, and decision-making in support of strategic initiatives.What you'll have: • A University degree in a business-related field (Accounting or Finance preferred), with a professional accounting designation (CPA/CGA/CA/CMA) or MBA. • 3-5 years of progressive financial experience • Strong technical accounting skills, with knowledge of IFRS 15 and other relevant standards • Advanced skills in Access, Excel, and PowerPoint • Excellent analytical, problem-solving, planning, and organizational skills. • Comfort and confidence in dealing with senior leadership and the ability to work with minimal supervision in a fast-paced environment. • Strong interpersonal, communication, and presentation skills, with a demonstrated history of engaging with leadership in both business and finance. • Ability to manage multiple projects simultaneously and handle competing priorities under short timelines. • Knowledge of Oracle Financial Systems and Hyperion/Essbase is an asset.Current Opportunities: We have vacanies in the following areas: FP&A: the responsibilities include financial planning, budgeting, forecasting, and analysis to support strategic decision-making. In this role, you'llanalyze financial data, create financial models, and provide insights to management to help optimize financial performance and achieve business objectives. Controller: the duties include overseeing theaccounting and financial reporting functions. You'll beresponsible for financial statement preparation, internal controls, financial analysis, and compliance with accounting standards and regulatory requirements. As part of the recruitment process, the selected candidate will be required to complete a background check which includes credit and criminal checks. Schedule: [[req_RogersFullPartTime]] Shift: Day Length of Contract: Not Applicable (Regular Position) Work Location: 333 Bloor Street East (012), Toronto, ON Travel Requirements: None Posting Category/Function: Finance & Accounting & Accounting Requisition ID: 295949 #LI-JC1At Rogers, we believe the key to a strong business, is a diverse workforce where equity and inclusion are core to making everyone feel like they belong. We do this by embracing our diversity, celebrating our different perspectives, and working towards creating environments that empower our people to bring their whole selves to work. Everyone who applies for a job will be considered. We recognize the business value in creating a workplace where each team member has the tools to reach their full potential by removing any barriers for equal participation. We work with our candidates who are experiencing a disability throughout the recruitment process to ensure that they have what they need to be at their best. Please reach out to our recruiters and hiring managers to begin a conversation about how we can ensure that you deliver your best work. You matter to us! For any questions, please visit the Recruitment Process FAQ . Successful candidates will be required to complete a background check as part of the hiring process. Posting Notes:CorporateLocation: Toronto, ON, CA Calgary, AB, CA Brampton, ON, CA Being a Rogers team member comes with some great perks & benefits including: • Health & well-being benefits • Donation matching • Paid time off for volunteering • Wealth Accumulation including: Pension plan & Employee stock options • Generous employee discounts • Leadership development, Mentorship, and Coaching programs *available for full-time and part-time permanent employees, some restrictions apply Looking for career guidance and inspiration? Catch up on the latest episodes of For the Love of Work podcast with Dr. Sonia Kang.Job Segment: Real Estate, ERP, Financial Analyst, Finance MBA, Supply Chain, Sales, Technology, Finance, Operations
Rogers CPA Pre-Approved Rotational Program
Rogers, Toronto, ON
Rogers CPA Pre-Approved Rotational Program We are committed to connecting Canadians through unique partnerships, our world-class network and content Canadians love-and our innovative team is growing. We are looking for dedicated team members to join our Corporate team who have a genuine passion for making positive impacts on customers and the communities where we live and work. We have a variety of business units with exciting and meaningful work waiting for you, including Communications, HR, Legal and Corporate Affairs, Supply Chain, Finance, and Real Estate. If you are considering your next step, we have exciting opportunities waiting for you. Come build a rewarding career at Rogers and be a driving force behind our success story! Note: a copy of your University transcript is required when submitting the online application. Please enclose the transcript within the same document as your resume. Financial Analyst, Rogers CPA Approved Training Office (ATO) Program - Start date: Sept 2024Rogers Communications is proud to offer a CPA Pre-approved Program in Ontario. We are looking to hire students to take part in a three-year rotation program, where the students will attain their thirty (30) months of required qualifying experience and complete the educational requirements necessary to obtain their Canadian CPA designation.As a Financial Analyst, you will gain valuable experience working with diverse teams of talented professionals across the organization. You will be assigned to three different rotations (each being one-year long in duration) within our finance organization, supporting various lines of business, giving you the ability to develop the skills and competencies needed to become a successful CPA.You will be supported in pursuing your CPA designation and will have access to mentors and career coaches within Rogers.What you'll do (specific duties will vary depending on rotation placement): Assist in the preparation of quarterly and annual Consolidated Financial Statements and Management Discussion and Analysis Assist in the research of appropriate accounting treatment for various unusual and complex transactions, and prepare accounting memos outlining the impact on financial reporting in accordance with IFRS Prepare audit files and liaise with external auditors Assist in the preparation and execution of audit programs and evaluate the results to draw meaningful conclusions Assist with the preparation of SOX compliant quarterly and year-end tax provision working papers, including accounting for deferred taxes Assist with the accurate and timely preparation and filing of Canadian income, Canadian capital, US federal and state tax returns Work with Finance, IT and other areas of the business to assess control effectiveness and to identify process efficiencies and improvements Compile and analyze monthly divisional financial reports for Corporate, Communications, Wireless and Media management Analyze assigned financial accounts on a monthly basis and prepare corresponding reconciliations Prepare and analyze the divisional Statement of Cash Flows on a monthly basis Assist in the preparation of the annual budget and monthly analysis of expenses What you'll have: Successful completion of CPA Ontario's prerequisite educational requirement or completion of a CPA Accredited Program by September 2024. Please see the CPA Ontario 's website for further details. Ideally less than one year of professional, full-time experience (e.g., co-op/internship experience) Demonstration of extra-curricular activities outside of classes. Team player with the ability to manage multiple priorities, learn and succeed in a fast-paced, deadline-oriented environment. Well organized individual that pays close attention to detail. Strong verbal and written communication. Proficiency in Microsoft Office. Experience with Oracle Financials and Taxprep is an asset. As part of the recruitment process, the selected candidate will be required to complete a background check which includes credit and criminal checks. Schedule: Full time Shift: Day Length of Contract: Not Applicable (Regular Position) Work Location: 1 Mount Pleasant (083), Toronto, ON Travel Requirements: None Posting Category/Function: Finance & Accounting & Accounting Requisition ID: 307668 #LI-OO1 At Rogers, we believe the key to a strong business, is a diverse workforce where equity and inclusion are core to making everyone feel like they belong. We do this by embracing our diversity, celebrating our different perspectives, and working towards creating environments that empower our people to bring their whole selves to work. Everyone who applies for a job will be considered. We recognize the business value in creating a workplace where each team member has the tools to reach their full potential by removing any barriers for equal participation. We work with our candidates who are experiencing a disability throughout the recruitment process to ensure that they have what they need to be at their best. Please reach out to our recruiters and hiring managers to begin a conversation about how we can ensure that you deliver your best work. You matter to us! For any questions, please visit the Recruitment Process FAQ . Successful candidates will be required to complete a background check as part of the hiring process. Posting Notes:CorporateLocation: Toronto, ON, CA Being a Rogers team member comes with some great perks & benefits including: • Health & well-being benefits • Donation matching • Paid time off for volunteering • Wealth Accumulation including: Pension plan & Employee stock options • Generous employee discounts • Leadership development, Mentorship, and Coaching programs *available for full-time and part-time permanent employees, some restrictions apply Looking for career guidance and inspiration? Catch up on the latest episodes of For the Love of Work podcast with Dr. Sonia Kang.Job Segment: ERP, Financial Analyst, Real Estate, Supply Chain, Corporate Communications, Technology, Finance, Marketing, Operations, Sales
Senior Financial Analyst
Rogers, Toronto, ON
Senior Financial Analyst We are committed to connecting Canadians through unique partnerships, our world-class network and content Canadians love-and our innovative team is growing. We are looking for dedicated team members to join our Corporate team who have a genuine passion for making positive impacts on customers and the communities where we live and work. We have a variety of business units with exciting and meaningful work waiting for you, including Communications, HR, Legal and Corporate Affairs, Supply Chain, Finance, and Real Estate. If you are considering your next step, we have exciting opportunities waiting for you. Come build a rewarding career at Rogers and be a driving force behind our success story!This role is key to manage Corporate Retail, Telesales and Care channels commissions and also support the strategic vision of the business by providing sales compensation financial analysis for all consumer wireless decisions. The candidate will be heavily involved rate card change financial analysis and PIR compensation review that will support the business with strategic decisions within sales and retail environment.What you'll do: • Support the consumer wireless organization by providing financial analysis on all strategic decisions that sales compensation related • Complete post implementation reviews for all projects, business cases, and decisions • Present to all levels of senior leaderships • Support management in development of analyses and recommendations to support the business • Prepare monthly journal entries for accruals, adjustments, and other commission related items • Ability to complete in-depth analysis of commissions, rate cards for assigned channels • Collaborate with business partners to complete accurate forecasts supported with commentaries and business insights • Provide meaningful analysis and commentary on financial results compared to budget, forecast and prior year on a monthly basis • Identify risks and opportunities highlighted as a result of the month-end analysis that can be incorporated into future forecasts • Support the development and implementation of dashboards / KPIs to include in financial reporting • Work cross-functionally to assist in various financial and reporting requirements while ensuring that best practices of corporate standards and policies are complied with • Create new and maintain existing financial models to drive quantitative insights to support business decisions and/or opportunities assessment • Takes initiative in driving meaningful ad-hoc analysis for business partners and management team • Ad hoc required What you'll have: • An accounting designation (CPA) completed or in progress, MBA an asset • Previous experience working in an accounting firm is preferred (2-3 years experience) • Advanced Excel skills are a requirement • Candidate is expected to be a strong self-starter that is keen to learn about Rogers and the retail portfolio • Strong interpersonal skills and ease with communicating with various levels in the organization • Highly advanced analytical skills and detailed oriented • Knowledge of Essbase is an asset • Strong time management, with the ability to perform multiple tasks and objectives and prioritize effectively to meet timelines • Strong team skills, but ability to work independently • Able to adapt and work effectively within a variety of situations, adjusting easily to a change in job demands • Telecom, SQL and PowerPoint experience are assetsWhat's in it for you? We believe in investing in our people and helping them reach their potential as valuable members of our team. As part of our team, you'll have access to a wide range of incredible resources, growth opportunities, discounts, and perks, including: • Competitive salary & annual bonus • Competitive & flexible health and dental benefits, pension plan, RRSP, TFSA, and Stock matching programs. • Discounts: Enjoy up to 50% off Rogers Services and Blue Jays Tickets, 25% off TSC items, and a 20% discount on all wireless accessories sold in Rogers stores. • Paid time off for volunteering • Company matching contributions to charities you support • Growth & Development Opportunities: o Self-driven career development programs (E.g. MyPath program) o Rogers First: priority in applying to internal roles of interest • Wellness Programs: o Homewood employee & family assistance program o Cognitive Behavioural Therapy (CBT) & Virtual therapy sessions o Low or no-cost fitness membership with access to virtual classes • Our commitment to the environment and diversity: o Work for an organization committed to environmental protection o Strong commitment to diversity and inclusion with employee resource groups supporting equity-deserving groups including groups representing People of Colour, 2SLGBTQIA+, Indigenous Peoples, Persons with Disabilities and Women. We all bring something different, and we know what makes us different makes us great.This is a hybrid work position and will require you to be in office three days per week. You can choose which days in office work best for you!If you are selected to move forward in the recruitment process, here is what you can expect: • 15-minute phone screen with your recruiter, 1-hour virtual interview with Hiring Manager, 30-minute final round virtual interview with Director of the team. Best of luck!As part of the recruitment process, the selected candidate will be required to complete a background check which includes credit and criminal checks. Schedule: Full time Shift: No Selection Length of Contract: Not Applicable (Regular Position) Work Location: 333 Bloor Street East (824), Toronto, ON Travel Requirements: Up to 10% Posting Category/Function: Finance & Accounting & Financial Planning and Analysis Requisition ID: 305286 #LI-JC1At Rogers, we believe the key to a strong business, is a diverse workforce where equity and inclusion are core to making everyone feel like they belong. We do this by embracing our diversity, celebrating our different perspectives, and working towards creating environments that empower our people to bring their whole selves to work. Everyone who applies for a job will be considered. We recognize the business value in creating a workplace where each team member has the tools to reach their full potential by removing any barriers for equal participation. We work with our candidates who are experiencing a disability throughout the recruitment process to ensure that they have what they need to be at their best. Please reach out to our recruiters and hiring managers to begin a conversation about how we can ensure that you deliver your best work. You matter to us! For any questions, please visit the Recruitment Process FAQ . Successful candidates will be required to complete a background check as part of the hiring process. Posting Notes:CorporateLocation: Toronto, ON, CA Being a Rogers team member comes with some great perks & benefits including: • Health & well-being benefits • Donation matching • Paid time off for volunteering • Wealth Accumulation including: Pension plan & Employee stock options • Generous employee discounts • Leadership development, Mentorship, and Coaching programs *available for full-time and part-time permanent employees, some restrictions apply Looking for career guidance and inspiration? Catch up on the latest episodes of For the Love of Work podcast with Dr. Sonia Kang.Job Segment: Finance MBA, Financial Analyst, Real Estate, Network, Telecom, Finance, Sales, Technology
Senior Manager - Enterprise Regulatory Reporting
BMO, Toronto, ON
Application Deadline: 04/20/2024Address:100 King Street WestThis role is focused on Financial based Regulatory Reporting (OSFI & Bank of Canada), including capital reporting and regulatory disclosures. You are involved in the oversight of regulatory reporting, change management (interpretation & implementation of new reporting rules), and analysis of the updates. Relationship building is key in this role. You have the opportunity to work with lots of different groups, different personalities and at different levels. Need to have the ability to present complex data in a clear, digestible way for non-finance colleagues.Supports the execution of accurate and efficient cyclical reporting processes for regulatory and management information and note disclosure in financial statements to internal and external stakeholders and regulatory bodies. Works across BMO to deliver specific project/program results in alignment with overall group goals. Supports an efficient and effective Accounting function which uses common information sources and practices, reduces ongoing costs, increases service level performance and minimizes risk.Fosters a culture aligned to BMO purpose, values and strategy and role models BMO values and behaviours in all that they do.Ensures alignment between values and behaviour that fosters diversity and inclusion.Regularly connects work to BMO's purpose, sets inspirational goals, defines clear expected outcomes, and ensures clear accountability for follow through.Builds interdependent teams that collaborate across functional and operating groups to create the highest value for all stakeholders.Attracts, retains, and enables the career development of top talent.Improves team performance, recognizes and rewards performance, coaches employees, supports their development, and manages poor performance.Provides strategic input into business decisions as a trusted advisor.Makes recommendations to senior leaders on strategy and new initiatives, based on an in-depth understanding of the business/group.Acts as a subject matter expert on relevant regulations and policies.May network with industry contacts to gain competitive insights and best practices.Reviews the reporting program/processes for effectiveness, considers industry trends and recommends enhancements; makes changes as required.Develops and manages comprehensive information management systems; designs and/or leads initiatives to improve processes, analysis and reporting.Manages resources and leads the execution of accounting, risk and regulatory related strategic initiatives to deliver on business and financial goals.Acts as the prime subject matter expert for internal/external stakeholders.Works with stakeholders to establish priorities.Designs and produces regular and ad-hoc reports, and dashboards for regulators and executive level reviews.Integrates information from multiple sources to enable more efficient processes, enhanced analysis and/or streamlined reporting.Develops and manages comprehensive information management systems; designs and/or leads initiatives to improve processes, analysis and reporting.Leads in the design, implementation and management of core business/group processes.Leads the execution of financial reporting programs/processes; assesses and adapts as needed to ensure quality of execution.Supports the production of financial, regulatory, and management reporting requirements.Executes work to deliver timely, accurate, and efficient service for monthly, quarterly and annual processes for reporting.Analyses data and information to provide financial, regulatory and related risk insights and recommendations.Supports the interpretation and definition of internal and external policies and regulatory requirements e.g. credit reporting.Ensures strong governance and effective controls across finance & accounting activities and information in accordance with enterprise standards.Provides attestation to the validity of financial results and highlight significant information including variances, trends, opportunities and exposures to their Manager.Provides information and support the process for internal (Corporate and SOX) and external audits.Gathers and formats data into regular and ad-hoc reports, and dashboards.Organizes work information to ensure accuracy and completeness.Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders.Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine.Implements changes in response to shifting trends.Broader work or accountabilities may be assigned as needed.Qualifications:Typically 7+ years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.Seasoned professional with a combination of education, experience and industry knowledge.Verbal & written communication skills - In-depth / Expert.Analytical and problem solving skills - In-depth / Expert.Influence skills - In-depth / Expert.Collaboration & team skills; with a focus on cross-group collaboration - In-depth / Expert.Able to manage ambiguity.Data driven decision making - In-depth / Expert.Grade:8Job Category:People Manager / GestionnaireWe're here to helpAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.
Senior Project Controls Analyst
WSP Canada, Toronto, ON
The Senior Project Control Analyst supports the execution of project activities, including Financial Management, project management, and monthly reporting. You will be challenged to manage multiple priorities, meet tight deadlines, and maintain a very high quality. Why choose WSP? We value and are committed to upholding a culture of inclusion and belonging Our Flexible Work Policy - we recognize the importance of balance in our lives and encourage you to prioritize the balance in yours. We will support you on and off the job so you can be fully present in both your work and home lives. A Canadian success story - we're proud to wear the red and white of this beautiful country and show the world what Canada has to offer. Enhance the world around you - from the environment to the highways, to the buildings and the terrain, WSP is the fabric of Canada. Outstanding career opportunities - we're growing and pushing ourselves every day to be greater than yesterday - we're open to your ideas and trying new things. A phenomenal collaborative culture and a workforce filled with genuinely good people who are doing humbly important work. Come find out for yourself what it's like to be a part of our journey. We offer attractive pay, flexible work options, a great corporate culture, comprehensive and employee-focused benefits including virtual healthcare and a wellness platform as well as great savings programs, and a clear vision for the future. #WeAreWSP What you can expect to do here: Work with multi -disciplinary teams of Project Managers, Engineers, Planners, Designers and Contract Administrators, Sub-Consultants, and other staff as required; Implement and execute project controls plans to support contractual requirements of Large P3 and Design Build projects in excess of $5M; Build out and Maintain Project Schedule's in P6 Support baseline budgets and work breakdown structure to manage hours and expenditure; Maintain accurate reporting and tracking on a project to verify planned value, actual cost, earned value and schedule. Act as mentor to liaison to junior and intermediate team members Assess impacts for changes to baseline / estimates and new forecasted dates / performance; Timely identification, notification, resolution and recording of deviations from current plan, including items that have potential for future impact within project scope; Build out strategies on how to realign project performance and ensure we meet or exceed on project KPIs Convey an understanding of project evolution and serve as a preventative mechanism for unforeseen cost and schedule impacts; Implement and execute methods of effective progress measurement based on size and complexity of project; Manage the financial health of the project, including variance reporting for both schedule and cost; Attend meetings, as required and prepare and distribute agenda items, take meeting minutes and track minutes for follow up items; Assist in preparing reporting packages to project and corporate management teams; Prepare project plans including, work breakdown structures, scheduling, cost plan, quality plan, and change management plan;What you'll bring to WSP ... Post-secondary diploma or degree (project management, finance or business preferred); Minimum 15 years of relevant experience; Previous relevant experience in engineering industry is an asset; Adaptability and flexibility including ability to manage deadline pressure, ambiguity and change; Ability to multi-task, work on several projects or tasks at once, manage time, organize, and set priorities; Strong interpersonal skills as the role requires continuous interaction with team members; Primavera 6 / Microsoft Project is a must. WSP is one of the world's leading professional services firms. Our purpose is to future proof our cities and environments. We have over 65,000 team members across the globe. In Canada, our 12,000+ people are involved in everything from environmental remediation to urban planning, from engineering iconic buildings to designing sustainable transportation networks, from finding new ways to extract essential resources to developing renewable power sources for the future. At WSP: We value our people and our reputation We are locally dedicated with international scale We are future focused and challenge the status quo We foster collaboration in everything we do We have an empowering culture and hold ourselves accountable Please Note:Health and Safety is a core paramount value of WSP. Given the importance of keeping one another safe it is expected that you comply with our Health, Safety & Environment (HSE) policy at all times as well as client HSE policies when working at client locations. Offers of employment for safety-sensitive positions involving fieldwork are contingent upon candidates being able to perform key physical tasks of the job as described in the job posting and interview. This may include the ability to work in a variety of environmental conditions, such as remote or isolated areas, working alone, and in inclement weather (within safe and reasonable limits). WSP welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process. WSP is committed to the principles of employment equity. Only the candidates selected will be contacted. WSP does not accept unsolicited resumes from agencies. For more information please READ THE FULL POLICY.
Senior Manager, Incident Management
BMO, Ontario, ON
Application Deadline: 07/28/2024Address:100 King Street WestMonitors, restores service, changes, supports and handles day-to-day activities 7/24/365 required to run the mission critical Information Security systems for BMO. Provides responsive customer service in support of cyber security.Fosters a culture aligned to BMO purpose, values and strategy and role models BMO values and behaviours in all that they do.Ensures alignment between values and behaviour that fosters diversity and inclusion.Regularly connects work to BMO's purpose, sets inspirational goals, defines clear expected outcomes, and ensures clear accountability for follow through.Builds interdependent teams that collaborate across functional and operating groups to create the highest value for all stakeholders.Attracts, retains, and enables the career development of top talent.Improves team performance, recognizes and rewards performance, coaches employees, supports their development, and manages poor performance.Provides strategic input into business decisions as a trusted advisor.Acts as a subject matter expert on relevant regulations and policies.Helps determine business priorities and best sequence for execution of business/group strategy.Acts as the prime subject matter expert for internal/external stakeholders.Prepares and delivers presentations for senior management.Leads the execution of operational programs; assesses and adapts as needed to ensure quality of execution.Organizes efforts to ensure processes and procedures are well documented and promotes their implementation.Leads the preparation of end user reference materials.Gathers requirements and documents these requirements for use in various audits, reports, & projects.Acts in a larger project planning capacity, audits the quality of reports submitted by analysts and provides related coaching and support.Performs governance and oversight in support of the team, by producing and reviewing reports to ensure completeness and compliance to applicable standards.Regularly evaluates and reports on the efficiency of business processes and procedures according to organizational objectives and applies improvements.Leads customer support processes and organizes them to enhance customer satisfaction.Collaborates in the management of financial information and adjustment of operational budgets to promote profitability.Evaluates overall performance by gathering, analyzing and interpreting data and metrics.Monitors & maintains security tools and applications.Creates activity reports for security tools and applications.Collaborates with internal and external stakeholders in order to deliver on business objectives and to support operational activities for Information Security.Develops an understanding of organizational interactions and complexity to engage with the appropriate matrix areas.Actions service requests, transactions, queries etc. within relevant service level agreements.Coordinates and facilitates incident management activities. Includes deploying changes to the production environment and engaging 2rd party providers contracted to the Bank during an incident.Recommends approaches or changes to streamline and integrates security processes and systems in the organization, while considering Information Security methodology to improve overall efficiency.Provides technical Information Security subject matter expertise.Identifies opportunities to strengthen the capability of the Information Security organization at BMO, such as: sharing expertise to promote technical development and mentoring employees.Stays abreast of industry technical and business trends through participation in professional associations, practice communities and individual learning.Ensures consistent, high quality practices/work and the achievement of business results in alignment with business/group strategies and with productivity goals.Operates at a group/enterprise-wide level and serves as a specialist resource to senior leaders and stakeholders.Applies expertise and thinks creatively to address unique or ambiguous situations and to find solutions to problems that can be complex and non-routine.Implements changes in response to shifting trends.Broader work or accountabilities may be assigned as needed.Qualifications:Typically 7+ years of relevant experience and a post-secondary degree in Business or Computer Science, or a related field of study or an equivalent combination of formal training, or industry / technical certifications or work experience.Multiple information security certifications from a well-recognized institution (e.g. (ISC)2, ISACA, SANS).Knowledge of information security processes, procedures and controls - In-depth/Expert.Understanding and problem solving ability of information security issues across the bank and appreciation of the scope of complexity that exists in the operating environment and the ways which security platforms impact that environment - In-depth/Expert.Understanding of industry standards and frameworks e.g. NIST Cyber Security Framework (CSF), ISO 27001 and 27002 - In-depth/Expert.Experience in Information Security or with multiple areas of systems and computer operations (e.g. Identity & Access Management, IT operations, Certification & Key Management, Security Platform Administration, Security Incident Response)Partnering, communication, and negotiation skills to communicate effectively within the team and with technology and business partners - In-depth/Expert.Understands the scope of complexity that exists in the operating environment and the ways which security platforms impact that environment.Knowledge of information security support and operations concepts, practices, concepts, and technology obtained through formal training and work experience.Knowledge of information security processes, procedures and controls - In-depth/Expert.Knowledge of the technical and business environment and the corporate processes and procedures - In-depth/Expert.Understanding of information security risk and regulatory requirements - In-depth/Expert.Seasoned professional with a combination of education, experience and industry knowledge.Verbal & written communication skills - In-depth / Expert.Analytical and problem solving skills - In-depth / Expert.Influence skills - In-depth / Expert.Collaboration & team skills; with a focus on cross-group collaboration - In-depth / Expert.Able to manage ambiguity.Data driven decision making - In-depth / Expert.Grade:8Job Category:People Manager / GestionnaireWe're here to helpAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.
Senior Analyst, Quantitative Analysis
BMO, Toronto, ON
Application Deadline: 05/25/2024Address: 100 King Street WestJob Family Group:Data Analytics & ReportingThe Senior Analyst, Quantitative Analysis, Strategy and Insights in Corporate Treasury is ideal for candidate who wants to work on developing, enhancing, implementing and maintaining quantitative models and analytics suites. They would do so by using conventional econometric and machine learning techniques, for the purposes of asset liability, liquidity, and interest rate risk management, customer analytics, profitability, and stress testing under various macro-economic scenarios. This involves analyzing large account-level and transaction-level data, articulating the problem statement, and specifying the most appropriate quantitative solution. The successful candidate is someone who can: Effectively apply knowledg e of advanced analytic algorithms and modeling techniques (e.g. large data processing, statistical modeling, machine learning) to deliver better predictions and/or intelligent automation that enables smarter business de cisions, improved customer experience, and drives productivity. Confidently and clearly communicate and summarize statistical/algorithmic findings. Draw business conclusions and present actionable insight in a way that resonates with business/groups (i.e., story-telling skills) Drive innovation through the development of Data & AI products that can be leveraged across the organization and establishes best practices in in alignment with Data & AI governance frameworks of BMO. Responsibilities: Applies scripting / programming skills to assemble various types of source data (unstructured, semi-structured, and structured) into well-prepared datasets with multiple levels of granularities (e.g., demographics, customers, products, transactions). Develops agreed analytical solution by applying suitable statistical & machine learning techniques (e.g., A/B testing, prototype solutions, mathematical models, algorithms, machine learning, deep learning, artificial intelligence) to test, verify, refine hypotheses. Summarizes statistical findings and draws conclusions, presents actionable business recommendations. Presents findings & recommendations in a simple, clear way to drive action. Supports development of tools and delivers training for data analytics and AI. Uses the appropriate algorithms to discover patterns. Performs experimental design approaches to validate finding or test hypotheses Provides timely ad-hoc analytical support to business and other key stakeholders Automates and enhances processes to generate scheduled reports - detailing accurate balance sheet position and actionable analytical insights to stakeholders in an efficient and timely manner Works with various data o wners to discover and select available data from internal sources and external vendors (e.g. lending system, payment system, external credit rating system, and alternative data) to fulfill analytical needs. Documents data flow, systems and processes in data collection to improve efficiency and apply use cases. Works with stakeholders to identify the business requirements, understand distinct problems and expected outcomes. Develops analytical solutions and makes recommendations based on an understanding of the business strategy and stakeholder needs. Builds effective relationships with internal/external stakeholders and ensures alignment. Provides advice and guidance to assigned business/group on implementation of analytical solutions. Supports development and execution of strategic initiatives in collaboration with internal and external stakeholders. Leads/participates in the design, implementation and management of core business/group processes. Broader work or accountabilities may be assigned as needed. Qualifications: Typically between 1-2 years of relevant experience and graduate-level degree in related field of study or an equivalent combination of education and experience. Experience in statistical analysis, data mining, and data cleansing / transformation. Knowledge of visualization techniques and concepts (e.g, Power BI, SpotFire). Experience with programming languages (e.g. SQL, Python, R, SAS, SPSS, Matlab) and machine learning /deep learning algorithms/packages (e.g. XGBoost, H2O, SparkML). Knowledge of distributed computing and/or distrib uted databases. Experience with distributed computing language (e.g. Hive / Hadoop/ Spark) & cloud technologies (e.g. AWS Sagemaker, AzureML). Exercises judgment to identify, diagnose, and solve problems within given rules. Works independently on a range of complex tasks, which may include unique situations. Data driven decision making - In-depth. Verbal & written communication skills - In-depth. Collaboration & team skills - In-depth. Analytical and problem solving skills - In-depth. Influence skills - In-depth. Technical proficiency gained through education and/or business experience. Compensation and Benefits:$65,400.00 - $121,800.00Pay Type: SalariedThe above represents BMO Financial Group's pay range and type.Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards We're here to helpAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.To find out more visit us at https://jobs.bmo.com/ca/en .BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.
Research Analyst Canadian Equities, Energy & Mining - BMO Global Asset Management
BMO, Toronto, ON
Application Deadline: 06/30/2024Address: 100 King Street WestJob Family Group:Customer Solutions BMO Global Asset Management is seeking to hire an Analyst to cover the Energy & Mining Sector Job Description: The Analyst will conduct fundamental equity research on a coverage universe, providing investment ideas for the portfolios. The Analyst will generate proprietary fundamental analysis of the sector, the industry, the companies and the stocks by meeting with top management of companies, industry experts, sell-side analysts and experienced colleagues. The Analyst works closely with the team of portfolio managers responsible for managing a number of strategies, primarily for the Canadian market. Makes investment recommendations balancing qualitative and quantitative factors . Acts as a trusted subject matter expert to assigned investment sector(s) or coverage area.Conducts independent analysis and assessment to contribute to team priorities or strategies. Builds and maintains detailed financial models. Provides written reports for in depth investment thesis, company events, recommendations.Provides timely analysis and views/recommendations on news and events. Highly motivated, able to think logically, critically and quickl y. Strong written and verbal communication capabilities . Works both independently and as part of a team.Self-starter and strong ability to prioritize workflow.Strong team player, positive attitudeQualifications:Typically between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.In-depth analytical and interpretive skills; capable of sourcing and identifying pertinent factors from large volumes of information.In-depth organizational skills; strong attention to detail and risk.Able to maintain effectiveness, accuracy and performance in a fast-paced and demanding environment with multiple concurrent priorities.Deep knowledge and technical proficiency gained through extensive education and business experience.Verbal & written communication skills - In-depth.Collaboration & team skills - In-depth.Analytical and problem solving skills - In-depth.Influence skills - In-depth.Data driven decision making - In-depth. Salary :$95,200.00 - $176,400.00Pay Type: SalariedThe above represents BMO Financial Group's pay range and type.Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards We're here to helpAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.To find out more visit us at https://jobs.bmo.com/ca/en .BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.
Associate Director, National Accounts
BMO, Mississauga, ON
Application Deadline: 07/11/2024Address: 5750 Explorer DrJob Family Group:Commercial Sales & Service Role Overview As an Associate Director, National Accounts, you will be working with a portfolio of large automotive dealership groups, daily car rental/leasing companies and truck dealerships (EBITDA of $25+ million) that have sophisticated financial needs (credit/loans of $150+ million), including cashflow-based financing for acquisitions and dividend/shareholder loans, real estate/construction financing, multi-lender syndications, and alternative debt capital structures (e.g. high yield and sub-debt). Primary accountability for the Associate Director, National Accounts is monitoring the portfolio and ensuring it operates in good standing along with performing financial statement analysis, financial modeling, and credit writing to support high quality credit/loan submissions for new and existing clients. You will work closely with the Managing Director, National Accounts, in a fast-paced environment, to grow the portfolio by being involved with pitches for new financing opportunities with prospects & existing clients and growing share of wallet. Together with the Managing Director, National Accounts, you will maintain and promote an exceptional client service environment and experience to continually achieve industry leading NPS scores for client satisfaction. This is an important role that will report directly to the Head of National Accounts. The candidate must be self-motivated and well-organized, with strong expertise in risk assessment, financial analysis and portfolio management. The candidate must also possess excellent financial analysis and modeling skills and will be able to demonstrate these skills based on their ability to analyze a significant amount of information and present it in a clear and concise manner. Key Responsibilities Portfolio Management Provides accurate and detailed financial analysis and risk assessment of new and existing customers and provides credit/finance structuring expertise regarding key credit terms such as capital structure, financial covenants, amortization periods, financial statement presentation of Borrower/Credit Group etc. Collaborates with clients in the development of financial models and other analytical tools to assist clients in evaluating capital structure and financing structure. You will lead working sessions with clients and internal stakeholders to obtain buy in to finalize financial models as appropriate (e.g. new deal or credit increase opportunities, annual reviews, restructurings etc.). Prepares detailed written analysis of credit requests, new business, and annual reviews through credit/loan submissions and credit committee memos done in a timely manner, well written and concisely identifying relevant credit risks and mitigating factors (you will need to stay ahead of industry, economic and finance trends for the automotive sector). As part of the analysis and underwriting of each credit opportunity, you will need to stay on top of required due diligence for each throughout the process. Makes credit/lending decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures. Performs ongoing monitoring and management of assigned portfolio of accounts (e.g. financial statement reporting, financial covenant reporting & performance, borrowing base maintenance etc.), completing annual reviews ahead of expirations and identifying potential problem accounts for enhanced monitoring. Relationship Management & Business Development Coordinates the preparation and delivery of customized lending proposals and pitches to prospective and existing clients, including leading financial analysis and credit correspondence to support the same. Consults regularly with internal stakeholders (i.e. Managing Director, Credit Risk Management, Cash Management, Capital Markets, Wealth Management, Loan Operations etc.) and external stakeholders (prospects/clients and their advisors, accountants & lawyers) as necessary in completing credit-related requests, including underwriting, loan documentation and obtaining necessary deal structure requirements as applicable. Ensures a high-quality client experience, while building long-term relationships, and acts as a trusted advisor to internal and external stakeholders. Assists in coordination/negotiation of terms and conditions, loan documentation and deal closing with internal and external stakeholders made via in person, phone and e-mail interaction. Provides thought leadership (i.e. published articles, social media posts etc.) and keeps abreast of automotive industry trends to constantly deepen expertise and build eminence in the marketplace along with internal and external stakeholders. Internal Collaboration Manages the workflow of other analysts and other bank-provided supporting resources to efficiently complete transitional tasks within tight timelines to support client monitoring and deliverables (e.g. financial spreading, financial covenant reporting and monitoring, receipt of financial/client information). Helps determine deal team priorities & key account plans and best sequence for execution of same. Works with other team members and deal teams in National Accounts across Canada on an as-needed basis in support of a "one team" approach to execute Business Unit strategy and achieve overall business targets/objectives. Partners with internal stakeholders for accurate, detailed client information. Remains current on financial and credit trending in the portfolio and communicates the same to Senior Management. Actively shares thought leadership, best practices, and/or industry knowledge within the team and business unit. Broader work or accountabilities may be assigned as needed. Qualifications for Success Undergraduate/Graduate degree in finance, accounting, business administration, and/or economics/commerce. Typically - at least 4-5 years of relevant accounting, financial/credit analysis, business/commercial banking and/or corporate finance experience. Automotive experience is not required. Holding a professional designation (CPA/CFA/CBV) is an asset. Strong understanding of financial, capital structuring and/or credit analysis gained through business and/or educational experience. Excellent financial modeling skills - In-Depth. Superior presentation and PowerPoint skills - In-Depth. Strong verbal & written communication skills - In-Depth.Ability to learn quickly, be proactive and manage priorities - In-Depth. Collaboration & team skills - In-Depth. Analytical and problem-solving skills - In-Depth. Time and resource management - In-Depth. Negotiation/influencing skills - In-Depth.Compensation and Benefits:$68,000.00 - $126,000.00Pay Type: SalariedThe above represents BMO Financial Group's pay range and type.Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards We're here to helpAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.To find out more visit us at https://jobs.bmo.com/ca/en .BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.
Senior Financial Analyst, Sportsnet
Rogers, Toronto, ON
Senior Financial Analyst, Sportsnet We are committed to connecting Canadians through unique partnerships, our world-class network and content Canadians love-and our innovative team is growing. We are looking for dedicated team members to join our Corporate team who have a genuine passion for making positive impacts on customers and the communities where we live and work. We have a variety of business units with exciting and meaningful work waiting for you, including Communications, HR, Legal and Corporate Affairs, Supply Chain, Finance, and Real Estate. If you are considering your next step, we have exciting opportunities waiting for you. Come build a rewarding career at Rogers and be a driving force behind our success story!The Senior Financial Analyst, Sportsnet will play a key role in the team that supports financial operations at Sportsnet. This role reports directly to the Senior Finance Manager, Sportsnet.What you'll do: Provide support for the financial operations of the Sportsnet business Responsible for the preparation and review of month-end journal entries, forecasts and budget Provide commentary on financial results and key business indicators Liaise with the Sportsnet team to gain business insights and manage achievement of the annual budget Provide visibility into financial performance and operational measures through the preparation of monthly reporting and quarterly forecast packages Manage the Capital Expenditure forecasting process, supporting the business in funding allocation Develop and prepare weekly scorecard reporting for use by management Aid and support business case development and financial modeling in support of strategic initiatives Prepare and manage purchase orders, liaising with Accounts Payable and Procurement departments where necessary Prepare annual Canadian Radio-television and Telecommunications Commission (CRTC) returns for Sportsnet entities What you'll bring: Experience in corporate or operational finance roles University degree in a business related field (Accounting or Finance preferred) CPA designation achieved or near completion Strong organization and analytical skills A passion for sports and media is an asset Excellent interpersonal skills and the ability to build relationships Strong time management, with the ability to perform multiple tasks and objectives and prioritize effectively to meet timelines Superior written and verbal communication skills, with strong attention to detail Self-starter who proactively adapts to a changing environment Proficient in Microsoft Excel and Powerpoint Knowledge of Oracle Cloud and Smartview applications an asset As part of the recruitment process, the selected candidate will be required to complete a background check which includes credit and criminal checks. Schedule: Full time Shift: Day Length of Contract: Not Applicable (Regular Position) Work Location: 1 Mount Pleasant (083), Toronto, ON Travel Requirements: None Posting Category/Function: Finance & Accounting & Financial Planning and Analysis Requisition ID: 309114 At Rogers, we believe the key to a strong business, is a diverse workforce where equity and inclusion are core to making everyone feel like they belong. We do this by embracing our diversity, celebrating our different perspectives, and working towards creating environments that empower our people to bring their whole selves to work. Everyone who applies for a job will be considered. We recognize the business value in creating a workplace where each team member has the tools to reach their full potential by removing any barriers for equal participation. We work with our candidates who are experiencing a disability throughout the recruitment process to ensure that they have what they need to be at their best. Please reach out to our recruiters and hiring managers to begin a conversation about how we can ensure that you deliver your best work. You matter to us! For any questions, please visit the Recruitment Process FAQ . Successful candidates will be required to complete a background check as part of the hiring process. Posting Notes:CorporateLocation: Toronto, ON, CA Being a Rogers team member comes with some great perks & benefits including: • Health & well-being benefits • Donation matching • Paid time off for volunteering • Wealth Accumulation including: Pension plan & Employee stock options • Generous employee discounts • Leadership development, Mentorship, and Coaching programs *available for full-time and part-time permanent employees, some restrictions apply Looking for career guidance and inspiration? Catch up on the latest episodes of For the Love of Work podcast with Dr. Sonia Kang.Job Segment: ERP, Real Estate, Financial Analyst, Financial, Accounts Payable, Technology, Sales, Finance
Cloud Finance, Senior Associate
PwC, Toronto, ON
A career in our Accounting and Tax Reporting practice, within PwC Private, will provide you with the opportunity to help private companies with a range of business advisory services to resolve their day-to-day business issues and to help them achieve long-term success. You will advise clients on their local tax affairs, while acting as a strategic consultant, and will help them manage their tax obligations across unique but ever changing tax specialties. Our team helps our clients with accounting and complex tax reporting. You will focus on planning and executing notice to reader and review engagements; drafting and filing local financial statements; reviewing personal trust and corporate income tax returns, and other tax reporting forms; and will assist with year-end planning and bookkeeping. Our PwC Private teams help entrepreneurs, private business owners and family enterprises manage their ownership and growth at every stage, in a way that fits the needs of their business in today's changing global landscape. Meaningful work you'll be part of As a Cloud Finance Senior Associate, you'll work as part of a team of problem solvers, helping to solve complex business issues from strategy to execution. Responsibilities include but are not limited to: • Operating within the Tax Compliance Services team, the Cloud Finance practice provides monthly reporting to small and medium sized businesses (SMBs). Tax expertise is provided by professionals within the group and is not required for this role. • This role will require you to act as a outsource Financial Analyst for multiple small and medium sized businesses (SMB) • You will work with the owners/management to deliver accurate and timely monthly financial results, expected of a industry Financial Analyst • Oversee and mentor junior staff • Work with your team to translate the financial results into business insights to help our clients grow strategically • Create a seamless and efficient onboarding experience for our new clients Experiences and skills you'll use to solve • Prior experience in a public accounting firm an asset • Qualified Canadian CPA or equivalent reciprocal/recognized designation, or commitment to completing the Canadian CPA and eligible to enrol in the CPA Professional Education Program • Experience with cloud accounting software and apps Xero, Quickbooks Online, Receipt Bank, etc.) considered an asset • Passion for excellent client service; • Flexibility, adaptability, speed, and the ability to handle ambiguity; • Contribution to optimization of methodology and innovative practices • Ability to communicate complex information or issues in a clear and credible manner and to the level of the targeted audience Why you'll love PwC We're inspiring and empowering our people to change the world. Powered by the latest technology, you'll be a part of diverse teams helping public and private clients build trust and deliver sustained outcomes. This meaningful work, and our continuous development environment, will take your career to the next level. We reward your impact, and support your wellbeing, through a competitive compensation package, inclusive benefits and flexibility programs that will help you thrive in work and life. Learn more a bout our Application Process and Total Rewards Package at: https://jobs-ca.pwc.com/ca/en/life-at-pwc The most connected firm through activity based working PwC Canada is committed to cultivating an inclusive, hybrid work environment - one that is collaborative, supportive and productive. We work in-person and virtually, as is best suited for our clients, teams and people . We want you to be intentional with your work, how you do it and where it's done. PwC offices are hubs of connectivity and learning. We strongly encourage our people to prioritise in-person work, whether it's in the office or at a client site. This means we expect you to be in-person (either with clients or in the office) at least half of your time. We know that hybrid work is all about balance, and capturing the benefits of in-person work is essential to your growth at the firm. Exact expectations for your team can be discussed with your interviewer. At PwC Canada, our most valuable asset is our people and we grow stronger as we learn from one another. We're committed to creating an equitable and inclusive community of solvers where everyone feels that they truly belong. We understand that experience comes in many forms and building trust in society and solving important problems is only possible if we reflect the mosaic of the society we live in.We're committed to providing accommodations throughout the application, interview, and employment process. If you require an accommodation to be at your best, please let us know during the application process.
Project Controls Analyst
WSP Canada, Mississauga, ON
The Opportunity: WSP is seeking a Junior Project Controls. Why WSP? We value and are committed to upholding a culture of Inclusion and Belonging. Our Flexible Work Policy - we recognize the importance of balance in our lives and encourage you to prioritize the balance in yours. We will support you on and off the job so you can be fully present in both your work and home lives. Our Hybrid Work Policy - a combination of in-person and remote working, enables us to purposefully think of how we work, who we need to work with, and where the work should be done. A Canadian success story - we're proud to wear the red and white of this beautiful country and show the world what Canada has to offer. Enhance the world around you - from the environment to the highways, to the buildings and the terrain, WSP is the fabric of Canada. Outstanding career opportunities - we're growing and pushing ourselves every day to be greater than yesterday - we're open to your ideas and trying new things. A phenomenal collaborative culture and a workforce filled with genuinely good people who are doing humbly important work. Come find out for yourself what it's like to be a part of our journey. We offer attractive pay, flexible work options, a great corporate culture, comprehensive and employee-focused benefits including virtual healthcare and a wellness platform as well as great savings programs, and a clear vision for the future. #WeAreWSP What you can expect to do here: Work with multi-disciplinary teams of Project Managers, Engineers, Planners, Contract Administrators, Sub-Consultants, and other staff as required. Implement and execute project controls plans to support contractual requirements. Monitor project financials every week as PFSR is released. Identify and address projects with accruals, WIP, WAR, and margin erosion. Communicate with PMs to address these concerns and take necessary action ie. identify the need for CO, forecast, and re-baseline. Mediate any billing issues. Initiate billing if this has been neglected by Project Managers. Closing Projects. Provide ongoing assistance and education to PMs concerning managing and maintaining healthy projects. Support baseline budgets and work breakdown structure to manage hours and expenditures. Maintain accurate reporting and tracking on a project to verify the planned value, actual cost, earned value, and schedule. Act as mentor to liaison to junior and intermediate team members. Assess impacts for changes to baseline/estimates and new forecasted dates/performance. Timely identification, notification, resolution, and recording of deviations from the current plan, including items that have the potential for future impact within the project scope. Build out strategies on how to realign project performance and ensure we meet or exceed project KPIs. Convey an understanding of project evolution and serve as a preventative mechanism for unforeseen cost and schedule impacts. Implement and execute methods of effective progress measurement based on the size and complexity of the project. Manage the financial health of the project, including variance reporting for both schedule and cost. Attend meetings, as required, and prepare and distribute agenda items, take meeting minutes, and track minutes for follow-up items. Prepare project plans including, work breakdown structures, scheduling, cost plan, quality plan, and change management plan. What you'll bring to WSP: Post-secondary diploma or degree (project management, finance, or business preferred). Minimum 1-3 years of relevant experience. Previous relevant experience in the engineering industry is an asset. Adaptability and flexibility including the ability to manage deadline pressure, ambiguity, and change. Ability to multi-task, work on several projects or tasks at once, manage time, organize, and set priorities. Strong interpersonal skills as the role requires continuous interaction with team members. WSP is one of the world's leading professional services firms. Our purpose is to future proof our cities and environments. We have over 65,000 team members across the globe. In Canada, our 12,000+ people are involved in everything from environmental remediation to urban planning, from engineering iconic buildings to designing sustainable transportation networks, from finding new ways to extract essential resources to developing renewable power sources for the future. At WSP: We value our people and our reputation We are locally dedicated with international scale We are future focused and challenge the status quo We foster collaboration in everything we do We have an empowering culture and hold ourselves accountable Please Note:Health and Safety is a core paramount value of WSP. Given the importance of keeping one another safe it is expected that you comply with our Health, Safety & Environment (HSE) policy at all times as well as client HSE policies when working at client locations. Offers of employment for safety-sensitive positions involving fieldwork are contingent upon candidates being able to perform key physical tasks of the job as described in the job posting and interview. This may include the ability to work in a variety of environmental conditions, such as remote or isolated areas, working alone, and in inclement weather (within safe and reasonable limits). WSP welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process. WSP is committed to the principles of employment equity. Only the candidates selected will be contacted. WSP does not accept unsolicited resumes from agencies. For more information please READ THE FULL POLICY.
Project Controls Analyst
WSP Canada, Mississauga, ON
The Opportunity: WSP is seeking a Intermediate Project Controls. Why WSP? We value and are committed to upholding a culture of Inclusion and Belonging. Our Flexible Work Policy - we recognize the importance of balance in our lives and encourage you to prioritize the balance in yours. We will support you on and off the job so you can be fully present in both your work and home lives. Our Hybrid Work Policy - a combination of in-person and remote working, enables us to purposefully think of how we work, who we need to work with, and where the work should be done. A Canadian success story - we're proud to wear the red and white of this beautiful country and show the world what Canada has to offer. Enhance the world around you - from the environment to the highways, to the buildings and the terrain, WSP is the fabric of Canada. Outstanding career opportunities - we're growing and pushing ourselves every day to be greater than yesterday - we're open to your ideas and trying new things. A phenomenal collaborative culture and a workforce filled with genuinely good people who are doing humbly important work. Come find out for yourself what it's like to be a part of our journey. We offer attractive pay, flexible work options, a great corporate culture, comprehensive and employee-focused benefits including virtual healthcare and a wellness platform as well as great savings programs, and a clear vision for the future. #WeAreWSP What you can expect to do here: Work with multi-disciplinary teams of Project Managers, Engineers, Planners, Contract Administrators, Sub-Consultants, and other staff as required. Implement and execute project controls plans to support contractual requirements. Monitor project financials every week as PFSR is released. Identify and address projects with accruals, WIP, WAR, and margin erosion. Communicate with PMs to address these concerns and take necessary action ie. identify the need for CO, forecast, and re-baseline. Mediate any billing issues. Initiate billing if this has been neglected by Project Managers. Closing Projects. Provide ongoing assistance and education to PMs concerning managing and maintaining healthy projects. Support baseline budgets and work breakdown structure to manage hours and expenditures. Maintain accurate reporting and tracking on a project to verify the planned value, actual cost, earned value, and schedule. Act as mentor to liaison to junior and intermediate team members. Assess impacts for changes to baseline/estimates and new forecasted dates/performance. Timely identification, notification, resolution, and recording of deviations from the current plan, including items that have the potential for future impact within the project scope. Build out strategies on how to realign project performance and ensure we meet or exceed project KPIs. Convey an understanding of project evolution and serve as a preventative mechanism for unforeseen cost and schedule impacts. Implement and execute methods of effective progress measurement based on the size and complexity of the project. Manage the financial health of the project, including variance reporting for both schedule and cost. Attend meetings, as required, and prepare and distribute agenda items, take meeting minutes, and track minutes for follow-up items. Prepare project plans including, work breakdown structures, scheduling, cost plan, quality plan, and change management plan. What you'll bring to WSP: Post-secondary diploma or degree (project management, finance, or business preferred). Minimum 5-10 years of relevant experience. Previous relevant experience in the engineering industry is an asset. Adaptability and flexibility including the ability to manage deadline pressure, ambiguity, and change. Ability to multi-task, work on several projects or tasks at once, manage time, organize, and set priorities. Strong interpersonal skills as the role requires continuous interaction with team members. WSP is one of the world's leading professional services firms. Our purpose is to future proof our cities and environments. We have over 65,000 team members across the globe. In Canada, our 12,000+ people are involved in everything from environmental remediation to urban planning, from engineering iconic buildings to designing sustainable transportation networks, from finding new ways to extract essential resources to developing renewable power sources for the future. At WSP: We value our people and our reputation We are locally dedicated with international scale We are future focused and challenge the status quo We foster collaboration in everything we do We have an empowering culture and hold ourselves accountable Please Note:Health and Safety is a core paramount value of WSP. Given the importance of keeping one another safe it is expected that you comply with our Health, Safety & Environment (HSE) policy at all times as well as client HSE policies when working at client locations. Offers of employment for safety-sensitive positions involving fieldwork are contingent upon candidates being able to perform key physical tasks of the job as described in the job posting and interview. This may include the ability to work in a variety of environmental conditions, such as remote or isolated areas, working alone, and in inclement weather (within safe and reasonable limits). WSP welcomes and encourages applications from people with disabilities. Accommodations are available on request for candidates taking part in all aspects of the selection process. WSP is committed to the principles of employment equity. Only the candidates selected will be contacted. WSP does not accept unsolicited resumes from agencies. For more information please READ THE FULL POLICY.
Servicing Analyst
BMO, Toronto, ON
Application Deadline: 06/09/2024Address: 100 King Street WestJob Family Group:Customer Shared ServicesBMO is hiring a Servicing Analyst to join the Commercial Lending team.This is an excellent hybrid opportunity based at our Toronto location.Experience with Loan IQ and Customer Connect is an asset.Provides loan servicing and monitoring support for corporate and commercial lending portfolios in a professional and timely manner. Delivers agreed lending/financing services as specified in the credit agreement/approval and ensures all required policies, guidelines and standards are met.Assists in processing more complex transactions and customer requests.Addresses customer services issues according to established parameters, escalating as required.Refers more complex and specific requests, questions or issues as required.Supports change management of varying scope and type; tasks typically focused on execution and sustainment activities.Executes routine tasks such as service requests, transactions, queries etc. within relevant service level agreements.Investigates and addresses specific customer issues.Organizes work information to ensure accuracy and completeness.Completes administrative activities to ensure the smooth operation of the unit; including scanning and filing documents as required.Supports the development of tools and delivery of training focused on delivering business results.Integrates information from multiple sources to enable more efficient processes, enhanced analysis and/or streamlined reporting.Collaborates to execute loan servicing and monitoring requests.Prepares customer notifications and billings, and processes services and transactions including (but not limited to) loan advances/payments, wire transfers, billing for principal/interest/fees, monitoring collateral positions, financial exceptions, etc.Executes and manages documentation to ensure that records are maintained in a proper manner.Analyzes data and information to provide insights and recommendations.Collaborates with internal and external stakeholders to deliver on business objectives.Supports change management of varying scope and type; tasks typically focused on execution and sustainment activities.Builds effective relationships with internal/external stakeholders.Completes complex & diverse tasks within given rules/limits and may include handling escalations from other employees.Analyzes issues and determines next steps.Broader work or accountabilities may be assigned as needed.Qualifications:Typically between 2 - 3 years of relevant experience and post-secondary degree in related field of study desirable or an equivalent combination of education and experience.Knowledge and understanding of business unit's products and services, processes and controls - GoodKnowledge of standard desktop applications and department systems and applications - Good.Prioritization skills - Good.Ability to multi-task in a fast paced environment.Understanding of business unit's risk and regulatory requirements - Good.Specialized knowledge.Verbal & written communication skills - Good.Organization skills - Good.Collaboration & team skills - Good.Analytical and problem solving skills - Good.Compensation and Benefits:$37,500.00 - $69,500.00Pay Type: SalariedThe above represents BMO Financial Group's pay range and type.Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards We're here to helpAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.To find out more visit us at https://jobs.bmo.com/ca/en .BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.
Senior Credit Analyst, Transportation Finance
BMO, Mississauga, ON
Application Deadline: 07/04/2024Address: 5750 Explorer DrJob Family Group:Commercial Sales & ServiceThe Senior Credit Analyst will be primary responsible for reviewing and adjudicating commercial transactions in the Transportation, Construction and Vendor space up to $1.5MM originating from internal Account Managers, referring dealers and partners. The candidate will review opportunities to ensure the structures requested commensurate with the quality of the underlining credit. The Credit Analyst will use a combination of available external market reports (credit bureaus, corporate searches, other publicly available information), financial statement analysis, and industry knowledge to make their decisions. In addition they will work on special projects and programs as they develop. Essential Responsibilities Manage a high volume credit queue ensuring timely responses within commercial SLA's. Negotiate terms and conditions for transactions and work with deal teams to ensure appropriate documentation is in place. Assess equipment values underling credit facilities ensuring the appropriate loan to value Prepare risk assessments and present to senior management with a clear and consistent approach to mitigate risks for transactions that fall outside of the Analyst authorities. Comply with regulatory requirements. Qualifications / Requirements Bachelor's Degree with 5+ years or equivalent experience in underwriting, portfolio management, or commercial loans with exposure to transportation or heavy equipment industries and vendor finance. Experience in financial statement analysis, market research and asset valuation. Experience preparing financial information, interpreting financial performance, and assessing risk. Experience preparing and delivering presentations to management and peers. Desired Characteristics Bachelor's Degree in Accounting, Finance or Business Administration Experience with evaluating transportation/heavy equipment asset values Strong analytical and controllership skills Detail oriented, strong people skills and customer-centric mindset Well organized; ability to manage several deliverables and meet strict deadlines Strong IT Skills and a propensity/ willingness to learn BMO suite of IT solutions Policy driven mindset Facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the bank. Maintains and promotes a client service environment to satisfy and exceed customer needs and expectations. T his role will make credit decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures. Identifies new sales opportunities for prospects and existing commercial clients through analysis. May participate in on-site client visits with other internal stakeholders. Maintains and promotes a customer service environment which meets and exceeds customer needs and expectations. Recommends credit according to sound credit-granting principles. Exercises individually held Commercial unilateral discretionary limits and any held prescribed approval discretionary limits. Supports the execution of strategic initiatives in collaboration with internal and external stakeholders. Evaluates clients' ability to repay loans and consults on loan structure and collateral. Identifies trends in client activities which may be predictive of deteriorating credit quality. Performs periodic reviews of credit where more frequent monitoring may be appropriate. Understands borrower types typical in the high net worth market and their relation to collateral ownership, loan repayment, loan structure, etc. Grants loan requests within specified limits, using understanding of credit scoring and risk management concepts. Monitors covenants of clients within assigned portfolio to identify deteriorating credit conditions and compliance with loan agreement. Provides accurate financial analysis and risk assessment of new and existing customers. Partners with internal stakeholders for accurate, detailed client information. Develops credit information to make lending decisions on new, renewal and extension loans. Assists in negotiations of terms and conditions of all decisions made via phone and e-mail interaction with clients. Prepares summary, present facts and offer opinions concerning credit worthiness. Minimizes BMO's risk exposure by adhering to internal credit policies and procedures with respect to lending decisions. Provides input into the planning and implementation of operational programs. Builds effective relationships with internal/external stakeholders. Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus. Exercises judgment to identify, diagnose, and solve problems within given rules. Works independently on a range of complex tasks, which may include unique situations. Broader work or accountabilities may be assigned as needed. Qualifications: Typically between 4 - 6 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience. Technical proficiency gained through education and/or business experience. Verbal & written communication skills - In-depth. Collaboration & team skills - In-depth. Analytical and problem solving skills - In-depth. Influence skills - In-depth. Data driven decision making - In-depth. Compensation and Benefits:$54,500.00 - $101,500.00Pay Type: SalariedThe above represents BMO Financial Group's pay range and type.Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards We're here to helpAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.To find out more visit us at https://jobs.bmo.com/ca/en .BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.
Work from home full time and partime
Company Confidential, Cornwall, ON
BenefitsPulled from the full job descriptionDental careEmployee assistance programWork from home Full job descriptionRemarkable team. Remarkable service. Remarkable growth. WHAT WILL YOU BE DOING? Reporting to the Risk Manager, the Credit Analyst is responsible identifying, assessing, and mitigating potential areas of risk to Firma’s business operations. This position is accountable for contributing to effective Risk Management procedures and processes that balance Firma’s operational, financial, and reputational risk associated with its client credit risk. More specifically your duties will include: Support the Risk Management Team:Provide support and guidance to regional and branch staff on credit policy, procedures, processes, and systemsProvide quality input into new policy and procedure development and implementationStay up to date on industry trends and best practicesProvide support and guidance to co-workersEnsure alignment of department objectives with corporate strategic objectivesIdentify areas for efficiencies and process improvementsAssist in preparation of documentation for the departmentProvide input in to department procedures, trackers, and job aidsContribute to SMART goals for self and department that align with Firma’s strategyReconcile 3rd party contracts:Reconcile monthly accounts held with external credit-data service providers and provide other administrative support where necessaryReport on department (Key Performance Index) KPIs:Provide daily performance measures for credit facilitiesProvide ad-hoc metrics showing trendsEvaluate client credit risk and provide credit facilitiesEnter all credit requests into FxOffice (proprietary software) following a prescribed processAdjust credit limits in FxOfficeConduct in-depth credit due diligence and risk assessment of clients by following a prescribed processEvaluate customer risk profile and interpret information by analyzing financial statements, identifying strengths, weaknesses, and gaps in informationReview external information obtained through web searches to assess credit riskAssess and evaluate client credit risk and prepare a business case summaryIdentify high-risk clients and initiate referral to management for further investigationPerform collection steps to prevent/collect outstanding debtWHAT DO YOU BRING? One to Three (1-3) years’ experience in the credit industry and /or banking experience (rural banking experience is an asset);Post-secondary degree in Accounting/BusinessStrong ability to influence without authority and good negotiating skillsInitiative in recognizing opportunities for improvement and efficiencyAdvanced knowledge of computer software (Excel, Word, etc.)Strong analytical skills; ability to interpret financial informationStrong organizational and time management skills in order to effectively manage multiple priorities and competing demands within tight deadlinesExceptional customer service skills with a focus on telephone interactions as well as interpersonal and written communication skillsWHAT WE OFFER: A competitive salary that’s benchmarked to Mercer salary data.Participation in a Corporate Incentive program based on 10%+ of annual salary.Paid vacation time plus 5 personal days.Up to 16 weeks of fully paid parental leave.One half-Friday off per month.Health and dental benefits and an EAP program focused on your mental health (Headversity).Company paid professional development plus access to LinkedIn Learning.Employee recognition program – movie tickets, household items, electronics, gift cards, etc.Ability to work from home and flexible working arrangements.ABOUT OUR COMPANY: Firma (an OFX company) has been helping grow our customers’ worlds since 1998. Helping our customers go further in every connection to deliver a remarkable service that takes away the complexity of growing across borders. Providing global scale and corporate-level know-how in a way that relates to our customers ambitions and cross-border readiness. At the core of this all is our commitment to dedicated one-to-one customer service. Firma is excited to be joining forces with OFX, a leading global money services provider, who shares this ethos. OFX grew from the idea that there had to be a better, fairer way to move money around the world. That was over 20 years ago, and we’re still driven by the same mission today. We help individuals and businesses navigate the complexity of foreign exchange, offering the best of both worlds – an easy to use digital platform, combined with 24/7 access to our currency experts around the globe. We provide great opportunities for our employees to grow their careers and make a difference, and for our clients to move money safely and securely with confidence. Our Company is committed to creating a diverse and inclusive environment and is proud to be an equal opportunity employer. We provide a supportive and respectful environment free of bias, where each employee feels valued. Together our opinions, strengths, experiences, and diverse backgrounds empower us to perform better and be innovative, which is essential to our continued success. Applicants are required to be able to work remotely and pass a background check to be eligible for consideration.
Senior Analyst, Sales Force Analytics
BMO, Toronto, ON
Application Deadline: 06/09/2024Address: 33 Dundas Street WestJob Family Group:Data Analytics & ReportingThis role will be responsible to identify opportunities for specialized sales roles including but not limited to Mortgage Specialists/Advisors, Financial Planners, etc. Designs dashboards and analyses to be performed, and appropriate visualization and analytics tools to use. Identifies trends and patterns to address identified business questions and provide insights through reporting and data visualization techniques. Works with other data and analytics professionals to optimize, refine, automate and scale analysis into repeatable analytics solutions and decision support tools for the development of the SSG (Specialized Sales Group) strategy. Key Responsibilities: Acts as a trusted advisor to assigned business/group.Leads the design, development, and implementation of analytic solutions.Identifies emerging issues and trends to inform decision-making.Recommends and implements solutions based on analysis of issues and implications for the businessEnsures alignment between stakeholders about business needs and data needs.Ensures alignment between stakeholders about business needs and data needs.Leads/participates in the design, implementation and management of new analytics & reporting solutions.Designs, develops, and implements innovative analytical solutions.Designs and produces regular and ad-hoc reports, and dashboards.Breaks down strategic problems, and analyses data and information to provide subject matter insights and recommendations.Structures and assembles data into multi-dimensions with various granularities (e.g., demographics, customers, products, transactions).Cleanses, manipulates, and transforms data through programming / scripting for model training and validation.Automates validation tests to improve quality and efficiency of the validation process.Validates and tests models used in analytics and reporting to assess/address performance and compliance.Conducts various pre-implementation and post-implementation analyses to estimate/measure business impact caused by model adoption (e.g., revenue increase, cost reduction, corporate brand image).Promotes reporting automation, self-serve analytics consumption, and the culture of analytics-driven decision making.Monitors and tracks tool performance, user acceptance testing, and addresses any issues.Integrates information from multiple sources to enable more efficient processes, enhanced analysis and/or streamlined reporting.Designs, develops, and implements innovative analytical solutions.Designs and produces regular and ad-hoc reports, and dashboards.Builds reports and visualizations to effectively communicate data driven insights to users for a variety of audiences e.g. visualization solutions of data into reports, graphics, dashboards to illustrate facts, trends, and insights.Develops solutions and makes recommendations based on an understanding of the business strategy and stakeholder needs.Supports development and execution of strategic analytics & reporting initiatives in collaboration with internal and external stakeholders.Analyzes data and information to provide subject-matter insights and recommendations.Develops tools and delivers training programs for use of reporting tools and self-serve analytics by non-analytical end users; may include delivery of training to audiences.Documents and maintain operational procedures and processes relating to analytical and reporting processes.Builds effective relationships with internal/external stakeholders.Collaborates with internal and external stakeholders in order to deliver on business objectives.Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.Provides specialized consulting, analytical and technical support.Exercises judgment to identify, diagnose, and solve problems within given rules.Works independently and regularly handles non-routine situations.Broader work or accountabilities may be assigned as needed. Qualifications: Post-secondary degree in Mathematics, Statistics, Computer Science , Engineering, or a related field of study. Advanced degree preferred. 2-3 years' work experiences in data manipulation and analysis. Familiarity with BMO Home Financing and Investment products is a plus. Proficiency in MS Office products (Word, Excel, PowerPoint, etc.) Knowledge and experience in data preparation, data analysis, and statistical tool sets including but not limited to SQL, SAS, Power BI, Python, SSRS, Tableau.Deep knowledge and technical proficiency gained through extensive education and business experience.Verbal & written communication skills.Collaboration & team skills.Analytical and problem solving skills.Influence skills.Data driven decision making.Compensation and Benefits:$54,500.00 - $101,500.00Pay Type: SalariedThe above represents BMO Financial Group's pay range and type.Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards We're here to helpAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.To find out more visit us at https://jobs.bmo.com/ca/en .BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.
Analyst, Global Markets Corporate Banking - Securitization
BMO, Toronto, ON
Application Deadline: 06/27/2024Address: 100 King Street WestJob Family Group:Capital Mrkts Sales & ServiceBMO Capital Markets is a leading, full-service financial services provider. We offer corporate and investment banking, treasury management, as well as research and advisory services to clients around the world. #bmocapitalmarketsThe Analyst will be part of a Global Markets Corporate Banking Securitization team that is responsible for Underwriting and Account Management of securitization and other structured finance transactions is a wide variety of asset classes including, but not limited to, automobile loans and leases, equipment loans, student loans, credit cards, consumer installment loans, residential mortgage backed securities, commercial mortgage backed securities and leveraged loans for both US and Canadian clients. The Analyst will support Account Management in making approval recommendations regarding deal structure and exposure amounts and complete due diligence and credit analysis on current and prospective clients. The Analyst will further support Account Management in a variety of other portfolio management responsibilities.Credit Risk and Financial AnalysesPrepare concise, accurate and well-reasoned written credit applications and memoranda for both new and existing transactions for presentation to Credit.Conduct credit risk analysis of securitization transactions using all available sources of information including, but not limited to servicer reports, cash flow models, financial statements, servicer audits, legal documentation, etc.Determine estimated capital for current and prospective securitization transactions using the bank's capital models.Conduct due diligence that includes on-site client visits and conference calls, analysis of business models, and comprehensive review of industry trends and related regulations.Analyze transactions for structural strengths and weaknesses and structure appropriately to mitigate weaknesses.Research and analyze financial and operating information relating to companies and industries.Assess financial soundness of counterparties and underlying securitization assets including appropriate debt levels, debt service, historic financial performance and repayment capabilities.Perform financial statement analysis including completion of spreading software (MRA).Review documentation for conformity with approved Credit terms and conditions.Keep abreast of industry trends and regulatory developments.Portfolio Management SupportAssist Account Managers in managing a diverse portfolio of accounts. This includes: i) preparing written concise credit reviews as needed, at least annually, delivering same within required timeframes, and ii) continuous monitoring of transaction performance and financial performance of the underlying client and its respective industry.Provide analytical findings to Account Management team including input on credit risks and related mitigants.Maintain current financial performance information on clients and securitization transactions in order to perform timely annual reviews, financial covenants, and internal trigger monitoring.Assist Account Managers in development of presentations or ad-hoc portfolio updates for relevant credit partners.Support Account Managers with portfolio management needs for the business.Participate in decision making with clients and internal product group partners.Expert knowledge of Bank policies and standards to ensure portfolio adheres to BMO's policies and procedures, especially as they pertain to the securitization product.Review and negotiation of legal documentation.Monitor exposure across different BMO clients and products.Assist in AML/KYC processing and obtain any pending required documentation.Partnership EffortsLiaise with Global Markets areas and with various lines of business and operational areas of the Bank as required.Support Global Markets areas on portfolio management needs and growth initiatives of the business.Participate in deal teams to negotiate structure and documentation for securitization transactions.Assist in updating Financing Guidelines.Involve in projects as required.QualificationsAn undergraduate degree with outstanding academic achievement. Specific academic coursework in finance, economics, or accounting.Relevant experience for analysts in similar roles; formal credit training preferred. 0-3 years of experience.Relevant experience for analysts hired into 2nd or 3rd year slots.Typically analysts maintain this role for 1-3 years before advancement to the next level.Credit analysis experience and understanding preferred. Will provide Global Markets specific training.Knowledge of capital markets, investment banking products and applicable regulations.Knowledge of organizational lending and portfolio management policies and objectives.Excellent analytical skills to include business, financial, and credit analysis areas.Highly developed written and oral communication skills.Strong interpersonal skills used within a collaborative and demanding team environment.Expertise in financial computer applications and database management tools including MS Excel, Moody's, Capital IQ and Bloomberg. Strong proficiency in other Microsoft Office products including MS Word and PowerPoint.Self-starter with keen attention to detail and ability to work under limited supervision.Ability to be creative, insightful, and resourceful in performance of duties.Strong ability to attentively review, assess, and provide detailed information daily on multiple projects in an organized manner.Excellent capability to independently function as part of a team through self-motivation.Proficient in building cash flow and other financial models is beneficial.Additional Job DescriptionBMO Capital Markets is a leading, full-service financial services provider. We offer corporate and investment banking, treasury management, as well as research and advisory services to clients around the world. #bmocapitalmarketsCompensation and Benefits:Pay Type: SalariedThe above represents BMO Financial Group's pay range and type.Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group's expected target for the first year in this position.BMO Financial Group's total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-Rewards We're here to helpAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We'll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we'll help you gain valuable experience, and broaden your skillset.To find out more visit us at https://jobs.bmo.com/ca/en .BMO is committed to an inclusive, equitable and accessible workplace. By learning from each other's differences, we gain strength through our people and our perspectives. Accommodations are available on request for candidates taking part in all aspects of the selection process. To request accommodation, please contact your recruiter.Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.